If you’re looking for a credit card that can help you manage your expenses effortlessly, the OCBC GE Cashflo Card Singapore might be the perfect fit for you. With this card, you can enjoy cash rebates of up to 1.2% on your spending, and you can also automatically manage your Great Eastern insurance premiums. The card offers hassle-free 3, 6, or 12-month payments, making it easier to manage your finances.
One of the key features of the OCBC GE Cashflo Card Singapore is its ability to help you split your payments into instalments at 0% interest. This feature can be especially useful if you’re looking to make a big purchase but want to avoid paying interest on it. Additionally, the card offers cashback rewards of up to S$200, making it a great option for those who want to earn rewards while they spend.
To apply for the OCBC GE Cashflo Card Singapore, you’ll need to meet certain income requirements and provide some basic information about yourself. Once you’re approved, you can start enjoying the benefits of the card right away. With its many features and perks, the OCBC GE Cashflo Card Singapore is a great option for anyone looking for a credit card that can help them manage their finances more effectively.
Key Takeaways
- The OCBC GE Cashflo Card Singapore offers cash rebates of up to 1.2% on your spending and can help you manage your Great Eastern insurance premiums.
- The card offers hassle-free 3, 6, or 12-month payments, and you can split your payments into instalments at 0% interest.
- To apply for the card, you’ll need to meet certain income requirements and provide some basic information about yourself.
Key Features of OCBC GE Cashflo Card
If you’re looking for a credit card that offers interest-free instalment plans, automatic cash rebates, and exclusive health and wellness offers, then the OCBC GE Cashflo Card may be the perfect fit for you.
0% Interest Instalment Plans
One of the key features of the OCBC GE Cashflo Card is its 0% interest instalment plans. You can stretch payments across 3, 6, or 12 months without worrying about added interest costs. This can be especially helpful for big-ticket purchases or unexpected expenses that you need to pay off over time.
Automatic Cash Rebates
Another great feature of the OCBC GE Cashflo Card is its automatic cash rebates. You can earn up to 1.2% cash rebate every month on your spending. This rebate is automatically credited to your account, so you don’t have to worry about redeeming any points or vouchers. Plus, there’s no minimum spend required to enjoy this benefit.
Exclusive Health and Wellness Offers
If you’re into health and wellness, then you’ll love the exclusive offers that come with the OCBC GE Cashflo Card. You can enjoy discounts on gym memberships, health screenings, and even insurance premiums. Plus, you can split your insurance bills automatically into 3, 6, or 12 months auto-instalments with 0% interest.
Overall, the OCBC GE Cashflo Card is a great choice if you’re looking for a credit card that offers interest-free instalment plans, automatic cash rebates, and exclusive health and wellness offers. With its flexible payment options and generous rewards programme, you can enjoy peace of mind knowing that you’re getting the most out of your spending.
Applying for the Card
To apply for the OCBC Great Eastern Cashflo Credit Card, you need to meet certain eligibility criteria. Once you meet the criteria, you can apply for the card online and activate it once it arrives. Here’s everything you need to know about applying for the card.
Eligibility Criteria
Before applying for the card, make sure you meet the eligibility criteria:
- You must be at least 21 years old
- Your minimum annual income must be $30,000 for Singaporeans and Permanent Residents, and $45,000 for foreigners
- You must have an OCBC deposit account
Online Application Process
Applying for the card is easy and can be done online. Here’s how:
- Go to the OCBC website and navigate to the credit card section.
- Select the OCBC Great Eastern Cashflo Credit Card.
- Fill in your personal details, employment information, and income details.
- Submit your application.
You can also apply for the card using MyInfo, which is a government-authorized online platform that allows you to apply for the card without filling in any forms. All your personal details will be automatically filled in from the government database.
Activating Your Card
Once your application is approved, you will receive your card in the mail. To activate your card, follow these steps:
- Log in to your OCBC online banking account.
- Click on the “Activate Card” button.
- Enter your card details and click “Activate”.
Alternatively, you can activate your card by calling the OCBC hotline or visiting an OCBC branch.
In conclusion, applying for the OCBC Great Eastern Cashflo Credit Card is a straightforward process. With the online application process and MyInfo, applying for the card has never been easier. Once you receive your card, make sure to activate it before using it.
Understanding the Financial Benefits
If you are looking for a credit card that offers a great deal of financial benefits, the OCBC GE Cashflo Card is worth considering. Here are some of the benefits that you can enjoy with this credit card:
Cash Rebates and Reward Points
One of the most attractive features of the OCBC GE Cashflo Card is the cash rebate that you can earn with every eligible retail spend. You can earn up to 1.2% cash rebate on your total eligible retail spend with no minimum spend required. However, do note that the cash rebate is capped at S$100 per statement month.
In addition to the cash rebate, you can also earn reward points with every eligible retail spend. For every S$1 spent, you can earn 1 reward point. You can then redeem your reward points for a wide range of rewards, including dining vouchers, shopping vouchers, and more.
Insurance Premium Benefits
The OCBC GE Cashflo Card also offers a unique benefit for Great Eastern insurance policyholders. You can use this credit card to pay for your Great Eastern insurance premiums and enjoy a hassle-free payment experience. You can also earn cash rebates on your insurance premiums, but do note that the rebates are capped at S$50 per statement month.
