Looking for a debit card that gives you more benefits and rewards? Consider the DBS Visa Platinum Debit Card Singapore. This card offers a range of features and benefits that can help you save money and enjoy a more convenient banking experience.
One of the key benefits of the DBS Visa Platinum Debit Card Singapore is the cashback rewards. You can earn up to 5% cashback on your everyday spending, including groceries, dining, and online purchases. Plus, you can enjoy exclusive promotions and discounts at a wide range of merchants, both online and offline.
Using your DBS Visa Platinum Debit Card Singapore is easy and convenient. You can use it to make payments at millions of merchants worldwide, both online and offline. Plus, you can withdraw cash from any ATM that accepts Visa cards, both locally and overseas. With its advanced security features and easy management tools, the DBS Visa Platinum Debit Card Singapore is a great choice for anyone looking for a more rewarding and hassle-free banking experience.
Key Takeaways
- The DBS Visa Platinum Debit Card Singapore offers up to 5% cashback on everyday spending and exclusive promotions and discounts at a wide range of merchants.
- You can use your card to make payments at millions of merchants worldwide and withdraw cash from any ATM that accepts Visa cards.
- With its advanced security features and easy management tools, the DBS Visa Platinum Debit Card Singapore is a great choice for anyone looking for a more rewarding and hassle-free banking experience.
Card Features and Benefits
If you’re looking for a debit card with great rewards and exclusive benefits, the DBS Visa Platinum Debit Card might be just what you need. Here are some of its features and benefits:
Rewards and Rebates
With the DBS Visa Platinum Debit Card, you can earn up to 3% cashback on contactless transactions, such as Visa PayWave, Apple Pay, and Samsung Pay. You can also earn up to 5% cashback on online shopping, and up to 10% cashback on selected merchants. Plus, you can earn up to 3% cashback on local and overseas Visa transactions.
Exclusive Benefits and Privileges
The DBS Visa Platinum Debit Card comes with a range of exclusive benefits and privileges, including:
- Multi-currency access: You can access up to 13 foreign currencies with your DBS Visa Platinum Debit Card.
- Savings on overseas spending: You can enjoy savings on overseas spending with no foreign exchange fees and competitive exchange rates.
- Discounts and gifts: You can enjoy exclusive discounts and gifts at selected merchants.
- Tap and SimplyGo: You can use your DBS Visa Platinum Debit Card to tap and pay for your everyday transactions, as well as for public transport with SimplyGo.
- Yuu Rewards Club: You can earn and redeem rewards points with the Yuu Rewards Club.
- TapForMore points: You can earn TapForMore points when you shop at participating merchants.
Overall, the DBS Visa Platinum Debit Card is a great option for those who want to earn rewards and enjoy exclusive benefits and privileges. With its range of features and benefits, it’s definitely worth considering if you’re in the market for a new debit card.
Using Your Card
When it comes to using your DBS Visa Platinum Debit Card in Singapore, you have a wide range of options available to you. Here are some key features and benefits of using your card:
Online and Overseas Transactions
Your DBS Visa Platinum Debit Card is perfect for online and overseas transactions. With this card, you can make purchases online or overseas with ease. Plus, you’ll enjoy added security features like Visa Secure, which helps protect you from fraud.
Local Transport and Everyday Use
Your DBS Visa Platinum Debit Card is also great for local transport and everyday use. You can use your card for SimplyGo, which allows you to tap and go on buses and trains in Singapore. Plus, you can use your card for other local transactions like NETS transactions and debit card spend transactions.
When it comes to everyday use, your DBS Visa Platinum Debit Card is designed to make your life easier. You can use your card for Visa payWave, which allows you to tap and go for purchases under $100. Plus, you can use your card with mobile payment options like Apple Pay, Samsung Pay, and Google Pay.
Overall, your DBS Visa Platinum Debit Card is a versatile and convenient payment option that can be used for a wide range of transactions in Singapore and beyond. With added security features and the ability to earn rewards, this card is a must-have for anyone looking for a reliable and flexible payment option.
Fees and Charges
As with any debit card, there are fees and charges associated with the DBS Visa Platinum Debit Card. Understanding these costs can help you avoid unnecessary fees and save money in the long run.
Understanding the Costs
The DBS Visa Platinum Debit Card has an annual fee of $180, which is waived for the first year. This fee covers the cost of maintaining your account and providing you with access to the card’s benefits and features.
In addition to the annual fee, there is also a foreign currency spend fee of 2.8% for transactions made in currencies other than Singapore dollars. If you frequently travel abroad or make purchases from international merchants, this fee can add up quickly.
Avoiding Unnecessary Fees
To avoid unnecessary fees, it’s important to be aware of the card’s maintenance fee and foreign currency spend fee. You can also consider opening a multi-currency account with DBS, which allows you to hold and spend multiple currencies without incurring additional fees.
