Are you looking for a debit card that stands out from the rest? Look no further than the Frank Debit Card from OCBC Bank in Singapore. With over 120 unique designs to choose from, you can select a card that truly reflects your personality and style. Whether you’re an art lover, a sports enthusiast or a music fan, there’s a Frank Debit Card design for you.
Not only do these cards look great, but they also offer a range of features and benefits that make them a smart choice for your everyday spending. With the Frank Debit Card, you can earn a 1% rebate when you shop, eat and ride. Plus, you’ll enjoy access to exclusive deals and promotions from a wide range of merchants. And with the OCBC 360 Account and Frank Credit Card, you can fast track your money and be smart about your finances.
Key Takeaways
- The Frank Debit Card from OCBC Bank in Singapore offers over 120 unique designs to choose from.
- These cards offer a range of features and benefits, including a 1% rebate on everyday spending and access to exclusive deals.
- By pairing the Frank Debit Card with the OCBC 360 Account and Frank Credit Card, you can fast track your money and manage your finances more effectively.
Designing Your Frank Debit Card
When it comes to designing your Frank Debit Card, you have a lot of options to choose from. With over 120 unique card designs available, you can choose a design that reflects your personality and style. In this section, we will look at how to choose the right design for you and understand the card design fees.
Choosing the Right Design for You
When choosing the right design for your Frank Debit Card, it’s important to consider your personal style and preferences. Do you prefer bold and colourful designs or more minimalist and understated designs? Whatever your style, there is a design that will suit you.
To choose your design, simply log in to your Frank account and select “Card Design” from the menu. You can then browse through the available designs and choose the one that best reflects your personality.
Understanding Card Design Fees
While there are no annual fees for the Frank Debit Card, there is a card design fee of $10.70. This fee is charged for each new design you choose for your card. However, if you are a student, the card design fee is waived for the first year.
It’s important to note that if you choose to replace your card due to loss or damage, you will also be charged a replacement fee of $20. This fee is waived for the first replacement within the first year.
In conclusion, designing your Frank Debit Card is a fun way to express your personality and style. With over 120 unique card designs available, you can choose a design that reflects your personal preferences. While there is a card design fee, it is a small price to pay for a card that truly reflects who you are.
Features and Benefits
If you’re a student or a young adult looking for a debit card that offers both style and substance, the FRANK debit card by OCBC Singapore might be just what you need. Here are some of the features and benefits that make this card stand out:
Cashback and Rewards
With the FRANK debit card, you can earn a 1% rebate when you shop, eat and ride. You can also enjoy unlimited cashback on fast food dining, online shopping, entertainment, eco-friendly merchants, transport, and convenience stores. Bonus 1% cashback is available at Apple and Samsung stores until October 31, 2023. This makes the FRANK debit card a great option for those who want to save money on their daily expenses.
Travel and Transport Perks
The FRANK debit card also offers some great travel and transport perks. You can get up to 6% rebate on your travel expenses when you use the card to pay for your public transport rides. You can also enjoy discounts on Grab rides when you link your FRANK debit card to your Grab account. This makes the FRANK debit card a great option for those who are always on the go.
Dining and Fast Food Benefits
If you’re a foodie, you’ll love the dining and fast food benefits that come with the FRANK debit card. You can enjoy 1% unlimited cashback on fast food dining, and you can also get rebates when you dine at selected restaurants. This makes the FRANK debit card a great option for those who love to eat out.
Overall, the FRANK debit card by OCBC Singapore is a great option for those who want a stylish and functional debit card that offers great rewards and benefits. With its sleek design and user-friendly features, it’s no wonder that so many people are choosing the FRANK debit card as their go-to debit card.
Using Your Card
Once you have your FRANK debit card in hand, you’re ready to start using it. Here are some things you need to know:
Online Shopping Advantages
The FRANK debit card is perfect for online shopping. You can use it to make purchases on any website that accepts Visa or Mastercard. The best part? You’ll get 1% unlimited cashback on all the things you love. So go ahead and shop to your heart’s content!
ATM Withdrawals and Fees
You can use your FRANK debit card to withdraw cash from any ATM that accepts Visa or Mastercard. However, do note that there may be fees associated with ATM withdrawals. It’s always best to check with your bank first to see what fees may apply.
Foreign Currency Transactions
If you’re travelling overseas, you can use your FRANK debit card to make purchases in local currency. However, do note that there may be foreign exchange fees associated with these transactions. It’s always best to check with your bank first to see what fees may apply.
