The HSBC Visa Infinite Credit Card is a premium credit card that offers an array of exclusive travel perks, rewards, and lifestyle privileges. This card is designed for high net worth individuals who value luxury and convenience. With this card, you can enjoy complimentary access to over 1,100 VIP airport lounges, a dedicated concierge service, and comprehensive travel insurance coverage.
The application process for the HSBC Visa Infinite Credit Card is straightforward. To be eligible, you need to have a minimum annual income of SGD30,000 for Singaporeans and Permanent Residents, SGD40,000 for self-employed Singaporeans and Permanent Residents, or SGD40,000 for foreigners residing in Singapore. If you are applying for a Visa Infinite credit card, you need to have a minimum annual income of SGD120,000. The annual fee for the HSBC Visa Infinite Credit Card is S$650, which is reduced to S$488 for HSBC Premier customers.
If you are a frequent traveller or someone who enjoys luxury lifestyle privileges, the HSBC Visa Infinite Credit Card is an excellent choice. With this card, you can enjoy exclusive travel perks, rewards, and lifestyle privileges that are not available with other credit cards. The card’s comprehensive travel insurance coverage and dedicated concierge service offer peace of mind and convenience when travelling. The rewards programme also offers attractive rewards and cashback offers that can help you save money.
Key Takeaways
- The HSBC Visa Infinite Credit Card offers exclusive travel perks, rewards, and lifestyle privileges.
- The application process for the card is straightforward, and the annual fee is S$650.
- The card is an excellent choice for frequent travellers and high net worth individuals who value luxury and convenience.
HSBC Visa Infinite Credit Card Overview
If you’re looking for a premium credit card that offers a range of lifestyle benefits, the HSBC Visa Infinite Credit Card is definitely worth considering. Here’s what you need to know about this card.
Key Features
The HSBC Visa Infinite Credit Card comes with a range of features and benefits, including:
- Welcome bonus: Earn 35,000 air miles when you sign up for the card and pay the annual fee of $662.15.
- Complimentary airport lounge access: Enjoy unlimited access to over 1,100 VIP airport lounges worldwide for you and your supplementary cardholders.
- Limousine transfer: Get complimentary limousine transfer to/from the airport in Singapore and other selected cities worldwide.
- Insurance coverage: Charge the full cost of your air ticket to your HSBC Visa Infinite Credit Card and enjoy comprehensive coverage of up to SGD2.75 million and over 20 benefits, so you and your loved ones can travel with peace of mind.
- Concierge service: Get dedicated concierge service for personalised assistance.
Eligibility Criteria
To be eligible for the HSBC Visa Infinite Credit Card, you need to meet the following criteria:
- You must be a Singaporean, Permanent Resident or Foreigner with a minimum annual income of $120,000.
- You must be at least 21 years old.
- You must have an HSBC Premier account. If you don’t have one, you can open one when you apply for the card.
- The annual fee for the HSBC Visa Infinite card is $662.15. HSBC Premier customers are entitled to a discounted annual fee of $497.12.
In conclusion, the HSBC Visa Infinite Credit Card is a great option for those who want a premium credit card with a range of lifestyle benefits. With its welcome bonus, airport lounge access, limousine transfer, insurance coverage and concierge service, it’s definitely worth considering if you meet the eligibility criteria and can afford the annual fee.
Exclusive Travel Perks
If you’re a frequent traveller, the HSBC Visa Infinite Credit Card is the perfect card for you. With its premium lifestyle benefits, the card offers exclusive travel perks that are tailored to your every need. Here are some of the travel benefits you can enjoy:
Airport Lounge Access
With the HSBC Visa Infinite Credit Card, you can enjoy unlimited access to airport lounges worldwide. You can relax and unwind in comfort before your flight, with complimentary refreshments, Wi-Fi, and other facilities. You can also bring a guest with you, who can enjoy the same benefits for free.
Expedited Immigration Clearance
The HSBC Visa Infinite Credit Card also offers expedited immigration clearance at key airports in Asia. You don’t have to stand in long queues anymore. Instead, you can get escorted through a faster immigration channel, which saves you time and hassle. This service is available unlimited times.
