If you’re a frequent traveller or a big spender, you may be interested in the Standard Chartered Infinite Card Singapore. This credit card offers a range of rewards and savings, as well as travel and lifestyle perks that are sure to impress. But is it right for you? In this article, we’ll take a closer look at the Standard Chartered Infinite Card Singapore and explore its features, benefits, and fees.
First, let’s start with an overview of the card and its eligibility requirements. The Standard Chartered Infinite Card Singapore is a premium credit card that is designed for high net worth individuals. To be eligible, you must have an annual income of at least S$150,000 or a fixed deposit of S$250,000 with Standard Chartered Bank. The card comes with a range of benefits, including cashback rewards, travel insurance, and airport lounge access.
If you’re interested in the Standard Chartered Infinite Card Singapore, you’ll want to know more about its rewards and savings. The card offers up to 1.5% cashback on all your spends, with no minimum spend and no cashback cap. You can also earn up to 3 miles per S$1 overseas spend, as well as complimentary airport lounge visits and S$1 million in complimentary travel insurance. With all these benefits, it’s no wonder that the Standard Chartered Infinite Card Singapore is a popular choice for frequent travellers and high net worth individuals.
Key Takeaways
- The Standard Chartered Infinite Card Singapore is a premium credit card designed for high net worth individuals.
- The card offers a range of benefits, including cashback rewards, travel insurance, and airport lounge access.
- You can earn up to 1.5% cashback on all your spends, as well as up to 3 miles per S$1 overseas spend.
Card Overview and Eligibility
If you’re looking for a credit card that offers a range of benefits and rewards, the Standard Chartered Visa Infinite Card could be the perfect choice for you. Here’s an overview of the key features and eligibility requirements for this card.
Key Features and Benefits
The Standard Chartered Visa Infinite Card offers a range of benefits that make it an attractive option for frequent travellers and high spenders. Here are some of the key features and benefits:
- Earn up to 3 miles per $1 spent on overseas transactions
- Complimentary access to over 1,000 airport lounges worldwide
- Up to $1 million in travel accident insurance coverage
- Exclusive dining, shopping and lifestyle privileges
- 0% interest instalment plan
Eligibility Requirements
To be eligible for the Standard Chartered Visa Infinite Card, you must meet the following requirements:
- You must be at least 21 years old
- You must earn an annual income of at least $150,000
- Singaporeans and Permanent Residents: You must have a good credit rating
- Foreigners: You must have a valid employment pass and earn an annual income of at least $150,000
The annual fee for the Standard Chartered Visa Infinite Card is $588. However, the benefits and rewards that come with the card more than make up for this cost. If you’re a frequent traveller or high spender, this card could be the perfect choice for you.
Rewards and Savings
As a Standard Chartered Visa Infinite Credit Card holder, you can enjoy a range of rewards and savings that can make your spending more rewarding. Here are some of the benefits you can expect:
Earning Rewards Points
With the 360° Rewards Programme, you can earn points on your credit card spends and eligible product holdings with Standard Chartered. For every S$1 spent on your card, you can earn up to 1 mile. If you spend S$2,000 or more in a month, you can earn an additional 0.4 miles per S$1 spent on local transactions and 2 miles per S$1 spent on overseas transactions. Moreover, you can earn rewards points on eligible mortgage loans, current and savings accounts, fixed deposits, and investments.
Redeeming Miles
Once you have accumulated enough rewards points, you can redeem them for a variety of rewards, including air miles, cashback, and vouchers. You can also use your rewards points to offset eligible travel purchases or convert them for more airline or hotel loyalty program options.
When it comes to savings, the Standard Chartered Visa Infinite Credit Card offers a range of benefits. For example, you can enjoy up to 20.1% fuel savings at Caltex, and you can earn up to 3 miles per S$1 spent on overseas transactions. You can also enjoy complimentary airport lounge visits and S$1 million in complimentary travel insurance.