In summary, the FRANK debit card is a versatile and convenient payment option. Whether you’re shopping online, withdrawing cash from an ATM, or travelling overseas, your FRANK debit card has got you covered. So go ahead and enjoy the benefits of this amazing card!
Eligibility and Application
Criteria for Eligibility
To be eligible for the FRANK Debit Card, you must be at least 16 years old and possess a valid NRIC or FIN number. The card is available to both Singaporeans and foreigners residing in Singapore. There is no minimum income requirement to apply for the card, making it an excellent option for students who are looking for a debit card to manage their finances.
Application Process Simplified
The application process for the FRANK Debit Card is straightforward and can be completed in just a few steps. You can apply for the card online or visit any OCBC Bank branch to submit your application. Here’s what you need to do:
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Fill out the application form: You will need to provide your personal details, including your name, address, and contact information.
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Submit supporting documents: You will need to provide a copy of your NRIC or FIN and proof of address, such as a utility bill or bank statement.
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Wait for approval: Once you have submitted your application, it will be reviewed by the bank. If your application is approved, you will receive your FRANK Debit Card within a few days.
With a wide range of designs to choose from, you can pick a card that reflects your personality and style. The FRANK Debit Card offers a great way to manage your finances, and with the easy application process, you can start using your card in no time. So, what are you waiting for? Apply for your FRANK Debit Card today and start enjoying the benefits of a debit card that is designed with you in mind!
Managing Your Account
As a FRANK Debit Card holder, managing your account is easy and hassle-free. Here are some important things to keep in mind to ensure that you are getting the most out of your account.
Understanding Fees and Charges
It is important to understand the fees and charges associated with your FRANK Debit Card account. While there are no monthly service fees for account holders under 26 years old, a monthly service fee of £2 will apply if your average daily balance falls below £1,000. Additionally, if you change your card design more than twice per year, you will be charged a fee ranging from £10 to £30, plus an additional fee of £20 per card.
Maintaining Minimum Balance
To avoid incurring monthly service fees, it is important to maintain a minimum balance of £1,000 in your FRANK Debit Card account. This will not only help you avoid fees, but it will also allow you to earn interest on your balance and save money in the long run.
Card Replacement Procedures
If your FRANK Debit Card is lost or stolen, it is important to report it immediately by calling the customer service hotline. A replacement card will be issued to you, and you will be charged a fee of £10 for the replacement. It is also important to note that your replacement card will have the same design as your previous card, so if you wish to change your card design, you will need to pay the associated fees.
By following these simple guidelines, you can ensure that your FRANK Debit Card account is always up-to-date and that you are getting the most out of your account. With over 120 stylish card designs to choose from and a 1% unlimited cashback on all your purchases, the FRANK Debit Card is a great way to manage your money and save for the future.
Frequently Asked Questions
What are the latest design options for the FRANK Debit Card?
The FRANK Debit Card offers over 60 unique designs to choose from. You can select a design that best represents your personality and style. Some of the latest designs include “Ok Boomer,” “Lofi,” and “Flow of Life.”
How much does it cost to personalise my FRANK Debit Card design?
The cost of personalising your FRANK Debit Card design varies from S$0 to S$30. To find out the respective card design charges, head over to the official FRANK by OCBC website.
What exclusive benefits come with the FRANK Debit Card?
The FRANK Debit Card offers 1% unlimited cashback on all the things you love. You can use it to pay for your daily expenses, such as groceries, transport, and dining. The card also provides access to exclusive promotions and discounts at selected merchants.
How can I apply for a new OCBC FRANK Debit Card?
You can apply for a new OCBC FRANK Debit Card easily using MyInfo and get instant approval. Alternatively, you can visit any OCBC branch in Singapore to apply for the card in person.
Are there any special edition designs for the FRANK Card, like Mobile Legends?
Yes, the FRANK Card offers special edition designs from time to time. One of the most popular designs is the Mobile Legends design, which features characters from the popular mobile game.
What’s the difference between the OCBC 360 Account and the FRANK Account?
The OCBC 360 Account is a savings account that offers higher interest rates when you fulfil certain criteria, such as crediting your salary and paying bills online. On the other hand, the FRANK Account is a basic savings account that comes with the FRANK Debit Card and offers exclusive benefits and promotions.