To enjoy this benefit, you need to register your Great Eastern insurance policy with OCBC Bank. Once your policy is registered, your insurance premiums will be automatically charged to your OCBC GE Cashflo Card. This means that you no longer need to worry about missing your premium payments or incurring late payment fees.
In conclusion, the OCBC GE Cashflo Card offers a range of financial benefits that can help you save money and manage your finances more effectively. Whether you are looking for cash rebates or a hassle-free way to pay your insurance premiums, this credit card has got you covered. So why not apply for the OCBC GE Cashflo Card today and start enjoying these benefits?
Managing Your Card Efficiently
If you are a cardholder of the OCBC Great Eastern Cashflo Credit Card, it is essential to manage your card efficiently to make the most out of its benefits. Here are some tips to help you do just that.
Tracking Your Spending and Rebates
One of the most significant advantages of the OCBC Great Eastern Cashflo Credit Card is the cash rebates of up to 1.2% on your spending. To keep track of your spending and rebates, you can use the OCBC mobile app or internet banking. These platforms allow you to view your transactions and monitor your cash rebates in real-time.
Understanding the Fees and Charges
It is essential to understand the fees and charges associated with your card to avoid any unwanted surprises. The OCBC Great Eastern Cashflo Credit Card has an annual fee of $160.50, which is waived for the first two years. To continue enjoying the annual fee waiver, you need to spend a minimum of $10,000 per year.
If you opt for the auto-instalment feature, you can stretch your payments across 3, 6, or 12 months with 0% interest. However, take note that there is a one-time non-refundable processing fee of 1% for new or renewed Great Eastern premiums that are split into 12-month instalment payments. This processing fee is not eligible for cash rebates.
Also, be aware of the auto-instalment trigger amount. If your spending exceeds this amount, your instalment plan will be automatically triggered. Moreover, there is a system maintenance fee of $2 per month for the auto-instalment feature.
In conclusion, managing your OCBC Great Eastern Cashflo Credit Card efficiently is crucial to reap its benefits fully. By tracking your spending and rebates and understanding the fees and charges, you can make the most out of your card while avoiding any unwanted surprises.
Additional Perks and Considerations
If you are considering getting the OCBC Great Eastern Cashflo Credit Card, there are a few additional perks and considerations to keep in mind. Here are some important things to know:
Supplementary Cards and Family Benefits
The OCBC Great Eastern Cashflo Credit Card allows you to apply for up to 5 supplementary cards for your family members. This means that your family members can enjoy the same benefits and cashback rewards as you do. Additionally, the card offers exclusive family benefits such as free travel insurance for your spouse and children when you charge your travel tickets to the card.
Exclusions and Important Details
It is important to note that the OCBC Great Eastern Cashflo Credit Card has some exclusions and important details to keep in mind. For example, the card does not offer any cashback or rewards for online transactions, and you must spend a minimum of $600 per month to be eligible for cashback rewards. Additionally, the card has a minimum annual income requirement of $30,000 for Singaporeans and $45,000 for foreigners.
Another important detail to keep in mind is that the card is only available to Singaporeans and Permanent Residents (PRs) aged 21 years and above. Foreigners must have a valid employment pass and earn a minimum salary of $45,000 per year to be eligible for the card.
Lastly, it is worth noting that the OCBC Great Eastern Cashflo Credit Card is a Visa card, which means that it is widely accepted in Singapore and around the world. However, some merchants may not accept credit card payments for premium payment transactions.
Overall, the OCBC Great Eastern Cashflo Credit Card is a great option for those looking to manage their insurance premiums and other spending. With its cashback rewards, exclusive family benefits, and 0% interest instalment plan, it is a versatile and valuable credit card to have in your wallet.
Frequently Asked Questions
What fabulous perks come with the OCBC Cashflo Card?
The OCBC Cashflo Card is packed with a range of benefits that help you save money while enjoying your shopping experience. You can earn cash rebates of up to 1.2% on your spending, and enjoy 0% interest on your instalment plans for up to 12 months. With this card, you can also enjoy automatic instalments for your Great Eastern insurance premiums.
How can I revel in the 12-month instalment plan with my OCBC Cashflo Card?
To enjoy the 12-month instalment plan with your OCBC Cashflo Card, simply make a purchase and select the 12-month instalment plan option. You can also choose to pay for your purchase in 3 or 6 monthly instalments. With this card, you can enjoy interest-free instalments for up to 12 months.
What’s the buzz about the latest OCBC Cashflo Card promotions?
The latest OCBC Cashflo Card promotions offer exciting discounts and cashback rewards on a range of products and services. Keep an eye out for the latest promotions to get the most out of your card.
How does the OCBC Great Eastern Credit Card enhance my spending experience?
The OCBC Great Eastern Credit Card is designed to help you manage your Great Eastern insurance premiums and other spending. With this card, you can enjoy automatic instalments for your insurance premiums, as well as cash rebates of up to 1.2% on your spending.
At what spend do the automatic instalments kick in for the OCBC Cashflo Card?
The automatic instalments for the OCBC Cashflo Card kick in when you make a purchase of $500 or more. With this feature, you can enjoy interest-free instalments for up to 12 months on your purchases.
Is it possible to tap into the convenience of using my OCBC card on the MRT?
Yes, it is possible to use your OCBC card on the MRT. You can simply tap your card on the card reader to pay for your MRT fare. With this feature, you can enjoy a seamless and convenient travel experience.