To make the most of your rewards and savings, you should aim to spend at least S$500 per month on your Standard Chartered Visa Infinite Credit Card. You should also keep an eye on your monthly spend to ensure that you are earning rewards points on all eligible transactions.
Overall, the Standard Chartered Visa Infinite Credit Card is a great choice for anyone looking to earn rewards and save money on their spending. With its generous rewards programme and range of benefits, it’s a card that can help you get more out of your money.
Travel and Lifestyle Perks
If you are a frequent traveller and enjoy the finer things in life, the Standard Chartered Infinite Card Singapore is the perfect credit card for you. With its wide range of travel and lifestyle perks, you can indulge in luxury and enjoy exclusive benefits that come with the card.
Travel Insurance and Lounge Access
One of the most significant benefits of the Standard Chartered Infinite Card Singapore is the travel insurance and lounge access. You can enjoy complimentary travel insurance coverage of up to $1,000,000 when you charge your air tickets to your card. Additionally, you can also enjoy unlimited access to over 1,000 airport lounges worldwide with Priority Pass. This perk is especially useful for frequent travellers who need to relax and recharge before their flights.
Luxury Travel Benefits
The Standard Chartered Infinite Card Singapore also offers a range of luxury travel benefits. You can enjoy exclusive privileges such as access to the Visa Luxury Hotel Collection, which features over 900 of the world’s most prestigious hotels. You can also enjoy travel privileges such as complimentary airport limousine transfers, hotel upgrades, and more. The card’s concierge service is available 24/7 to assist you with your travel arrangements and reservations.
As a Standard Chartered Infinite Card Singapore holder, you will also have access to rental privileges with top car rental companies. This benefit is especially useful for those who frequently rent cars for business or leisure travel.
Overall, the Standard Chartered Infinite Card Singapore is an excellent credit card for frequent travellers who want to indulge in luxury and enjoy exclusive travel and lifestyle benefits. With its exclusive travel and lifestyle perks, you can travel in style and enjoy the finer things in life.
Additional Card Features
Online and Overseas Spending
With the Standard Chartered Visa Infinite Credit Card, you can enjoy a wide range of benefits when shopping online or travelling overseas. You can earn 1 mile for every $1 spent in local and foreign currencies, and an additional 0.4 miles for every $1 spent locally when you make a minimum eligible spend of $2,000. Plus, you’ll get 2 miles for every $1 spent overseas when you make a minimum eligible spend of $2,000.
The card also offers exclusive online shopping privileges, with discounts and cashback offers from top e-commerce merchants. Plus, you’ll get purchase protection for your online transactions, giving you peace of mind when shopping online.
Exclusive Banking Services
As a Standard Chartered Visa Infinite Credit Cardholder, you’ll have access to a range of exclusive banking services. If you’re a Priority Banking customer, you’ll enjoy even more benefits, including a dedicated Relationship Manager, preferential rates on mortgage loans and investments, and access to exclusive events and promotions.
The card also offers a range of other benefits, including complimentary travel insurance, unlimited access to over 1,000 airport lounges worldwide with Priority Pass, and exclusive dining privileges at top restaurants in Singapore and around the world.
Overall, the Standard Chartered Visa Infinite Credit Card is a great choice for anyone looking for a card that offers exclusive benefits and rewards for their spending. With its focus on online and overseas spending, as well as its exclusive banking services, this card is perfect for anyone looking to get more out of their credit card.
Fees and Charges
Understanding the Costs
When it comes to credit cards, fees and charges are an important consideration. With the Standard Chartered Visa Infinite Card, you can expect a range of fees and charges that you need to be aware of.
Annual Fees
The Standard Chartered Visa Infinite Card comes with an annual fee of $594. This fee is charged every year and is due on the anniversary of your card’s activation. However, it is worth noting that from 1 January 2024, the annual fee will increase to $599.50 due to the GST hike. Keep this in mind when budgeting for the card.
Foreign Currency Transaction Fee
If you use your Standard Chartered Visa Infinite Card for transactions made in a currency other than Singapore dollars, you will be charged a foreign currency transaction fee of 3.5% of the transaction amount. This fee is standard across most credit cards and is something to keep in mind if you frequently make transactions in foreign currencies.
