If you are an HSBC Singapore credit card holder, you may be wondering how you can make the most of your rewards points. HSBC Rewards is a programme that lets you earn points on your credit card spend, which can then be redeemed for a variety of rewards. In this article, we will take a closer look at HSBC Rewards in Singapore, including how to understand the programme, how to maximise your points, and what redemption options are available.
Understanding HSBC Rewards is key to getting the most out of your credit card spend. Each cardholder who holds a Singapore dollar-denominated credit card will earn one Reward point for every S$1 charged to their HSBC credit card on Qualifying Transactions made locally and overseas. You can earn additional points through promotions and exclusive benefits, which we will discuss later in this article.
Maximising your points is the next step to getting the most out of HSBC Rewards. There are a variety of ways to earn more points, such as using your card for eligible spending categories like dining, travel, groceries, and shopping. You can also take advantage of exclusive promotions and benefits to earn even more points. By understanding how to maximise your points, you can unlock a world of exciting rewards.
Key Takeaways
- HSBC Rewards is a programme that lets you earn points on your credit card spend, which can then be redeemed for a variety of rewards.
- Understanding HSBC Rewards and maximising your points are key to getting the most out of your credit card spend.
- You can earn additional points through promotions and exclusive benefits, and there are a variety of redemption options available.
Understanding HSBC Rewards
If you’re an HSBC customer, you can earn reward points on your purchases. These points can be redeemed for a variety of rewards, including travel, shopping, and dining vouchers. In this section, we’ll take a closer look at the different types of rewards you can earn and how you can earn them.
HSBC Revolution Credit Card
The HSBC Revolution Credit Card is a popular credit card that offers 10X reward points for every dollar spent on dining, entertainment, and online transactions. For all other transactions, you can earn 1 reward point for every dollar spent.
HSBC Everyday+ Rewards Programme
If you have an HSBC Everyday Global Account, you can enroll in the HSBC Everyday+ Rewards Programme. This programme allows you to earn reward points on your everyday spending, including grocery shopping, dining, and petrol purchases. You can earn up to 3X reward points on your spending, depending on the category of your purchases.
HSBC TravelOne Credit Card
The HSBC TravelOne Credit Card is designed for frequent travellers. You can earn 1 reward point for every dollar spent on your credit card, which can be redeemed for travel-related rewards such as air miles, hotel stays, and car rentals.
To earn reward points, you must use your HSBC credit card for eligible transactions. Eligible transactions include purchases made in Singapore and overseas. You can check your reward points balance through the HSBC Singapore Mobile app or HSBC Online Banking.
In conclusion, the HSBC rewards programme offers a variety of rewards for customers who use their credit cards for eligible transactions. With the HSBC Revolution Credit Card, HSBC Everyday+ Rewards Programme and HSBC TravelOne Credit Card, you can earn reward points on your everyday spending, dining and entertainment, and travel-related purchases.
Maximising Your Points
If you are an HSBC credit cardholder in Singapore, you can earn reward points on qualifying transactions that you can redeem for a range of exciting rewards. Here are some tips on how you can maximise your points and get the most out of your credit card spending.
Qualifying Transactions
To earn reward points, you need to make eligible transactions using your HSBC credit card. These transactions include retail transactions, online purchases, and contactless payments. However, not all transactions are eligible, so make sure to check the terms and conditions of your credit card to know which transactions qualify for reward points.
Minimum Spend
Some HSBC credit cards require you to meet a minimum spend requirement to earn reward points. For example, the HSBC Revolution Credit Card requires you to spend at least $800 per month to earn 10X reward points on online and contactless transactions. If you don’t meet the minimum spend requirement, you will earn a lower rate of reward points or no points at all. Therefore, it’s essential to keep track of your spending and plan your purchases accordingly.
Bonus Points
HSBC credit cards also offer bonus points on specific transactions or promotions. For example, you may earn bonus points when you sign up for a new credit card, spend a certain amount within a specific period, or make purchases at specific merchants. These bonus points can help you earn reward points faster and redeem them for exciting rewards. Make sure to check the latest promotions and offers from HSBC to take advantage of these bonus points.
In conclusion, by understanding the qualifying transactions, minimum spend requirements, and bonus points of your HSBC credit card, you can maximise your reward points and enjoy a range of exciting rewards. So, start using your credit card wisely and enjoy the benefits of your spending.
Rewards Redemption Options
If you have accumulated HSBC points in Singapore, you are probably wondering how to redeem them. Fortunately, HSBC offers a wide range of redemption options, including cashback, miles, travel, hotel stays, shopping, dining, and instant reward redemption. In this section, we will take a closer look at some of these options.
Cashback and Miles
One of the most popular ways to redeem HSBC points in Singapore is for cashback or miles. With cashback, you can get a percentage of your spending back in the form of a credit to your account. With miles, you can redeem your points for airline miles, which can be used to book flights or upgrade your seat. Both options can be a great way to get more value out of your HSBC points.
Travel and Hotel Stays
If you love to travel, you can use your HSBC points to book flights, hotels, and other travel-related expenses. HSBC partners with a range of airlines and hotels, so you can easily find a redemption option that suits your needs. Whether you want to book a luxury hotel stay or a budget flight, HSBC has you covered.