Travel Insurance Benefits
The HSBC Visa Infinite Credit Card offers comprehensive travel insurance coverage for you and your family. You can enjoy up to US$2 million in coverage, which includes medical expenses, trip cancellations, and other travel-related incidents. You can also enjoy airport limo transfers and expedited immigration clearance when you spend a minimum of S$2,000 worth of Eligible Purchases in any calendar month.
Overall, the HSBC Visa Infinite Credit Card is a great choice for frequent travellers who want to enjoy premium travel benefits. With its exclusive travel perks, you can travel in style and comfort, while enjoying peace of mind with comprehensive travel insurance coverage.
Rewards and Lifestyle Privileges
If you are looking for a credit card that offers you a range of rewards and lifestyle privileges, then the HSBC Visa Infinite Credit Card is an excellent choice. This card allows you to earn miles and enjoy a variety of dining and lifestyle benefits, as well as access to a 24/7 concierge service.
Miles Accumulation
With the HSBC Visa Infinite Credit Card, you can earn air miles for every dollar you spend. You can earn 1 Reward point per dollar spent on local spend and 2 Reward points per dollar spent on overseas spend. With these earn rates, you can accumulate miles quickly and easily.
Dining and Lifestyle Benefits
The HSBC Visa Infinite Credit Card offers a wide range of dining and lifestyle benefits. You can enjoy discounts at some of the best restaurants in town, including the Singapore Marriott Tang Plaza Hotel. You can also enjoy exclusive access to golf clubs across the region.
Concierge Service
As a HSBC Visa Infinite Credit Cardholder, you will have access to a 24/7 concierge service. This service is designed to make your life easier and more convenient. Whether you need help booking a restaurant or arranging travel plans, the concierge service is there to assist you.
In conclusion, the HSBC Visa Infinite Credit Card is an excellent choice for anyone looking for a credit card that offers a range of rewards and lifestyle privileges. With its miles accumulation, dining and lifestyle benefits, and concierge service, this card is a great way to enhance your lifestyle.
Application Process and Fees
How to Apply
Getting an HSBC Visa Infinite Credit Card in Singapore is easy and straightforward. You can apply online or in-branch. To apply online, you will need to fill out an online application form, which will require you to provide your personal details, employment information, and income details. You can also use your SingPass or MyInfo account to fast-track the application process.
If you prefer to apply in-branch, you will need to bring along your supporting documents, which include your NRIC or passport, latest computerised payslip, or latest income tax notice of assessment. You will also need to bring along your employment pass or work permit if you are a foreigner.
Fees and Charges
The HSBC Visa Infinite Credit Card comes with an annual fee of $650. This fee is waived for the first year if you are a new customer. The annual fee for subsequent years is waived if you spend a minimum of $50,000 per year on the card. If you are an HSBC Premier customer, you will enjoy a reduced annual fee of $488. The annual fee is inclusive of GST.
The card comes with a range of fees and charges that you should be aware of. The table below summarises the key fees and charges:
| Fees and Charges | Amount |
|---|---|
| Late Payment Fee | $125 |
| Overlimit Fee | $40 |
| Cash Advance Fee | 6% of amount withdrawn or $15, whichever is higher |
| Interest Rate on Cash Advance | 28% p.a. |
| Interest Rate on Retail Purchases | 25.9% p.a. |
It is important to note that the annual fee and other fees and charges are subject to change. You should always check with HSBC for the latest fees and charges.
In summary, the HSBC Visa Infinite Credit Card is a premium credit card that comes with a range of benefits and perks. The application process is easy, and you can apply online or in-branch. The annual fee is waived for the first year, and subsequent years’ fees are waived if you spend a minimum of $50,000 per year on the card. However, you should be aware of the various fees and charges that come with the card, such as the late payment fee and the cash advance fee.
Comparing HSBC Infinite with Other Premium Cards
When it comes to premium credit cards, HSBC Infinite is one of the top contenders in Singapore. However, it’s always important to compare it with other premium cards to see how it stacks up. Here’s a breakdown of how HSBC Infinite compares with other premium cards.
