If you’re looking for a credit card that offers great rewards and benefits, you might want to consider the HSBC Revolution Credit Card in Singapore. With this card, you can earn bonus points on a variety of spending categories, including contactless payments, online spending, and travel bookings. These bonus points can be redeemed for cashback or miles, giving you even more value for your spending.
One of the standout features of the HSBC Revolution Credit Card is the ability to earn 10X Reward points on eligible spending. This means you can earn up to 4 miles or 2.5% cashback for every dollar you spend, making it a great choice for those who want to maximise their rewards. Additionally, there’s no annual fee for this card, so you can enjoy all the benefits without any extra costs.
Overall, the HSBC Revolution Credit Card is a great option for those who want to earn rewards on their spending in Singapore. With its bonus points, cashback and miles options, and no annual fee, it’s a great way to get more value from your spending. Whether you’re a frequent traveller, online shopper, or just looking to earn rewards on your everyday spending, this card is definitely worth considering.
Key Takeaways
- The HSBC Revolution Credit Card in Singapore offers bonus points on eligible spending, which can be redeemed for cashback or miles.
- With the ability to earn 10X Reward points on eligible spending, this card is a great way to maximise your rewards.
- The card has no annual fee, making it a great value for those who want to earn rewards without any extra costs.
HSBC Revolution Credit Card Overview
If you’re looking for a credit card that offers great rewards, the HSBC Revolution Credit Card is a great choice. With this card, you can earn bonus points on a variety of purchases, including dining, travel, and online shopping.
Key Features
The HSBC Revolution Credit Card offers a range of features that make it a great choice for anyone looking for a rewards credit card. Here are some of the key features:
- Earn 10X Rewards Points on online and contactless spending, as well as dining and entertainment purchases
- No annual credit card fee
- Redeem your rewards points for a variety of rewards, including air miles, cashback, and products from the rewards catalogue
- Enjoy exclusive dining and travel privileges with HSBC’s partners
Eligibility and Income Requirement
To be eligible for the HSBC Revolution Credit Card, you must meet the following criteria:
- Be at least 21 years old
- Have a minimum income of $30,000 per year
- Be a Singapore citizen or permanent resident, or a foreigner with a valid employment pass
Overall, the HSBC Revolution Credit Card is a great choice for anyone looking for a rewards credit card with no annual fee. With its generous rewards program and exclusive privileges, this card is sure to help you get more out of your spending.
Earning and Redeeming Rewards
If you are looking for a credit card that rewards you for your everyday spending, the HSBC Revolution Credit Card is a great option. With this card, you can earn bonus points on your qualifying transactions and redeem them for a variety of rewards.
Bonus Points and Rewards Programme
The HSBC Revolution Credit Card offers a rewards programme that allows you to earn bonus points on your qualifying transactions. You can earn up to 10X reward points on your spending in specific categories, including dining, travel, online and contactless payments.
10X Reward Points Categories
The 10X reward points categories for the HSBC Revolution Credit Card are as follows:
- Dining: You can earn 10X reward points on all dining transactions made with your HSBC Revolution Credit Card.
- Travel: You can earn 10X reward points on all travel transactions made with your HSBC Revolution Credit Card.
- Online and Contactless Payments: You can earn 10X reward points on all online and contactless payments made with your HSBC Revolution Credit Card.
Redemption Process
The redemption process for your HSBC Revolution Credit Card reward points is easy and straightforward. You can redeem your reward points for a variety of rewards, including air miles, cashback, vouchers, and products.
To redeem your reward points, simply log in to your HSBC online account or use the HSBC Singapore Mobile app. You can then browse the rewards catalogue and choose the reward that you want to redeem.
In conclusion, the HSBC Revolution Credit Card is an excellent option for those who want to earn bonus points on their everyday spending. With the 10X reward points categories and a straightforward redemption process, you can easily earn and redeem your reward points for a variety of rewards.
Exclusive Benefits and Services
As a cardholder of the HSBC Revolution Credit Card, you are entitled to exclusive benefits and services that make your experience more enjoyable. In this section, we will explore some of the benefits and services that you can enjoy.
Sign-Up Gift
When you sign up for the HSBC Revolution Credit Card, you will receive a sign-up gift that you can redeem through the online rewards redemption catalogue. The sign-up gift is subject to availability and may change from time to time, so be sure to check the catalogue regularly to see the latest offerings.
Insurance and Protection
The HSBC Revolution Credit Card comes with a range of insurance and protection benefits to give you peace of mind while you travel. These benefits include travel insurance, purchase protection, and extended warranty.
If you use your HSBC Revolution Credit Card to purchase your travel tickets, you will automatically be covered by travel insurance. This insurance covers you for a range of events, including trip cancellation and medical emergencies.
Travel Advantages
The HSBC Revolution Credit Card is designed to make your travel experience more enjoyable. With the card, you can enjoy a range of travel advantages, including no foreign transaction fees and access to exclusive travel deals.
When you use your HSBC Revolution Credit Card to make purchases while travelling overseas, you will not be charged any foreign transaction fees. This means that you can spend more money on enjoying your trip, rather than on fees.