Another way to avoid fees is to use your card responsibly. For example, avoid cash withdrawals as they come with a $5 fee per transaction. Instead, use your card for purchases and take advantage of the cashback rewards offered by the card.
By understanding the fees and charges associated with the DBS Visa Platinum Debit Card and taking steps to avoid unnecessary fees, you can make the most of your card and save money in the long run.
Application and Eligibility
How to Apply
Applying for a DBS Visa Platinum Debit Card in Singapore is quick and easy. You can apply online through the DBS website or through the Digibank mobile app. To apply, you will need to provide your personal details and submit your application. Once your application is approved, you can collect your card at any DBS branch or have it delivered to your registered address.
Eligibility Criteria
To be eligible for a DBS Visa Platinum Debit Card in Singapore, you must meet the following criteria:
- You must be at least 16 years old.
- You must have a valid Singaporean or Permanent Resident identification card.
- You must have a DBS or POSB bank account.
- You must have a minimum annual income of $30,000.
If you meet the above criteria, you can apply for a DBS Visa Platinum Debit Card today. With the card, you can enjoy up to 4% cashback on your purchases, including overseas spending.
To apply, simply log in to your Digibank mobile app or visit the DBS website and follow the instructions. You can also apply through the DBS Paylah! app.
Security and Management
When it comes to managing your finances, security is a top priority. With the DBS Visa Platinum Debit Card, you can rest assured that your transactions are safe and secure.
Protecting Your Transactions
To ensure the security of your transactions, the DBS Visa Platinum Debit Card comes with advanced security features. These include secure chip technology, which encrypts your card information, and contactless payment technology, which allows you to make payments without having to swipe or insert your card.
In addition, the card comes with DBS Payment Controls, a feature that allows you to manage your card security and spending in just a few taps on the digibank app. With DBS Payment Controls, you can secure your card anytime, anywhere. In the past, when your credit cards were stolen or misplaced, the common approach was to cancel them to prevent any unauthorised usage. But with DBS Payment Controls, you can simply lock your card with a tap on your phone and unlock it when you find it.
Controlling Card Usage
The DBS Visa Platinum Debit Card also gives you greater control over your card usage. You can set card usage limits to ensure that you do not overspend. This is particularly useful when travelling overseas, as it allows you to set a multi-currency spend limit to avoid unexpected charges.
Moreover, the card comes with a magnetic stripe that can be used for overseas transactions. To enhance card usage security, you can activate the card’s magnetic stripe for overseas use on the digibank app. This is a useful feature for online purchases or when travelling abroad.
In conclusion, the DBS Visa Platinum Debit Card offers a secure and convenient way to manage your finances. With advanced security features and DBS Payment Controls, you can rest assured that your transactions are safe and secure. Additionally, with the ability to set card usage limits and activate the magnetic stripe for overseas use, you have greater control over your card usage. So, go ahead and enjoy the benefits of a Visa debit card for your everyday spending needs.
Frequently Asked Questions
What exclusive benefits can one enjoy with a Platinum Visa debit card?
With a DBS Visa Platinum debit card, you can enjoy a range of exclusive benefits such as cash rebates, discounts, and rewards points. You can earn up to 4% cashback on your Visa transactions, and enjoy exclusive offers on travel, leisure, and shopping in Singapore. Additionally, you can also earn rewards points for every dollar spent, which can be redeemed for a range of exciting perks.
How does lounge access work with the Visa Platinum debit card?
As a DBS Visa Platinum debit cardholder, you can enjoy complimentary access to over 1,000 airport lounges worldwide. Simply present your card to gain access to the lounge. Please note that lounge access is subject to availability, and terms and conditions apply.
Are there any additional charges associated with using a Platinum Visa debit card overseas?
Yes, there may be additional charges associated with using your DBS Visa Platinum debit card overseas. These charges may include foreign transaction fees, currency conversion fees, and ATM withdrawal fees. It is recommended that you check with your bank for more information on these charges.
What is the maximum withdrawal limit for a Visa Platinum debit card at ATMs?
The maximum withdrawal limit for a DBS Visa Platinum debit card at ATMs is $3,000 per day. Please note that this limit may vary depending on the ATM and the country you are visiting.
How does the Visa Platinum debit card differ from a standard Visa debit card?
The DBS Visa Platinum debit card offers a range of exclusive benefits, including cash rebates, discounts, and rewards points, that are not available with a standard Visa debit card. Additionally, the Visa Platinum debit card offers complimentary access to over 1,000 airport lounges worldwide, while a standard Visa debit card does not.
Can the Visa Platinum debit card be linked to multiple currencies for international transactions?
Yes, the DBS Visa Platinum debit card can be linked to multiple currencies for international transactions. This allows you to make purchases and withdraw cash in the local currency, without incurring additional currency conversion fees. Please note that foreign transaction fees may still apply.