If you’re a regular shopper at Sheng Siong supermarkets in Singapore, you might be interested in the POSB Everyday Card. This credit card offers up to 15% savings at Sheng Siong stores, as well as other daily essentials. With a minimum spend of S$100, you can receive a return voucher equivalent to 10% of your purchase, plus 5% cash rebates. This redemption offer is valid until February 29, 2024.
But the POSB Everyday Card isn’t just for Sheng Siong shoppers. This card also offers dining and shopping perks, as well as lifestyle and wellness advantages. You can earn cash rebates on dining and shopping, and enjoy discounts on travel, entertainment, and wellness services. With the POSB Everyday Card, you can maximize your rewards and save money on your everyday expenses.
If you’re considering the POSB Everyday Card, it’s important to understand the fine print. Make sure you know the terms and conditions, such as the minimum spend requirements and the expiry dates of the redemption offers. You should also be aware of the fees and charges associated with the card, such as the annual fee and the interest rates. By doing your research and understanding the details, you can make an informed decision about whether the POSB Everyday Card is right for you.
Key Takeaways
- The POSB Everyday Card offers up to 15% savings at Sheng Siong stores and other daily essentials.
- This credit card also offers dining and shopping perks, as well as lifestyle and wellness advantages.
- Before applying for the POSB Everyday Card, make sure you understand the fine print, including the terms and conditions and the fees and charges.
Exploring the POSB Everyday Card
If you are looking for a credit card that can help you save money on your everyday purchases, then the POSB Everyday Card might be the perfect fit for you. With its attractive cash rebate offers and exclusive discounts, this credit card can help you make the most of your daily expenses.
Key Features
The POSB Everyday Card offers up to 10% cash rebates on your daily essentials, including dining, groceries, utilities, and online shopping. You can also enjoy 5% cashback at Sheng Siong Supermarket and 8% cashback at RedMart. In addition, you can get cashback on your utilities and telco bills, making it a great option for those who want to save money on their monthly bills.
The card also offers exclusive deals and discounts on family attractions, dining, and shopping. You can enjoy up to 50% off on family attractions and up to 20.1% on fuel at SPC. Plus, you can get up to S$300 cashback when you apply for the card.
Applying for the Card
To apply for the POSB Everyday Card, you must be a Singaporean or Permanent Resident aged 21 years and above. You must also have a minimum annual income of S$30,000 for Singaporeans and S$45,000 for foreigners. The annual fee for the card is S$128.40, but it is waived for the first year.
To apply for the card, you can visit the POSB website and fill out the online application form. You will need to provide your personal and financial information, as well as your employment details. Once your application is approved, you will receive your card within 7-10 working days.
In conclusion, the POSB Everyday Card is an excellent option for those who want to save money on their daily expenses. With its attractive cash rebate offers and exclusive discounts, this credit card can help you make the most of your purchases. Apply now and start enjoying the benefits of the POSB Everyday Card.
Maximising Rewards with Daily Essentials
If you are looking to maximise your rewards while buying your daily essentials, the POSB Everyday Card is a great option. With up to 10% cash rebates on categories like dining, groceries, utilities, and online shopping, you can save a lot of money on your everyday purchases.
Supermarket Savings
One of the best ways to maximise your rewards with the POSB Everyday Card is by shopping at Sheng Siong Supermarket. You can get up to 5% cash rebates on your groceries from Sheng Siong and RedMart, capped at Daily$30 per month. This is a great way to save money on your monthly grocery bills.
In addition to Sheng Siong, you can also earn cash rebates at other supermarkets like NTUC FairPrice and Cold Storage. However, the rebates are lower compared to Sheng Siong, so it is recommended to shop at Sheng Siong to maximise your rewards.
Fuel and Transport Benefits
Apart from supermarket savings, the POSB Everyday Card also offers great benefits for fuel and transport. You can get up to 20.1% + 2% fuel savings at SPC and 5% cash rebates on your Grab rides. This is a great way to save money on your fuel and transport expenses.
In addition to SPC, you can also earn cash rebates at other petrol stations like Shell and Esso. However, the rebates are lower compared to SPC, so it is recommended to fill up at SPC to maximise your rewards.
Overall, the POSB Everyday Card is a great option for those looking to maximise their rewards while buying their daily essentials. By shopping at Sheng Siong and using the card for fuel and transport, you can save a lot of money on your monthly expenses. So, if you haven’t already, consider applying for the POSB Everyday Card today!
Dining and Shopping Perks
If you’re someone who loves to indulge in dining out or online food delivery, the POSB Everyday Card is the perfect card for you. With up to 10% cash rebates on dining, it’s easy to save while enjoying your favourite meals. You can earn cash rebates on meals at restaurants, caterers, and even food delivery services like Foodpanda and Deliveroo.
For those who enjoy retail therapy or online shopping, the POSB Everyday Card also offers great perks. You can earn up to 10% cash rebates on your shopping sprees, both in-store and online. With popular online shopping platforms like RedMart, Lazada, Qoo10, Shopee, Taobao, and Amazon.sg, you’ll be spoilt for choice.
Eating Out and Online Food Delivery
Whether you’re dining out or ordering in, the POSB Everyday Card has got you covered. You can earn up to 10% cash rebates on your meals at restaurants and caterers. Plus, with the rise of online food delivery services like Foodpanda and Deliveroo, you can also earn cash rebates on your food deliveries.