Late Payment Charges
If you are unable to make your minimum monthly payment by the due date, you will be charged a late payment fee of $100. This fee is charged for each month that you are late in making your payment. It is important to make your payments on time to avoid this fee.
Overlimit Fee
If you exceed your credit limit on your Standard Chartered Visa Infinite Card, you will be charged an overlimit fee of $40. This fee is charged for each month that you exceed your credit limit. To avoid this fee, make sure you keep an eye on your spending and stay within your credit limit.
Interest Rate
The interest rate on the Standard Chartered Visa Infinite Card is 26.9% per annum. This rate applies to both purchases and cash advances. It is important to pay off your balance in full each month to avoid being charged interest.
Minimum Monthly Payment
Each month, you are required to make a minimum payment on your Standard Chartered Visa Infinite Card. This minimum payment is 1% of your outstanding balance or $50, whichever is higher. It is important to make at least the minimum payment each month to avoid late payment charges and other fees.
Cash Advance Fee
If you use your Standard Chartered Visa Infinite Card to withdraw cash, you will be charged a cash advance fee of 6% of the amount withdrawn or $15, whichever is higher. This fee is in addition to the interest rate charged on cash advances.
Fee Waivers
Standard Chartered offers fee waivers on the annual fee for the first year of card membership. Additionally, if you spend a certain amount on your card each year, you may be eligible for a waiver of the annual fee in subsequent years. Check with Standard Chartered for more information on fee waivers.
Overall, the Standard Chartered Visa Infinite Card has a range of fees and charges that you need to be aware of. By understanding these costs, you can make an informed decision about whether this card is right for you.
Frequently Asked Questions
What luxurious perks can I expect with the Priority Visa Infinite Credit Card from Standard Chartered?
The Priority Visa Infinite Credit Card from Standard Chartered offers a host of luxurious perks that will make your travel experience more comfortable and enjoyable. With this card, you can enjoy complimentary access to over 1,000 airport lounges worldwide, including the Plaza Premium Lounge in Singapore. You can also enjoy exclusive dining privileges at some of the finest restaurants in Singapore, as well as discounts on luxury spa treatments and golf courses.
How can I delight in complimentary lounge access with my Standard Chartered Infinite card?
To enjoy complimentary lounge access with your Standard Chartered Infinite card, simply present your card and a valid boarding pass at the lounge reception. You can also use the Priority Pass app to access the lounges. Please note that the number of complimentary lounge visits may vary depending on the card you hold.
What’s the excitement about the Visa Infinite Standard Chartered card’s benefits?
The Visa Infinite Standard Chartered card offers a range of exciting benefits that cater to your lifestyle needs. With this card, you can earn rewards points on your spending, which can be redeemed for air miles, hotel stays, and other travel-related expenses. You can also enjoy exclusive dining and lifestyle privileges, as well as access to exclusive events and experiences.
Who can relish the privileges of the Standard Chartered Infinite card, and what are the eligibility criteria?
The Standard Chartered Infinite card is designed for high net worth individuals who enjoy luxury travel and lifestyle experiences. To be eligible for this card, you must have a minimum annual income of $150,000 and meet the bank’s credit assessment criteria. You must also be a Singapore citizen or permanent resident.
How does the Priority Pass lounge access enhance my travel experience with the Standard Chartered Infinite card?
The Priority Pass lounge access enhances your travel experience by providing you with access to over 1,000 airport lounges worldwide. With this benefit, you can relax and unwind before your flight, enjoy complimentary food and drinks, and access other amenities such as showers and spa treatments. You can also invite guests to the lounge, subject to the lounge’s terms and conditions.
What steps should I take to contact customer service for my Standard Chartered Infinite card enquiries?
If you have any enquiries about your Standard Chartered Infinite card, you can contact the bank’s customer service hotline at +65 6747 7000. You can also visit any Standard Chartered branch in Singapore for assistance.