Shopping and Dining
If you prefer to spend your points closer to home, you can use them for shopping and dining. HSBC partners with a range of retailers and restaurants, so you can use your points to buy everything from groceries to electronics. You can also use your points to pay for meals at restaurants, making it a great option for foodies.
In addition to these options, HSBC also offers instant reward redemption, which allows you to redeem your points for a range of rewards on the spot. Whether you want to buy a gift card or a movie ticket, you can do it instantly with your HSBC points.
Overall, HSBC points in Singapore offer a range of redemption options that can help you get more value out of your spending. Whether you want to travel the world or enjoy a meal at your favourite restaurant, HSBC has you covered. So start redeeming your points today and enjoy the rewards!
Exclusive Promotions and Benefits
HSBC Singapore offers a range of exclusive promotions and benefits to its credit card customers. These promotions and benefits are designed to help you save money and earn rewards, making it easier for you to manage your finances.
Sign-Up Gifts
When you sign up for an HSBC credit card, you can receive a sign-up gift as a welcome bonus. The sign-up gift varies depending on the card you choose, but it can include anything from cashback rewards to shopping vouchers. For example, the HSBC Revolution Credit Card offers a sign-up gift of $150 cashback for new customers who apply online.
Annual Fee Waivers
Some HSBC credit cards offer annual fee waivers, which means you won’t have to pay an annual fee for the first year of your card membership. This can help you save money and make it easier to manage your finances. For example, the HSBC Visa Infinite Credit Card offers an annual fee waiver for the first year of card membership.
Special Promotions
HSBC Singapore also offers special promotions throughout the year, which can help you save money and earn rewards. These promotions can include anything from cashback rewards to discounts on travel and dining. For example, HSBC credit cardholders can enjoy up to 50% off dining at selected restaurants with the HSBC Dining Privileges programme.
When you sign up for an HSBC credit card, you can also receive promotional materials that provide information on the latest promotions and benefits available to you. These materials can include anything from brochures to emails, and they can help you stay up-to-date on the latest offers and deals.
If you’re looking for a credit card sign-up gift, the HSBC credit card range has something for everyone. From the HSBC Revolution Credit Card’s $150 cashback sign-up gift to the Samsonite Zeltus luggage sign-up gift offered by the HSBC Visa Platinum Credit Card, there are plenty of rewards to choose from.
With annual fee waivers, special promotions and sign-up gifts, HSBC credit cards offer a range of exclusive benefits to help you save money and earn rewards. So why not apply for an HSBC credit card today and start enjoying these benefits for yourself?
Additional HSBC Perks
HSBC Singapore offers a range of additional perks for their customers, including supplementary cards, wealth management, and insurance.
Supplementary Cards
If you have a family member or friend who you trust to use your credit card, you can apply for a supplementary card for them. You can apply for up to 5 supplementary cards, and each cardholder will have their own credit limit. You can also set a spending limit for each cardholder to help you manage your expenses.
Wealth Management and Insurance
HSBC Singapore also offers wealth management and insurance services to help you grow and protect your wealth. With their investment services, you can choose from a range of investment products to suit your risk appetite and investment goals. You can also access their financial planning services to help you plan for your future.
HSBC Singapore also offers a range of insurance products to help you protect yourself and your loved ones. You can choose from a range of insurance products, including life insurance, health insurance, and travel insurance. With their insurance products, you can have peace of mind knowing that you and your loved ones are protected.
Overall, HSBC Singapore offers a range of additional perks to help you make the most of your HSBC credit card. Whether you need a supplementary card for a family member or friend, or you want to grow and protect your wealth, HSBC Singapore has a range of products and services to suit your needs.
Frequently Asked Questions
How can I redeem my HSBC reward points in Singapore?
You can redeem your HSBC reward points in Singapore by logging into your HSBC Singapore Mobile App or Online Banking account. From there, you can browse through the Rewards catalogue and select the item you wish to redeem. Once you have made your selection, follow the instructions to complete the redemption process.
What exciting items can I get from the HSBC Singapore Rewards catalogue?
The HSBC Singapore Rewards catalogue offers a wide range of exciting items, including travel vouchers, electronic gadgets, household appliances, fashion items, and more. You can browse through the catalogue to find the item that best suits your needs and interests.
What’s the conversion rate of HSBC points to KrisFlyer miles?
The conversion rate of HSBC points to KrisFlyer miles is 1 HSBC reward point to 0.4 KrisFlyer miles. This means that if you have 10,000 HSBC reward points, you can convert them into 4,000 KrisFlyer miles.
How do I find out the value of my HSBC points?
You can find out the value of your HSBC points by logging into your HSBC Singapore Mobile App or Online Banking account. From there, you can view your reward points balance and the corresponding value in Singapore dollars ($).
Where can I contact for assistance with my HSBC points in Singapore?
If you need assistance with your HSBC points in Singapore, you can contact the HSBC customer service hotline at +65 6216 9008. Alternatively, you can visit the HSBC Singapore website to find more information and contact options.
What are the latest deals available on the HSBC Rewards portal?
To find out about the latest deals available on the HSBC Rewards portal, simply log into your HSBC Singapore Mobile App or Online Banking account and browse through the Rewards catalogue. You can also sign up for HSBC’s newsletter to receive updates on the latest promotions and offers.