If you’re a frequent traveller, you know that the right credit card can make a big difference in your experience. That’s where the Standard Chartered Visa Infinite Credit Card comes in. This card is designed to provide you with a range of benefits and features that can help you get more out of your trips, whether you’re travelling for business or pleasure.
With the Standard Chartered Visa Infinite Credit Card, you can earn up to 3 miles per $1 spent on overseas transactions, making it an excellent choice for travellers who frequently venture beyond Singapore. You’ll also enjoy access to a range of exclusive perks, including complimentary airport lounge access, travel insurance coverage of up to $1 million, and a range of other benefits that can help you get more out of your trips.
If you’re looking for a credit card that can help you make the most of your travel experiences, the Standard Chartered Visa Infinite Credit Card is definitely worth considering. Whether you’re looking for a way to earn more miles, access exclusive travel perks, or simply enjoy a range of other benefits, this card has everything you need to make your next trip a success.
Key Takeaways
- The Standard Chartered Visa Infinite Credit Card is an excellent choice for frequent travellers who want to earn more miles and enjoy a range of exclusive travel perks.
- With up to 3 miles per $1 spent on overseas transactions, this card is ideal for those who frequently travel beyond Singapore.
- In addition to earning miles, cardholders can enjoy complimentary airport lounge access, travel insurance coverage of up to $1 million, and a range of other benefits that can help them get more out of their trips.
Key Features and Benefits
If you’re looking for a credit card that offers exclusive travel perks, rewards, and lifestyle privileges, the Standard Chartered Visa Infinite Credit Card is a great option. Here are some of the key features and benefits that make this card worth considering:
Exclusive Travel Perks
With the Standard Chartered Visa Infinite Credit Card, you’ll enjoy access to a range of travel benefits. This includes complimentary Priority Pass lounge access, travel insurance, and visa luxury hotel collection. You’ll also be able to earn KrisFlyer miles with every dollar you spend, which can be redeemed for flights, upgrades, and other travel rewards.
Rewards and Air Miles
One of the biggest advantages of the Standard Chartered Visa Infinite Credit Card is the rewards and air miles you can earn. You’ll earn up to 3 miles for every $1 you spend, which is a great way to rack up points quickly. You can also earn rewards points for paying your taxes, which is a unique feature that many other credit cards don’t offer.
Dining and Lifestyle Privileges
In addition to travel benefits, the Standard Chartered Visa Infinite Credit Card also offers dining and lifestyle privileges. This includes discounts at participating restaurants, as well as access to exclusive events and experiences. You’ll also enjoy foreign currency transaction fee waiver, which is a great way to save money when you’re travelling abroad.
Overall, the Standard Chartered Visa Infinite Credit Card is a great choice for anyone who wants to enjoy exclusive travel perks, rewards, and lifestyle privileges. With its range of benefits and features, it’s a credit card that can help you save money and make the most of your spending.
Eligibility and Application
If you’re looking for a credit card that offers more benefits and rewards, the Standard Chartered Visa Infinite Credit Card might be the right choice for you. Before you apply, it’s important to know the eligibility requirements and the documents needed for the application process.
Income and Age Requirements
To be eligible for the Standard Chartered Visa Infinite Credit Card, you must meet the following income and age requirements:
| Eligibility Criteria | Requirements |
|---|---|
| Annual Income | S$150,000 for Singaporeans and Permanent Residents, S$300,000 for foreigners |
| Age | 21 years old and above |
If you meet these requirements, you can apply for the Standard Chartered Visa Infinite Credit Card online or at any Standard Chartered branch.
Documentation for Foreigners
Foreigners who wish to apply for the Standard Chartered Visa Infinite Credit Card must provide the following documents:
- Passport
- Employment Pass (with at least 6 months validity)
- Latest computerised payslip
- Latest bank statement showing salary crediting
- Proof of residential address (e.g. utility bill)
Once you have all the required documents, you can apply for the Standard Chartered Visa Infinite Credit Card and enjoy its benefits such as airport lounge access, travel insurance, and bonus air miles.
With its high income requirements, the Standard Chartered Visa Infinite Credit Card is designed for high earners who want to enjoy luxury benefits and rewards. If you meet the eligibility criteria, you can apply for this credit card and start enjoying its benefits today.
Fees and Charges
As with any credit card, it’s important to understand the fees and charges that come with the Standard Chartered Visa Infinite Credit Card. Here’s what you need to know:
Understanding the Annual Fee
The annual fee for the Standard Chartered Visa Infinite Credit Card is $599.50, including 9% GST. This fee is strictly non-waivable, meaning you’ll need to pay it every year. However, the annual fee is waived for the first year if you have up to 5 cards.
Additional Charges to Consider
Apart from the annual fee, there are other charges you should be aware of when using the Standard Chartered Visa Infinite Credit Card. Here are some of the most important ones:
- Foreign currency transaction fee: If you use your card to make a purchase in a foreign currency, you’ll be charged a fee of 3.5% of the transaction amount.
- Late payment charges: If you don’t pay your minimum monthly payment by the due date, you’ll be charged a late payment fee of $100.
- Overlimit fee: If you exceed your credit limit, you’ll be charged an overlimit fee of $40.