HSBC Infinite vs AMEX
HSBC Infinite and American Express (AMEX) are both premium credit cards that offer a range of benefits. While HSBC Infinite has a higher annual fee, it also offers more benefits such as unlimited access to airport lounges and expedited immigration clearance. AMEX, on the other hand, has a lower annual fee and offers more cashback options for dining and shopping.
If you’re someone who travels frequently, HSBC Infinite might be the better option for you. However, if you’re looking for a card that offers more cashback options for everyday expenses, AMEX might be the better choice.
HSBC Infinite vs Citi Prestige
Citi Prestige is another premium credit card that offers a range of benefits for frequent travellers. While both HSBC Infinite and Citi Prestige offer unlimited access to airport lounges, Citi Prestige offers a higher earn rate for air miles and more flexible redemption options.
On the other hand, HSBC Infinite offers more benefits such as expedited immigration clearance and 1-for-1 stays in over 175 hotels worldwide. HSBC Infinite also has a higher welcome bonus for new cardholders.
If you’re someone who values flexibility when it comes to earning and redeeming air miles, Citi Prestige might be the better choice. However, if you’re looking for a card that offers more benefits for frequent travellers, HSBC Infinite might be the better option.
HSBC Infinite vs SCB Visa Infinite
Standard Chartered (SCB) Visa Infinite is another premium credit card that offers a range of benefits for frequent travellers. While both HSBC Infinite and SCB Visa Infinite offer unlimited access to airport lounges and expedited immigration clearance, SCB Visa Infinite offers a higher earn rate for air miles.
On the other hand, HSBC Infinite offers more benefits such as 1-for-1 stays in over 175 hotels worldwide and a higher welcome bonus for new cardholders. HSBC Infinite also offers more dining discounts and a wider range of merchants.
If you’re someone who values a higher earn rate for air miles, SCB Visa Infinite might be the better choice. However, if you’re looking for a card that offers more benefits for frequent travellers and more dining discounts, HSBC Infinite might be the better option.
Verdict: HSBC Infinite is a great premium credit card for frequent travellers who value a range of benefits such as unlimited access to airport lounges and expedited immigration clearance. While it may have a higher annual fee compared to other premium cards, it offers more benefits such as 1-for-1 stays in over 175 hotels worldwide and a higher welcome bonus for new cardholders. Ultimately, the best premium card for you depends on your spending habits and priorities.
Frequently Asked Questions
What fabulous benefits can one enjoy with the HSBC Infinite card?
The HSBC Infinite card offers a wide range of benefits that cater to your every need. You can enjoy exclusive retail and travel benefits, dedicated concierge service, and complimentary access to over 1,000 airport lounges worldwide. You can also earn 1.25 air miles for every $1 spent on local transactions and 2 air miles for every $1 spent overseas.
How can I qualify for the HSBC Infinite card?
To qualify for the HSBC Infinite card, you need to have an annual income of at least $120,000 and be at least 21 years old. You also need to have an HSBC Premier account or HSBC Advance account.
What are the latest reviews saying about the HSBC Infinite card experience?
The latest reviews of the HSBC Infinite card experience have been overwhelmingly positive. Customers have praised the card’s extensive range of benefits, excellent customer service, and the ease of use of the card’s mobile application.
Could you tell me how to get in touch with customer service for the HSBC Infinite card?
To get in touch with customer service for the HSBC Infinite card, you can call the HSBC hotline at +65 6216 9008. Alternatively, you can chat with a customer service representative through the HSBC Singapore app or visit an HSBC branch in person.
What’s the secret to unlocking lounge access with the HSBC Infinite card at Singapore airport?
To unlock lounge access with the HSBC Infinite card at Singapore airport, you need to present your HSBC Infinite card and a valid boarding pass at the lounge reception desk. You can also register for LoungeKey membership through the HSBC Singapore app to access airport lounges worldwide.
Which HSBC card should I choose for the ultimate lounge access experience?
If you’re looking for the ultimate lounge access experience, the HSBC Visa Infinite card is the perfect choice. With complimentary access to over 1,000 airport lounges worldwide, you can relax and unwind before your flight in style.