If you’re in need of financial assistance, RHB Personal Loan might be the right option for you. With competitive interest rates and flexible repayment terms, RHB Personal Loan offers various options to suit your needs. Whether you’re looking to renovate your home, pay for your child’s education, or consolidate your debt, RHB Personal Loan can help you achieve your financial goals.
Exploring RHB Personal Loan options is easy. You can apply online or visit one of their branches to speak with a representative. RHB Personal Loan offers on-the-spot approval and disbursement, so you can get the financing you need quickly. With loan amounts ranging from $2,000 to $250,000 and repayment terms up to 7 years, RHB Personal Loan can help you achieve your financial goals.
Getting in touch with RHB is easy. You can contact their customer service centre by phone, email, or WhatsApp. If you have any complaints or feedback, you can reach out to their Complaint Handling Unit. RHB is committed to providing excellent customer service and ensuring that their customers are satisfied with their products and services.
Key Takeaways
- RHB Personal Loan offers competitive interest rates and flexible repayment terms.
- You can apply online or visit one of their branches to speak with a representative.
- RHB offers excellent customer service and is committed to ensuring customer satisfaction.
Exploring RHB Personal Loan Options
If you are looking for a personal loan, RHB Bank offers various options that can suit your needs. Here are some of the key features of their personal loan products.
RHB Easy-Pinjaman Ekspres
RHB Easy-Pinjaman Ekspres is a personal loan that offers quick and hassle-free financing of up to $RM150,000. The loan has a flexible repayment period of up to 7 years, which allows you to manage your finances effectively. With a low-interest rate of as low as 14% p.a. (equivalent to Flat Rate 7.62%), you can enjoy affordable monthly repayments.
Eligibility Criteria
To be eligible for RHB Bank’s personal loan, you must be a private sector employee aged between 21 and 55 years. You must also have a minimum monthly income of $RM2,000. The bank requires you to provide proof of income, such as your latest salary slip or bank statement.
Understanding Loan Fees
When applying for a personal loan, it’s important to understand the fees involved. RHB Bank’s personal loan has a processing fee of 1% of the loan amount. The bank also charges a late payment fee of 1% p.a. on the overdue amount. The loan uses the reducing balance method to calculate the interest, which means you pay interest only on the outstanding loan amount.
In conclusion, RHB Bank’s personal loan offers a flexible and affordable way to finance your needs. With a low-interest rate and flexible repayment period, you can manage your finances effectively. However, make sure you understand the eligibility criteria and fees involved before applying for the loan.
Getting in Touch with RHB
If you are interested in getting a personal loan from RHB Bank, you can easily get in touch with the bank’s customer service team to find out more information. There are several channels available for you to contact RHB, including online, phone, and in-person.
Customer Service Channels
One of the most convenient ways to get in touch with RHB is through their customer service hotline. You can contact the bank’s customer service team at 1800 323 0100 if you are in Singapore. If you are overseas, you can call +603 9145 1388. Their customer service agents are available to assist you from Monday to Friday, 9am to 6pm.
Alternatively, you can also get in touch with RHB through their online chatbot. This chatbot is available 24/7 and can help answer any questions you may have about RHB’s personal loan products and services.
Verification and Status Enquiries
If you have already applied for a personal loan from RHB, you can check the status of your application by contacting the bank’s customer service team. You can also verify your identity by providing your IC number, which will help speed up the verification process.
Feedback and Convenience
RHB values feedback from their customers and is always looking for ways to improve their services. If you have any feedback or suggestions, you can contact the bank’s customer service team through their online feedback form. This form is available on their website and is a convenient way to provide feedback to the bank.
Overall, getting in touch with RHB is easy and convenient. Whether you prefer to contact the bank through their customer service hotline or online chatbot, or through their feedback form, RHB is always ready to assist you with your personal loan needs.
Frequently Asked Questions
How can I reach RHB customer service for personal loan enquiries?
If you have any questions regarding your RHB personal loan, you can reach out to the bank’s customer service team by calling 1800 323 0100. They are available to assist you from Monday to Friday, between 9:00 am to 6:00 pm.
What’s the best way to contact RHB for loan assistance after office hours?
If you need assistance with your RHB personal loan after office hours, you can send an email to [email protected] and a representative will get back to you as soon as possible.
Where can I find the contact details for RHB’s Collection Centre?
If you need to contact RHB’s Collection Centre, you can call them directly at 1800 323 0100. Alternatively, you can send an email to [email protected] for assistance.
How swiftly can I expect my personal loan to be processed by RHB?
The processing time for RHB personal loans can vary depending on several factors, such as the loan amount and your creditworthiness. However, the bank aims to process loan applications as quickly as possible and typically takes around 3 to 5 business days.
What steps should I follow to check the progress of my RHB personal loan application?
To check the progress of your RHB personal loan application, you can call the bank’s customer service team at 1800 323 0100. They will be able to provide you with the latest updates on your application status.
Could you provide the customer service number for RHB in Singapore?
Yes, the customer service number for RHB in Singapore is 1800 323 0100. You can call this number for any assistance related to your RHB personal loan.
Remember, if you have any questions or concerns about your RHB personal loan, don’t hesitate to reach out to the bank’s customer service team. They are always available to assist you and provide you with the information you need.