So, the next time you’re craving your favourite cuisine, don’t hesitate to use your POSB Everyday Card. Not only will you satisfy your cravings, but you’ll also be rewarded for it.
Retail Therapy and Online Shopping
If you’re someone who loves to shop, then the POSB Everyday Card is a must-have. With up to 10% cash rebates on your shopping sprees, you can indulge guilt-free. Whether you prefer to shop in-store or online, the POSB Everyday Card has got you covered.
With popular online shopping platforms like RedMart, Lazada, Qoo10, Shopee, Taobao, and Amazon.sg, you’ll have access to a wide range of products. Plus, with the POSB Everyday Card, you’ll be rewarded for your purchases.
So, whether you’re looking to update your wardrobe, buy new gadgets, or stock up on household essentials, the POSB Everyday Card is the perfect companion.
Lifestyle and Wellness Advantages
The POSB Everyday Card offers a range of lifestyle and wellness advantages that can help you save money while living your best life. Here are some of the key benefits:
Health and Beauty
If you’re looking to maintain your health and beauty, the POSB Everyday Card can help you save money on your purchases. For example, you can earn cashback when you shop at Watsons, a popular health and beauty store in Singapore. You can also enjoy discounts and promotions at Speedycare, a chain of clinics that offer medical and aesthetic treatments.
Family and Pets
For families and pet owners, the POSB Everyday Card offers a range of benefits that can help you save money on your daily essentials. You can earn cashback on your grocery purchases at Sheng Siong, a popular supermarket chain in Singapore. You can also enjoy discounts and promotions at Pet Lovers Centre, a chain of pet stores that offer a wide range of products and services for your furry friends.
Overall, the POSB Everyday Card is a great way to save money on your daily essentials while enjoying a range of lifestyle and wellness benefits. Whether you’re looking to maintain your health and beauty or take care of your family and pets, this card has you covered. So why wait? Apply for your POSB Everyday Card today and start enjoying the benefits!
Understanding the Fine Print
When applying for the POSB Everyday Card at Sheng Siong, it is important to understand the charges and fees that come with the card. This will help you make informed decisions when using the card and avoid any unexpected costs.
Charges and Fees
The POSB Everyday Card comes with an annual fee of $128.40, which is waived for the first year. There are also late payment fees of $100 if you fail to make your minimum payment by the due date. Additionally, if you make a foreign currency transaction with the card, there is a fee of 2.8% of the transaction amount.
Terms and Conditions
It is important to read the full terms and conditions of the POSB Everyday Card before applying. This will give you a clear understanding of the card’s features and benefits, as well as any restrictions or limitations. Some key terms and conditions to be aware of include:
- The minimum income requirement for the card is $30,000 per annum.
- The card offers cash rebates on various categories, including dining, groceries, utilities, and online shopping.
- The cash rebates are subject to a cap of $50 per month.
- The card offers cash rebates at Sheng Siong and Redmart, with higher rebates for these merchants.
It is also important to note that the card’s terms and conditions are subject to change, so it is a good idea to check for updates periodically.
Overall, the POSB Everyday Card at Sheng Siong offers a range of benefits and features, but it is important to understand the fine print before applying. By familiarising yourself with the fees, charges, and terms and conditions, you can make the most of the card’s benefits and avoid any unexpected costs.
Frequently Asked Questions
What fabulous perks can one enjoy with the POSB Everyday Card?
The POSB Everyday Card offers up to 10% cashback on daily essentials such as groceries, dining, utilities, and online shopping. You can also enjoy additional discounts and promotions when you use the card at selected merchants. Plus, you can earn up to 6% p.a. interest on your savings when you credit your salary and make purchases with the card.
How can I maximise my savings with the latest POSB Everyday Card promotions?
To maximise your savings with the latest POSB Everyday Card promotions, be sure to check the latest offers and discounts available on the POSB website. You can also download the POSB mobile app to keep track of your spending and cashback earned. Additionally, you can earn bonus cashback when you refer a friend to sign up for the POSB Everyday Card.
Could you share some glowing reviews of the POSB Everyday Card?
Customers have praised the POSB Everyday Card for its generous cashback rewards and ease of use. Many have also appreciated the card’s ability to help them save money on their everyday expenses. One customer even stated that the POSB Everyday Card is “the best credit card in Singapore for daily use”.
What are the current interest rates associated with the POSB Everyday Card?
The current interest rates for the POSB Everyday Card are 26.90% p.a. for purchases and 28.90% p.a. for cash advances. However, you can avoid paying interest by paying your balance in full each month.
How does one earn and calculate cashback with the POSB Everyday Card?
You can earn cashback with the POSB Everyday Card by making purchases at eligible merchants. The cashback you earn is calculated as a percentage of your spending and is credited to your card account at the end of each statement cycle. You can view your cashback earned and redeemed on your monthly statement or through the POSB mobile app.
What’s the minimum spend required to take advantage of the POSB Everyday Card benefits?
There is no minimum spend required to take advantage of the POSB Everyday Card benefits. However, to earn cashback, you must make purchases at eligible merchants. Be sure to check the list of eligible merchants on the POSB website or mobile app before making your purchase.