If you’re a Singaporean looking for a credit card that offers cashback on eligible purchases, the Manhattan Card from Standard Chartered could be the perfect fit. With up to 3% cashback on eligible purchases and a suite of exclusive lifestyle privileges, this card is designed to reward you for your spending. In this article, we’ll take a closer look at the Manhattan Card, including its eligibility requirements, rewards structure, additional benefits, and fees and charges.
The Manhattan Card is a World Mastercard that offers up to 3% cashback on eligible purchases, up to a maximum of $800 per year. To qualify for the cashback, you need to charge your purchases to your card and meet the minimum spending requirement of $3,000. The card also comes with a range of exclusive lifestyle privileges, including dining, shopping, and travel deals, as well as access to Mastercard Priceless Cities.
To apply for the Manhattan Card, you need to be a Singaporean citizen or permanent resident aged 21 or above, with a minimum income of $30,000 per annum. Foreigners with a minimum income of $60,000 per annum are also eligible to apply. The application process is simple and straightforward, and you can apply online or in person at a Standard Chartered branch.
Overview of the Manhattan Card
If you are looking for a credit card that offers you cashback on your purchases, you might want to consider the Manhattan Card Singapore. This credit card is offered by Standard Chartered Bank in Singapore and is one of the most popular cashback credit cards in the market.
The Manhattan Card Singapore offers a suite of exclusive lifestyle privileges to its cardholders. With this credit card, you can earn up to 3% cashback on eligible purchases. The cashback amount is capped at $800 annually. To maximize the cash rebates, you need to hit the minimum spend requirement of S$3,000.
One of the best things about the Manhattan Card Singapore is that it is an unlimited cashback credit card. This means that there is no limit to the amount of cashback you can earn. This makes it an excellent credit card for people who spend a lot on their purchases.
Another great feature of the Manhattan Card Singapore is that it has no annual fee. This means that you can enjoy the benefits of this credit card without having to pay any fees. This makes it an affordable credit card for people who are looking for a cashback credit card without any additional costs.
In conclusion, the Manhattan Card Singapore is an excellent credit card for people who are looking for a cashback credit card. With its unlimited cashback feature and no annual fee, it is an affordable and rewarding credit card.
Eligibility and Application
Income Requirements
Before applying for the Manhattan card in Singapore, you need to meet certain income requirements. If you are a salaried employee, you must have a minimum annual income of £16,000 to be eligible. For permanent residents, the minimum annual income is £22,000. Foreigners with an Employment Pass must have a minimum annual income of £40,000.
Application Process
The application process for the Manhattan card is simple and straightforward. You can apply online, and the bank will get back to you within a few days. The application process involves filling out an online form, providing your personal and financial details, and submitting supporting documents.
To apply for the Manhattan card, you need to be between 21 and 65 years old. Singapore citizens and permanent residents must have a minimum annual income of £16,000 and £22,000, respectively. Foreigners with an Employment Pass must have a minimum annual income of £40,000.
Once you have submitted your application, the bank will review your application and inform you of the outcome within a few days. If your application is approved, you will receive your Manhattan card in the mail within a week.
In conclusion, the Manhattan card is an excellent option for those who are looking for a credit card with great rewards and benefits. To be eligible, you need to meet certain income requirements, and the application process is simple and straightforward. If you meet the eligibility criteria and are interested in applying for the Manhattan card, head over to the Standard Chartered website and start your application today.
Rewards and Cashback Structure
If you’re looking for a credit card that rewards you for your spending, the Standard Chartered MANHATTAN Credit Card could be a great option for you. The card offers cashback on eligible purchases, making it a great way to save money while you spend.
Cashback Tiers
The cashback rate you earn depends on the amount you spend in a statement cycle. There are three tiers of cashback rates, which are:
- Tier 1: Below $1,000 – 0.5%
- Tier 2: $1,000 – $2,999.99 – 1%
- Tier 3: $3,000 and above – 3%
Maximum Cashback
The maximum cashback you can earn per statement cycle quarter is capped at $200. This means you can earn a maximum of $800 per year if you consistently hit the spending requirement of $3,000 per month.
Monthly Spend
To qualify for the cashback, you need to spend a minimum of $1,000 per statement cycle. If you spend below $1,000, you won’t earn any cashback. However, if you spend $3,000 or more, you’ll earn the maximum cashback rate of 3%.
Overall, the Standard Chartered MANHATTAN Credit Card offers a great cashback structure that rewards you for your eligible purchases. If you’re looking for a credit card that can help you save money while you spend, this card could be a great option for you.
Additional Benefits and Features
As a Manhattan World Mastercard holder, you have access to a range of exclusive benefits and features that make your life easier and more enjoyable. Here are some of the key perks that come with your card:
Exclusive Discounts
With your Manhattan World Mastercard, you can enjoy exclusive discounts at a range of retailers and service providers in Singapore and around the world. From fashion and beauty to travel and entertainment, there are plenty of opportunities to save money and enjoy the finer things in life. Keep an eye out for special promotions and limited-time offers, which can help you make the most of your card.
