If you’re looking for a credit card that offers a range of benefits and rewards, the Standard Chartered One Card Singapore might be worth considering. This credit card is designed to help you manage your finances, earn rewards, and enjoy a range of additional perks and partnerships.
With the Standard Chartered One Card, you can earn cashback on your spending, enjoy exclusive discounts and promotions, and take advantage of a range of financial management tools. Whether you’re looking to save money on your daily expenses or earn rewards on your larger purchases, this credit card has something to offer.
Key Takeaways
- The Standard Chartered One Card Singapore is a credit card that offers a range of benefits and rewards.
- With this credit card, you can earn cashback on your spending, enjoy exclusive discounts and promotions, and take advantage of a range of financial management tools.
- Whether you’re looking to save money on your daily expenses or earn rewards on your larger purchases, the Standard Chartered One Card is worth considering.
Overview of Standard Chartered One Card
If you’re looking for a credit card that offers a range of benefits and rewards, the Standard Chartered One Card could be the perfect option for you. This credit card is offered by Standard Chartered Bank in Singapore, and it comes with a range of key features that make it stand out from other credit cards on the market.
Key Features
The Standard Chartered One Card comes with a range of key features that make it a popular choice among Singaporean consumers. Some of the key features of this credit card include:
-
Cashback rewards: You can earn up to 5% cashback on your spending with the Standard Chartered One Card. This cashback is automatically credited to your account every month, so you don’t have to worry about redeeming your rewards.
-
No minimum spend: Unlike some other credit cards on the market, the Standard Chartered One Card doesn’t require you to meet a minimum spend threshold to earn rewards. This means that you can earn cashback on all of your spending, no matter how small.
-
Contactless payments: The Standard Chartered One Card comes with contactless payment capabilities, which means that you can make payments of up to $100 without having to enter your PIN.
Eligibility Criteria
To be eligible for the Standard Chartered One Card, you must meet the following criteria:
-
You must be a Singaporean citizen or permanent resident.
-
You must be at least 21 years old.
-
You must have a minimum annual income of $30,000.
Overall, the Standard Chartered One Card is a great option for anyone looking for a credit card that offers a range of benefits and rewards. With its cashback rewards, no minimum spend requirements, and contactless payment capabilities, this credit card is a popular choice among Singaporean consumers.
Rewards and Benefits
As a Standard Chartered One Card Singapore holder, you can enjoy a range of rewards and benefits that make your spending worthwhile. Here are some of the top benefits you can expect.
Earning Points
With the Standard Chartered One Card Singapore, you can earn reward points for every dollar you spend. You can then redeem these points for a variety of rewards, including vouchers, gifts, and air miles. The more you spend, the more points you earn, so you can get even more rewards.
Cash Rebate Program
The Standard Chartered One Card Singapore also offers a cash rebate program that allows you to get cashback on your spending. With this program, you can earn up to $150 cashback per month, depending on how much you spend. This is a great way to get some extra cash in your pocket while still enjoying the benefits of your credit card.
Exclusive Dining Perks
As a Standard Chartered One Card Singapore holder, you can also enjoy exclusive dining perks at some of the best restaurants in town. This includes discounts on your bill, free drinks, and even complimentary meals. Whether you’re a foodie or just love to eat out, this is a great way to save money while still enjoying great food.
Overall, the Standard Chartered One Card Singapore is a great choice for anyone who wants to earn rewards, get cashback, and enjoy exclusive dining perks. With its range of benefits and rewards, it’s easy to see why this credit card is so popular among Singaporeans.
Using Your Card for Spending
When you have your Standard Chartered One Card Singapore, you can enjoy a variety of benefits, rewards, and advantages when you use it for spending. Here are some of the benefits you can expect:
Local Spending Benefits
When you use your Standard Chartered One Card Singapore for local spending, you can enjoy up to 5% cashback on your spending at grocery stores, supermarkets, and more. You can also earn up to 3% cashback on online shopping and recurring bills. Plus, you can get up to 1% cashback on all other spendings.
Overseas Spending Advantages
If you’re traveling overseas, you can use your Standard Chartered One Card Singapore for all your spending needs. You can enjoy up to 3% cashback on your overseas spending, and you won’t have to worry about any foreign transaction fees. Plus, you can get access to exclusive discounts and deals when you use your card at partner merchants overseas.
Online Shopping Rewards
When you shop online with your Standard Chartered One Card Singapore, you can earn up to 3% cashback on your purchases. You can also enjoy exclusive discounts and deals when you shop at partner merchants online. Plus, you can get access to online shopping protection, which helps protect you against fraudulent transactions and other online risks.
Overall, the Standard Chartered One Card Singapore offers a range of benefits and rewards that can help you save money and get more value from your spending. Whether you’re shopping locally, overseas, or online, this card has you covered. So why wait? Apply for your Standard Chartered One Card Singapore today and start enjoying the benefits!
