Introduction:
If you’re looking for a credit card in Singapore, you may want to consider CIMB credit cards. CIMB offers a range of credit cards that come with attractive rewards, shopping and dining deals, and cashback that suits your lifestyle and needs. CIMB credit cards are known for their generous rewards programs and no annual fee for life, making them a popular choice among Singaporeans.
How to Apply for CIMB Credit Cards:
To apply for a CIMB credit card, you can visit their website and fill out an online application form. You will need to provide personal and financial information, such as your name, address, income, and employment status. Once you submit your application, CIMB will review it and let you know if you are approved. If approved, you will receive your credit card within a few business days.
Key Takeaways:
- CIMB credit cards offer attractive rewards, shopping and dining deals, and cashback that suits your lifestyle and needs.
- You can apply for a CIMB credit card online by providing personal and financial information.
- CIMB credit cards come with exclusive benefits and promotions that can help you maximize your rewards and savings.
How to Apply for CIMB Credit Cards
If you are looking to apply for a CIMB credit card in Singapore, you can do so easily and conveniently. Here are the eligibility requirements and required documents you need to prepare before applying for a CIMB credit card.
Eligibility Requirements
To be eligible for a CIMB credit card in Singapore, you must meet the following criteria:
- You must be a Singaporean or Singapore Permanent Resident (PR).
- You must be at least 21 years old.
- You must meet the minimum income requirement for the credit card you are applying for.
- For salaried employees, you must provide your latest computerised payslip or a letter from your employer stating your current salary. You must also provide your CPF contribution history statement for the past 12 months.
- For self-employed individuals, you must provide your income tax notice of assessment for the past 2 years.
Required Documents
When applying for a CIMB credit card in Singapore, you will need to prepare the following documents:
- Your NRIC or passport.
- Your latest computerised payslip or a letter from your employer stating your current salary (for salaried employees).
- Your CPF contribution history statement for the past 12 months (for salaried employees).
- Your income tax notice of assessment for the past 2 years (for self-employed individuals).
- Your bank statement showing your name and address.
- An email address for correspondence.
Once you have prepared the necessary documents, you can apply for a CIMB credit card online or at any CIMB branch in Singapore. The application process is simple and straightforward, and you can expect to receive a response within a few working days.
So, if you are looking for a credit card that offers great rewards and benefits, apply for a CIMB credit card today and enjoy the convenience and flexibility it provides.
Exploring CIMB Credit Card Features
CIMB Singapore offers a range of credit cards that cater to different lifestyles and needs. Here are some of the key features and benefits of three of their popular credit cards: CIMB Visa Signature, CIMB World Mastercard, and CIMB Visa Infinite.
CIMB Visa Signature
The CIMB Visa Signature credit card is a great option for those who love to dine out and shop online. With a minimum monthly spend of S$800, you can enjoy up to 10% cashback on dining, online shopping, groceries, pet shops, and veterinary services. You can also earn unlimited 0.2% cashback on other retail purchases with no minimum spend or monthly cap.
Other benefits of the CIMB Visa Signature credit card include:
- Complimentary travel insurance of up to S$500,000 when you charge your full travel fare to your card
- Up to 4 supplementary cards for your family members
- Access to over 1,000 airport lounges worldwide with Mastercard Airport Experiences by LoungeKey
- Credit limit of up to 4 times your monthly income
CIMB World Mastercard
The CIMB World Mastercard credit card is designed for frequent travellers. With a minimum monthly spend of S$2,000, you can earn up to 1.5% cashback on all your overseas spend and up to 1% cashback on all your local spend. You can also enjoy complimentary access to selected airport lounges worldwide.
Other benefits of the CIMB World Mastercard credit card include:
- Complimentary travel insurance of up to S$1,000,000 when you charge your full travel fare to your card
- Up to 4 supplementary cards for your family members
- Exclusive dining privileges at selected restaurants in Singapore
- Credit limit of up to 4 times your monthly income
CIMB Visa Infinite
The CIMB Visa Infinite credit card is CIMB’s premium credit card, offering unlimited cashback on all your spend. With no minimum spend required, you can earn up to 1.5% cashback on all your local and overseas spend. You can also enjoy complimentary access to selected airport lounges worldwide.
Other benefits of the CIMB Visa Infinite credit card include:
- Complimentary travel insurance of up to S$1,000,000 when you charge your full travel fare to your card
- Up to 4 supplementary cards for your family members
- Exclusive dining privileges at selected restaurants in Singapore
- Credit limit of up to 4 times your monthly income
In conclusion, CIMB credit cards offer a range of features and benefits that cater to different lifestyles and needs. Whether you love to dine out, shop online, or travel frequently, there’s a CIMB credit card that’s right for you. With attractive cashback rates, exclusive privileges, and complimentary travel insurance, CIMB credit cards are definitely worth considering if you’re a Singaporean or Singapore PR looking for a credit card that suits your lifestyle and needs.
Exclusive CIMB Cardholder Benefits
As a CIMB credit cardholder in Singapore, you are entitled to a range of exclusive benefits that are designed to enhance your lifestyle and provide you with greater financial flexibility. Here are some of the key benefits that you can enjoy:
CIMB CashLite Personal Instalment Loan
CIMB CashLite Personal Instalment Loan is a flexible and convenient way to get the extra cash you need, with attractive interest rates and a repayment period of up to 60 months. You can use the loan for any purpose, whether it’s to fund a home renovation, pay for medical expenses, or take a dream vacation. The loan is available to CIMB credit cardholders with a minimum income of $30,000 per annum.