Dining and Entertainment Perks
If you’re a foodie or a culture vulture, you’ll love the dining and entertainment perks that come with your Manhattan World Mastercard. From complimentary drinks and desserts to priority access and VIP treatment, there are plenty of ways to enhance your dining and entertainment experiences. Whether you’re looking for a romantic night out or a fun-filled family adventure, your card has got you covered.
Overseas Transaction Advantages
When you travel overseas, your Manhattan World Mastercard is your best friend. With no foreign transaction fees and competitive exchange rates, you can make the most of your money and enjoy hassle-free shopping and dining experiences. Plus, with tap-and-pay payment technology, you can make fast and secure transactions without having to fumble with cash or cards. So whether you’re exploring the streets of Tokyo or soaking up the sun in Bali, your card is the perfect travel companion.
Overall, the Manhattan World Mastercard is an excellent choice for anyone looking for a rewarding and convenient credit card in Singapore. With a range of benefits, dining and entertainment perks, and overseas transaction advantages, it’s no wonder that this card is so popular among savvy consumers. So why not apply for your own Manhattan World Mastercard today and start enjoying all the benefits and features that this card has to offer?
Fees and Charges
If you are considering applying for a Manhattan card in Singapore, you should take the time to understand the fees and charges associated with the card. Here is what you need to know:
Understanding the Fine Print
Firstly, there is an annual fee for the Manhattan card, which is waived for the first year. After that, you will be charged an annual fee of $180. However, if you spend a minimum of $20,000 per year, the annual fee will be waived.
If you miss a payment, you will be charged a late payment fee of $100. It is important to make sure that you pay at least the minimum payment amount by the due date to avoid this fee.
If you need to withdraw cash using your Manhattan card, you will be charged a cash advance fee of 8% of the amount withdrawn, with a minimum fee of $15. Additionally, you will be charged a finance charge of 0.082% per day on the amount withdrawn from the date of the transaction until the date of full payment.
Managing Your Card Efficiently
To manage your Manhattan card efficiently, you should consider signing up for the interest installment plan. This will allow you to convert your large purchases into smaller, more manageable payments. You can choose to pay back the amount over 6, 12, 18 or 24 months, with interest rates starting from 0%.
To avoid late payment charges, you should set up automatic payments or reminders to ensure that you pay your bill on time. It is also important to keep track of your spending and make sure that you meet the minimum spend requirement of $3,000 to maximize your cashback rewards.
Overall, the Manhattan card offers attractive cashback rewards, but it is important to be aware of the fees and charges associated with the card to avoid any surprises. By understanding the fine print and managing your card efficiently, you can make the most of your Manhattan card and enjoy the benefits it offers.
Frequently Asked Questions
What fabulous perks can one enjoy with the Manhattan card in Singapore?
The Manhattan card in Singapore offers a host of perks that can help you save money and enjoy exclusive privileges. You can earn up to 3% cashback on eligible purchases, up to a maximum of $800 a year. The card also offers a suite of exclusive lifestyle privileges, including discounts on dining, shopping, travel, and entertainment.
Has the Manhattan card been discontinued, or is it still available for application?
The Manhattan card is still available for application in Singapore. You can apply for the card online or at any Standard Chartered branch in Singapore. However, the bank may have specific eligibility criteria, such as minimum income requirements, that you need to meet to be eligible for the card.
What’s the buzz about the latest Manhattan card promotions in Singapore?
The latest Manhattan card promotions in Singapore offer attractive cashback rewards, exclusive discounts, and other benefits. For example, you can earn up to $200 cashback when you apply for the card and meet the minimum spend requirement. You can also enjoy discounts on dining, shopping, travel, and entertainment, as well as exclusive access to airport lounges and other privileges.
How much cashback can you earn with the SCB Manhattan card, and what are the limits?
With the SCB Manhattan card, you can earn up to 3% cashback on eligible purchases, up to a maximum of $800 a year. However, there are specific terms and conditions that apply, such as minimum spend requirements and exclusions for certain categories of purchases. It’s important to read the fine print before using the card to ensure that you understand the cashback rewards and limitations.
Are there any exclusive lounge access privileges when you use the Manhattan card?
Yes, there are exclusive lounge access privileges when you use the Manhattan card. For example, you can enjoy complimentary access to selected airport lounges in Singapore and other countries, as well as discounts on lounge access fees. This can be especially useful if you travel frequently and want to enjoy a comfortable and relaxing experience at the airport.
What are the most talked-about features of the Manhattan card according to the Singapore Reddit community?
According to the Singapore Reddit community, the most talked-about features of the Manhattan card include the attractive cashback rewards, the exclusive lifestyle privileges, and the access to airport lounges. Many users have also praised the card for its user-friendly mobile app and online banking services, as well as its customer service and support.