Financial Management
Managing your finances is crucial, especially when it comes to foreign currency transactions. With the Standard Chartered One Card Singapore, you can enjoy the convenience of making transactions in foreign currencies without worrying about high conversion rates.
Understanding Conversion Rates
Conversion rates refer to the rate at which one currency can be exchanged for another. When you make a transaction in a foreign currency, the conversion rate will determine the amount you will be charged in your local currency. It is important to keep in mind that conversion rates can fluctuate, so it is important to keep an eye on them.
With the Standard Chartered One Card Singapore, you can enjoy competitive conversion rates, which means you can save money when making transactions in foreign currencies. You can also view the current conversion rates on the Standard Chartered website, so you can stay informed about any changes.
Foreign Currency Transactions
Making transactions in foreign currencies can be a hassle, especially when you have to worry about high fees and charges. However, with the Standard Chartered One Card Singapore, you can enjoy low fees and charges when making foreign currency transactions.
For example, you can enjoy a low foreign currency transaction fee of only 1.5% when you use your Standard Chartered One Card Singapore to make transactions in foreign currencies. This means you can save money when making transactions in foreign currencies, which can be especially beneficial if you frequently travel or make international purchases.
In conclusion, the Standard Chartered One Card Singapore offers a range of benefits when it comes to managing your finances and making transactions in foreign currencies. With competitive conversion rates and low fees and charges, you can enjoy peace of mind knowing that you are getting the best deal possible.
Additional Perks and Partnerships
As a Standard Chartered One Card holder in Singapore, you get to enjoy additional perks and partnerships that make your card more valuable and convenient to use. Here are some of the benefits you can look forward to:
AIG Insurance Benefits
With your Standard Chartered One Card, you get to enjoy complimentary travel insurance coverage from AIG. This insurance coverage is automatically activated when you charge your travel expenses to your card, and it covers you for medical expenses, personal accident, travel inconvenience, and travel cancellation.
The coverage amount varies depending on the type of card you have, but it can go up to $1 million for medical expenses and $1,000 for travel inconvenience. To be eligible for this benefit, you need to charge your travel expenses to your card and ensure that your trip is at least two days long.
SingSaver Collaborations
Standard Chartered One Card has partnered with SingSaver to offer you additional rewards and benefits when you apply for a card through their platform. SingSaver is a financial comparison site that helps you find the best credit cards, loans, and insurance policies in Singapore.
When you apply for a Standard Chartered One Card through SingSaver, you can enjoy exclusive sign-up bonuses, such as cashback or rewards points. You can also get access to special promotions and discounts that are only available to SingSaver customers.
In addition, SingSaver offers a range of financial education resources that can help you make informed decisions about your finances. You can find articles, guides, and tools that cover topics such as credit cards, loans, insurance, and investments.
Overall, the Standard Chartered One Card offers a range of additional perks and partnerships that make it a valuable and convenient card to have. Whether you’re looking for travel insurance coverage or exclusive rewards and benefits, this card has something to offer.
Frequently Asked Questions
What fabulous perks can I expect with the Standard Chartered One Card?
The Standard Chartered One Card offers a plethora of perks to its users. You can enjoy up to 3% cashback on all eligible spends, including dining, groceries, and online transactions. Additionally, you can earn up to 5% cashback on petrol and up to 10% cashback on selected online merchants. The card also comes with exclusive dining privileges and discounts at over 1,000 restaurants in Singapore.
Is there a way to enjoy airport lounge access with my Standard Chartered credit card?
Yes, you can enjoy airport lounge access with your Standard Chartered credit card. The Standard Chartered Visa Infinite Credit Card offers complimentary Priority Pass membership, which gives you access to over 1,000 airport lounges worldwide.
How might one get the annual fee waived on their SC card?
You can get the annual fee waived on your Standard Chartered credit card by meeting the minimum spend requirement. For example, the Standard Chartered Unlimited Cashback Credit Card offers a waiver of the annual fee for the first year with a minimum spend of $6,000 in the first 12 months.
Could you tell me the minimum income requirement for obtaining a Standard Chartered credit card?
The minimum income requirement for obtaining a Standard Chartered credit card varies depending on the type of card you apply for. For example, the Standard Chartered Manhattan World Mastercard requires a minimum annual income of $30,000, while the Standard Chartered Visa Infinite Credit Card requires a minimum annual income of $150,000.
What exclusive benefits does the Standard Chartered Priority Card offer?
The Standard Chartered Priority Card offers a range of exclusive benefits, including up to 10% cashback on dining, petrol, and groceries, as well as complimentary travel insurance coverage of up to $1 million. Cardholders can also enjoy priority banking services and access to exclusive events and promotions.
How does the Standard Chartered Smart Credit Card redefine everyday spending?
The Standard Chartered Smart Credit Card is designed to help you save money on your everyday expenses. You can enjoy up to 5% cashback on groceries, online shopping, and dining, as well as up to 3% cashback on all other eligible spends. The card also comes with exclusive discounts and privileges at selected merchants.