In addition, the HSBC Revolution Credit Card gives you access to exclusive travel deals through the online rewards redemption catalogue. You can redeem your points for travel vouchers, hotel stays, and more.
The HSBC Revolution Credit Card also supports popular mobile payment platforms such as Samsung Pay, Apple Pay, Google Pay, and Visa PayWave. This means that you can make payments quickly and securely using your mobile device.
Overall, the HSBC Revolution Credit Card offers a range of exclusive benefits and services that make it a great choice for anyone looking for a rewards credit card. With its generous rewards programme and range of travel advantages, the card is sure to meet your needs and exceed your expectations.
Understanding Fees and Charges
When it comes to credit cards, it is important to understand all the fees and charges that come with it. The HSBC Revolution Credit Card is no exception. In this section, we will discuss the foreign transaction fees and annual fee waiver.
Foreign Transaction Fees
If you plan on using your HSBC Revolution Credit Card overseas, you will be charged a foreign transaction fee. This fee is charged on all transactions made in a foreign currency and is typically around 2.8% of the transaction amount. It is important to note that this fee is in addition to any foreign exchange fees that may also be charged.
Annual Fee Waiver
The HSBC Revolution Credit Card comes with an annual fee of $150. However, there is an annual fee waiver available. To qualify for the waiver, you must spend a minimum of $12,500 per year on your credit card. If you meet this requirement, the annual fee will be waived for the following year.
It is important to note that the annual fee waiver only applies to the primary cardholder. If you have additional cardholders on your account, their annual fees will not be waived.
In addition to the annual fee, there is also a foreign currency transaction fee (FCY fee) of 2.8% and a Goods and Services Tax (GST) of 7%. These fees are charged on all transactions made in a foreign currency.
In summary, while the HSBC Revolution Credit Card offers great rewards and bonus points, it is important to understand the fees and charges that come with it. Be sure to take advantage of the annual fee waiver by meeting the minimum spending requirement, and be aware of the foreign transaction fees, FCY fee, and GST that may apply.
Managing Your Card Efficiently
Managing your HSBC Revolution Credit Card efficiently can help you maximise your rewards and enjoy the benefits of the card. Here are some tips to help you get the most out of your card:
Online Banking and Mobile App
HSBC’s online banking and mobile app make it easy to manage your credit card account. You can check your balance, view your transactions, and make payments online or through the app. This means you can keep track of your spending and rewards easily, and make sure you don’t miss any payments.
Additionally, you can use the app to set up alerts for when you reach a certain spending limit or when your payment is due. This can help you avoid overspending and late fees.
Customer Support
HSBC’s customer support team is available to help you with any questions or concerns you may have about your credit card. You can contact them through the app, online, or by phone.
If you have any issues with your card, such as fraudulent transactions or lost or stolen cards, the customer support team can help you resolve the issue quickly. This can help you avoid any unnecessary charges or inconvenience.
By managing your HSBC Revolution Credit Card efficiently, you can earn bonus points and rewards while enjoying the benefits of the card. With the help of online banking, the mobile app, and customer support, you can make sure you get the most out of your card and avoid any issues.
Frequently Asked Questions
How can I redeem my HSBC reward points in sunny Singapore?
To redeem your HSBC reward points, simply log in to your HSBC online banking account and navigate to the rewards section. From there, you can browse the rewards catalogue and select the item you wish to redeem your points for. You can also call the HSBC customer service hotline to redeem your points over the phone.
What’s the latest scoop on HSBC Revolution bonus points promotions?
HSBC Revolution often offers bonus points promotions for new cardholders. These promotions may include sign-up bonuses, spending bonuses, or other types of incentives. To stay up-to-date on the latest promotions, check the HSBC website or follow them on social media.
Could you spill the beans on how to maximise my HSBC Revolution perks?
To maximise your HSBC Revolution perks, be sure to take advantage of the 10X reward points on online and contactless spending. You can also earn bonus points by using your card for dining, travel, and other eligible purchases. Additionally, be sure to keep an eye out for special promotions and offers that can help you earn even more points.
Where can I sneak a peek at the HSBC Revolution rewards catalogue?
You can view the HSBC Revolution rewards catalogue by logging in to your HSBC online banking account and navigating to the rewards section. From there, you can browse the catalogue and select the item you wish to redeem your points for.
What are the terms and conditions I should be aware of for HSBC Revolution points?
Some of the key terms and conditions to be aware of for HSBC Revolution points include the minimum spend requirements, the expiry date of your points, and any restrictions on eligible purchases. Be sure to read the terms and conditions carefully to ensure that you are getting the most out of your rewards.
Just how much value am I getting from my 80,000 HSBC points, would you know?
The value of your HSBC points will depend on how you choose to redeem them. In general, 1 HSBC point is worth approximately $0.005. This means that 80,000 HSBC points would be worth around $400. However, the actual value you get from your points will depend on the item you choose to redeem them for. Be sure to compare the cost of the item to the number of points required to ensure that you are getting a good deal.