CIMB 0% i.Pay Plan
The CIMB 0% i.Pay Plan allows you to convert your large purchases into affordable monthly instalments at 0% interest, with a repayment period of up to 12 months. This is a great way to manage your cash flow and avoid paying high interest rates on your credit card balance. You can use the i.Pay Plan for online and overseas spend, as well as at entertainment and lifestyle outlets.
CIMB Clicks Internet Banking
CIMB Clicks Internet Banking is a secure and convenient way to manage your CIMB credit card account online. You can check your balance, view your transaction history, pay your bills, and transfer funds between accounts, all from the comfort of your own home. With CIMB Clicks Internet Banking, you can also enjoy instant loan disbursement, which means that you can get the cash you need quickly and easily.
In addition to these benefits, CIMB credit cardholders in Singapore also enjoy a range of exclusive privileges, such as discounts on dining, shopping, and travel, as well as access to airport lounges and other VIP services. With CIMB credit cards, you can enjoy greater financial flexibility and take advantage of a range of exciting opportunities.
Maximising Rewards and Promotions
When it comes to using your CIMB credit card, it’s important to make the most of the rewards and promotions available to you. By taking advantage of these perks, you can earn cashback, enjoy dining deals, and save on travel expenses. Here are some tips on how to maximise your rewards and promotions with CIMB credit cards.
Cashback and Rewards Programmes
CIMB offers several credit cards with cashback and rewards programmes, including the CIMB World Mastercard, CIMB Visa Signature Card, and CIMB Platinum Mastercard. These cards offer unlimited cashback on various categories such as dining, online shopping, and telco bills. With these cards, you can earn up to 10% cashback on online shopping, groceries, beauty and wellness, pet shops, and veterinary services. Additionally, you can enjoy 1% rebate on dining, entertainment, and more.
Dining and Travel Promotions
CIMB credit cards also offer attractive dining and travel promotions. For instance, you can enjoy discounts at selected restaurants, hotels, and attractions in Singapore. You can also save on travel expenses by using your CIMB credit card to book flights, hotels, and car rentals. Some cards also offer complimentary travel insurance coverage of up to $500,000, giving you peace of mind while you travel.
If you’re looking to save even more, you can take advantage of CIMB’s Lunar New Year promotions. For example, you can receive $68 Ang Baos when you spend with your CIMB credit card during the Lunar New Year period.
Comparison with Other Credit Cards
When considering a CIMB credit card, it’s important to compare it with other credit cards in the market. Some credit cards may offer more generous rewards or promotions, while others may have lower annual fees. By doing your research, you can choose the credit card that best suits your needs and preferences.
Overall, CIMB credit cards offer attractive rewards and promotions that can help you save money and enjoy various perks. By using your CIMB credit card wisely, you can maximise your rewards and promotions and get the most out of your credit card.
Understanding Terms and Customer Service
Credit Card Terms and Conditions
When applying for a CIMB credit card in Singapore, it is important to understand the terms and conditions that come with it. These terms and conditions will outline the fees, interest rates, rewards, and benefits associated with your card. You can find the terms and conditions on the CIMB SG website, or by contacting customer service.
It is important to read and understand the terms and conditions before signing up for a credit card. This will help you avoid any surprises and ensure that you are getting the most out of your card. CIMB offers a range of credit cards with different terms and conditions to suit your needs.
CIMB Customer Service
CIMB prides itself on its customer service, which is available 24/7. If you have any questions or concerns about your credit card, you can contact CIMB customer service by phone, email or live chat.
If you have lost your CIMB credit card, you can contact customer service to report it and have it cancelled. CIMB will also assist you with any unauthorised transactions on your account.
CIMB also offers credit card promotions throughout the year, which can include cashback, rewards and discounts. Keep an eye out for these promotions on the CIMB SG website or by subscribing to their email newsletter.
Overall, CIMB credit cards offer attractive rewards and benefits with no annual fee for life. Understanding the terms and conditions and making use of CIMB’s excellent customer service will ensure that you get the most out of your credit card.
Frequently Asked Questions
What fabulous promotions are currently available with CIMB credit cards?
CIMB credit cards offer a range of promotions that can help you save money and get more value out of your spending. Some of the current promotions include cashback rewards, discounts on dining and shopping, and bonus rewards points for signing up. Keep an eye on the CIMB website for the latest promotions and make sure to take advantage of them while they last.
How can I check the status of my CIMB credit card application?
You can check the status of your CIMB credit card application by logging into your CIMB Clicks account and checking the “Application Status” tab. If you don’t have a CIMB Clicks account, you can also call the CIMB customer service hotline to check the status of your application.
Are there any CIMB credit cards that offer the joy of no annual fees?
Yes, there are CIMB credit cards that offer no annual fees for life. The CIMB Platinum Mastercard and CIMB Visa Signature Card are two examples of cards that offer this benefit. This means that you can enjoy all the benefits of a credit card without having to pay an annual fee, making it a great option for those who want to save money.
Which CIMB credit card is the best for maximising rewards with no minimum spend?
The CIMB Visa Signature Card is a great option for those who want to maximise rewards without having to meet a minimum spend requirement. This card offers 10% cashback on dining, groceries, and online food delivery, as well as 1% cashback on all other spending. Plus, it comes with no annual fees for life.
What are the eligibility criteria for applying for a CIMB credit card as a foreigner in Singapore?
To apply for a CIMB credit card as a foreigner in Singapore, you must be at least 21 years old and have a minimum income of $30,000 per year. You will also need to provide proof of identity and income, as well as other relevant documents such as your passport and work permit.
How might one get in touch with CIMB credit card customer service in Singapore?
If you need to get in touch with CIMB credit card customer service in Singapore, you can call the CIMB customer service hotline at +65 6333 7777. Alternatively, you can also send an email to [email protected] or visit one of the CIMB branches in Singapore.