- Cash advance fee: If you withdraw cash using your credit card, you’ll be charged a cash advance fee of 6% of the amount withdrawn or $15, whichever is greater.
- Interest rate: The interest rate for the Standard Chartered Visa Infinite Credit Card is 26.9% per annum, which is charged on any outstanding balance.
It’s also important to note that there are fee waivers available for certain circumstances, such as if you’re an existing Priority Banking customer. To avoid any unnecessary charges, make sure you read through your statement carefully and pay your bills on time.
Optimising Card Usage
If you have a Standard Chartered Visa Infinite Credit Card, you can maximise your rewards points by using the card for your daily expenses, both locally and overseas. Here are some strategies to help you get the most out of your card.
Maximising Rewards Points
Standard Chartered Visa Infinite Credit Card offers a generous earn rate of 2.5 points for every $1 spent on your credit card. You can earn even more Rewards Points per month on your other banking relationships on your credit card spends when you open any Current Account with us.
To maximise your rewards points, make sure you use your card for all your expenses, including groceries, dining out, shopping and bills. You can also take advantage of the card’s privileges, such as free airport transfers and access to airport lounges, to earn more points.
Strategies for Overseas Spend
If you’re planning to travel overseas, you can use your Standard Chartered Visa Infinite Credit Card to earn rewards points for your overseas spend. The card offers a competitive earn rate of 2.5 points for every $1 spent overseas.
To maximise your rewards points for your overseas spend, make sure you use your card for all your expenses, including accommodation, dining, shopping and transportation. You can also take advantage of the card’s privileges, such as free travel insurance and access to airport lounges, to save on your travel expenses.
Remember to keep track of your credit card spend to ensure you meet the S$2,000 minimum spend requirement and make timely repayments to avoid any unnecessary interest charges. By optimising your card usage, you can make the most of your Standard Chartered Visa Infinite Credit Card and enjoy its many benefits.
Additional Services and Protection
As a Standard Chartered Visa Infinite Credit Cardholder in Singapore, you can enjoy exclusive banking services and comprehensive travel coverage. Here are some of the additional services and protection that come with your card:
Comprehensive Travel Coverage
When you travel overseas, you can enjoy up to S$1 million in travel insurance coverage. This includes coverage for overseas medical expenses, repatriation, and more. You can also enjoy access to over 1,000 airport lounges worldwide, making your travels more comfortable and stress-free.
Exclusive Banking Services
As a Standard Chartered Visa Infinite Credit Cardholder, you are automatically enrolled in Priority/Private Banking. This means that you can enjoy a range of exclusive banking services, including priority service and personalized financial advice. You can also enjoy preferential rates on savings and investments, as well as access to a range of investment products.
In addition to these services, your Standard Chartered Visa Infinite Credit Card also comes with eCommerce Purchase Protection. This means that you can shop online with confidence, knowing that your purchases are protected against loss or damage during shipping. You can also enjoy the convenience of SC EasyBill, which allows you to pay your bills online with ease.
Overall, the Standard Chartered Visa Infinite Credit Card offers a range of exclusive services and comprehensive travel coverage, making it the ideal card for frequent travelers and priority/private banking customers in Singapore.
Frequently Asked Questions
What exclusive perks can you enjoy with the Standard Chartered Priority Visa Infinite Credit Card?
With the Standard Chartered Priority Visa Infinite Credit Card, you can enjoy a wide range of exclusive perks, including access to over 1,000 airport lounges worldwide, complimentary travel insurance of up to $1 million, and a dedicated 24/7 concierge service. You can also earn up to 3 miles for every $1 spent overseas and 1.4 miles for every $1 spent locally.
How does the lounge access work with your Standard Chartered Visa Infinite Credit Card?
As a Standard Chartered Visa Infinite Credit Cardholder, you can enjoy unlimited access to Priority Pass lounges worldwide. Simply present your Priority Pass membership card along with your Standard Chartered Visa Infinite Credit Card at the lounge reception desk to gain entry.
Can you highlight the top benefits of holding a Standard Chartered Visa Infinite Credit Card?
Yes, there are many benefits to holding a Standard Chartered Visa Infinite Credit Card. Some of the top benefits include access to exclusive airport lounges, complimentary travel insurance, 24/7 concierge service, and generous rewards points for every dollar spent.
What is the required minimum income to be eligible for a Visa Infinite card?
To be eligible for a Standard Chartered Visa Infinite Credit Card, you must have a minimum annual income of $150,000.
How does the Standard Chartered Visa Infinite Credit Card compare to other premium cards in the market?
The Standard Chartered Visa Infinite Credit Card is one of the best premium credit cards in the market, offering a wide range of exclusive benefits and rewards. Compared to other premium cards, it offers a higher rewards rate for overseas spending and exclusive access to more airport lounges worldwide.
What should you do if you need assistance with your Standard Chartered Visa Infinite Credit Card?
If you need assistance with your Standard Chartered Visa Infinite Credit Card, you can contact the bank’s 24/7 concierge service, which is available to help you with anything from travel arrangements to restaurant reservations. You can also visit any Standard Chartered branch for assistance.