If you’re looking for a credit card that provides cash rebates on your daily essentials, the DBS Everyday Card Singapore might be the perfect fit for you. This card offers up to 10% cash rebates on daily essentials such as groceries, dining, and transport. With no minimum spend required, you can enjoy these benefits every day.
One of the key features of the DBS Everyday Card Singapore is its cashback program. You can earn up to 10% cash rebates on your daily essentials, making it an ideal card for those who want to save money on their everyday expenses. Additionally, the card offers cash rebates on other categories such as online shopping, petrol, and recurring bills.
To maximise the benefits of the DBS Everyday Card Singapore, you can use the DBS PayLah! app to manage your spending and redeem rewards. The app allows you to track your cashback and rewards, and you can also use it to make payments at participating merchants. With the app, you can also enjoy additional savings on essentials such as groceries, dining, and transport.
Key Takeaways
- The DBS Everyday Card Singapore offers up to 10% cash rebates on daily essentials with no minimum spend required.
- The card provides cash rebates on other categories such as online shopping, petrol, and recurring bills.
- You can maximise the benefits of the card by using the DBS PayLah! app to manage your spending and redeem rewards.
Key Features of DBS Everyday Card
If you’re looking for a credit card that rewards you for your daily expenses, the DBS Everyday Card is one of the best options out there. Here are some of the key features of this card that make it stand out:
Cash Rebates and Daily$ Rewards
With the DBS Everyday Card, you can earn up to 10% cash rebates on your daily essentials, including dining, groceries, utilities, and online shopping. Additionally, you can earn Daily$ rewards for every $1 spent on your card. These rewards can be used to offset your future purchases or redeemed for cash.
Exclusive Online Shopping Benefits
The DBS Everyday Card also offers exclusive benefits for online shopping. You can enjoy up to 5% cashback on your online purchases, including travel bookings, food delivery, movie tickets, and more. Plus, you’ll get additional discounts and promotions from participating merchants.
Dining and Grocery Perks
If you’re a foodie or someone who loves to cook, the DBS Everyday Card has got you covered. You can enjoy up to 8% cash rebates on your dining expenses, including restaurants, cafes, and hawker centres. You can also earn up to 8% cash rebates on your groceries, including supermarkets and online grocery stores.
Overall, the DBS Everyday Card is a great option for those who want to earn rewards on their daily expenses. With its cash rebates, Daily$ rewards, and exclusive benefits, it’s a card that can help you save money while you spend.
Maximising Benefits
If you are a frequent spender, the DBS Everyday Card can be a great way to earn cash rebates on your daily expenses. To maximise the benefits of this card, you need to understand the minimum spend requirement and take advantage of the various promotions and Daily$30 feature.
Understanding Minimum Spend
To qualify for the cash rebates, you need to spend a minimum of $600 per calendar month. However, keep in mind that the cash rebates are capped at $20 per category per month. So, if you spend more than $200 in a particular category, you will not earn any additional cash rebates.
To meet the minimum spend requirement, you can consider consolidating your expenses on this card and using it for your daily essentials such as groceries, dining, and utilities. You can also use the card for online shopping to earn cash rebates on your purchases.
Leveraging Promotions and Daily$30
DBS offers various promotions throughout the year that can help you earn additional cash rebates or rewards points. Keep an eye out for these promotions and take advantage of them to maximise your benefits.
Another way to earn more cash rebates is through the Daily$30 feature. This allows you to earn an additional $1 cash rebate for every $30 spent on your card, up to a maximum of $3 per day. So, if you spend $90 in a day, you can earn an additional $3 cash rebate.
To make the most of this feature, you can plan your expenses and try to spend $30 or more in a single transaction. This will help you earn the Daily$30 cash rebate and also count towards your minimum spend requirement.
By understanding the minimum spend requirement and leveraging the various promotions and Daily$30 feature, you can maximise the benefits of the DBS Everyday Card and earn cash rebates on your daily expenses.
Additional Savings on Essentials
If you are looking for a credit card that can help you save money on your daily expenses, then the POSB Everyday Card is a great option. With up to 10% cash rebates on categories like dining, groceries, utilities, and online shopping, this card can help you save a lot of money in the long run.
Fuel Savings with SPC and More
One of the biggest expenses for most people is fuel costs. However, with the POSB Everyday Card, you can enjoy fuel savings of up to 20.8% at SPC petrol stations. In addition to this, you can also enjoy discounts on fuel at other petrol stations like Shell and Esso.
Reduced Costs on Utilities and Telco Bills
Apart from fuel savings, the POSB Everyday Card also offers reduced costs on utilities and telco bills. You can enjoy up to 1% cash rebates on your Tuas Power electricity bills and up to 8% cash rebates on your Geneco electricity bills. Plus, you can also enjoy up to 1% cash rebates on your StarHub and M1 phone bills.
To make the most out of your POSB Everyday Card, it is important to keep track of your spending and make sure that you are using it for your daily essentials. With the right strategy, you can save a lot of money on your daily expenses and enjoy a more financially stable life.
Shopping and Lifestyle Offers
If you’re looking for a credit card that offers great shopping and lifestyle benefits, the DBS Everyday Card is definitely worth considering. Here are some of the offers you can enjoy with this card.
Rewards at Popular Online Stores
With the DBS Everyday Card, you can earn cashback and rewards when you shop at popular online stores such as Amazon.sg, Lazada, Qoo10, Shopee, RedMart, and Taobao. This makes it a great card for those who love to shop online.
For example, you can earn up to 8% cashback on Amazon.sg and Lazada purchases, and up to 10% cashback on Qoo10 and Shopee purchases. You can also earn 8% cashback on RedMart purchases and 3 miles per $1 spent on Taobao purchases.
Special Deals for Everyday Services
In addition to online shopping rewards, the DBS Everyday Card also offers special deals for everyday services. For example, you can enjoy up to 20% off at Popular bookstores, and up to 15% off at Pet Lovers Centre.
If you’re looking for healthcare services, you can enjoy up to 25% off at SpeedyCare clinics. And if you need to take care of your car, you can enjoy up to 15% off at selected Shell stations.
Overall, the DBS Everyday Card is a great card for those who love to shop and enjoy special deals on everyday services. With its generous rewards and discounts, it’s definitely worth considering if you’re looking for a credit card that can help you save money and earn rewards at the same time.
Eligibility and Application Process
Applying for a DBS Everyday Card in Singapore is a straightforward process, but it’s important to know the eligibility criteria before you start. Here’s what you need to know:
Criteria for PRs and Foreigners
If you’re a Singapore Permanent Resident (PR) or a foreigner, you’ll need to meet certain requirements to be eligible for a DBS Everyday Card. You must be at least 21 years old and have a minimum annual income of S$30,000 if you’re a Singaporean, or S$45,000 if you’re a foreigner. You’ll also need to provide proof of income and a valid employment pass.
Seamless Application with MyInfo
Applying for a DBS Everyday Card is made easy with MyInfo, a service that allows you to automatically fill in your personal details when applying for a credit card. All you need to do is log in to your SingPass account and authorize DBS to access your information. This saves you time and hassle, as you won’t need to manually fill in your details.
Once you’ve met the eligibility criteria and gathered the necessary documents, you can apply for a DBS Everyday Card online. The application process is quick and easy, and you’ll receive a response within minutes. If your application is approved, your card will be delivered to your doorstep within a few working days.
In summary, the DBS Everyday Card is a great option for those looking for a credit card with cashback rewards on daily essentials. With a seamless application process and eligibility criteria that are easy to meet, getting a DBS Everyday Card is a smart choice for anyone looking to save money on their daily expenses.
Frequently Asked Questions
What splendid benefits can one enjoy with the POSB Everyday Card?
The POSB Everyday Card offers amazing benefits that make it stand out from other credit and debit cards. You can enjoy up to 10% cash rebates on your daily essentials when you dine, shop online or purchase groceries. Every day is rewarding when you use your POSB Everyday Card!
How can I maximise my rebates using the POSB Everyday Card?
To maximise your cash rebates, you should use your POSB Everyday Card for all your daily essentials. You can earn up to 10% cash rebates on your dining, online shopping and grocery purchases. Additionally, you can earn 5% cash rebates on your health and beauty, transport, and recurring bills.
What’s the exhilarating scoop on the POSB Everyday Card promotions currently available?
The POSB Everyday Card has exciting promotions that you can take advantage of. Currently, you can enjoy up to $200 cashback when you apply and spend with your POSB Everyday Card. Additionally, you can get up to $30 cashback when you use your POSB Everyday Card with SimplyGo.
Could you enlighten me on the annual fee waiver for the POSB Everyday Card?
The annual fee for the POSB Everyday Card is $192.60. However, you can enjoy an annual fee waiver for the first year when you apply for the card. Additionally, you can enjoy an annual fee waiver for subsequent years when you spend a minimum of $6,000 per year with your POSB Everyday Card.
Is the POSB Everyday Card primarily a credit or a debit card, and what are the differences?
The POSB Everyday Card is a credit card that allows you to earn cash rebates on your daily essentials. The main difference between a credit card and a debit card is that a credit card allows you to borrow money from the bank to make purchases, while a debit card allows you to use your own money to make purchases.
Are there any minimum spending requirements to be aware of with the POSB Everyday Card?
Yes, there are minimum spending requirements that you need to be aware of when using your POSB Everyday Card. To be eligible for the cash rebates, you need to spend a minimum of $800 per calendar month. Additionally, you need to make at least 5 transactions per calendar month to be eligible for the cash rebates.