If you’re looking for a credit card that offers great rewards and benefits, the DBS Platinum Credit Card Singapore is worth considering. This credit card is designed for people who want to enjoy exclusive privileges and earn rewards while spending. With this card, you can enjoy cashback on dining, transport, and online shopping, as well as discounts on travel and lifestyle purchases.
One of the key features of the DBS Platinum Credit Card Singapore is the cashback rewards program. You can earn up to 3% cashback on online shopping, dining, transport, and more. Plus, you can enjoy discounts on travel and lifestyle purchases, including hotels, flights, and attractions. With this credit card, you can also enjoy exclusive privileges, such as access to airport lounges and concierge services.
If you’re interested in applying for the DBS Platinum Credit Card Singapore, it’s important to understand the fees and charges associated with this credit card. There is an annual fee of $192.60, which is waived for the first year. Late payment fees and interest charges may also apply if you do not pay your balance in full each month. However, if you use this credit card responsibly, you can enjoy great rewards and benefits while building your credit score.
Key Takeaways
- The DBS Platinum Credit Card Singapore is a great option for people who want to earn rewards and enjoy exclusive privileges while spending.
- With this credit card, you can earn up to 3% cashback on online shopping, dining, transport, and more, as well as discounts on travel and lifestyle purchases.
- While there are fees and charges associated with this credit card, you can avoid them by using the card responsibly and paying your balance in full each month.
Key Features and Benefits
If you’re looking for a credit card that offers exclusive rewards, travel perks, and dining privileges, then the DBS Platinum Credit Card is worth considering. With this card, you can enjoy a range of benefits that can help you save money and earn rewards.
Exclusive Rewards and Deals
One of the main benefits of the DBS Platinum Credit Card is the exclusive rewards and deals that you can enjoy. For example, you can earn DBS Points for every dollar you spend, which you can redeem for a range of rewards, including shopping vouchers, gadgets, and more. Additionally, you can enjoy discounts and deals on shopping, dining, and entertainment with the DBS Live Fresh Card, DBS Woman’s World Card, and DBS Altitude Card.
Travel Perks and Miles
If you’re a frequent traveller, then the DBS Platinum Credit Card can help you save money and earn miles. With the DBS Altitude Visa, you can earn KrisFlyer miles for every dollar you spend, which you can redeem for flights, upgrades, and more. Additionally, you can enjoy travel insurance coverage and exclusive travel deals with the DBS Woman’s World Card.
Dining and Entertainment Privileges
The DBS Platinum Credit Card also offers a range of dining and entertainment privileges. For example, you can enjoy discounts and deals on dining at selected restaurants with the DBS Live Fresh Card and DBS Woman’s World Card. Additionally, you can enjoy exclusive access to events and concerts with the DBS Altitude Card.
Overall, the DBS Platinum Credit Card offers a range of benefits and rewards that can help you save money and earn rewards. So, if you’re looking for a credit card that offers exclusive rewards, travel perks, and dining privileges, then the DBS Platinum Credit Card is worth considering.
Understanding Fees and Charges
If you are considering getting a DBS Platinum Credit Card in Singapore, it is important to understand the fees and charges associated with it. This will help you make an informed decision about whether this card is right for you.
Annual Fee and Waivers
The DBS Platinum Credit Card comes with an annual fee of $192.60. However, you can enjoy an annual fee waiver for the first year if you charge a minimum of $25,000 to your card. Additionally, you can enjoy an annual fee waiver for subsequent years if you charge a minimum of $25,000 to your card each year.
Transaction and Supplementary Card Fees
When it comes to transactions, there are a few fees to be aware of. Firstly, you will be charged a finance charge of 25.90% per annum on any outstanding balance. You will also be charged a late payment fee of $100 if you do not make the minimum payment on time. If you exceed your credit limit, you will be charged an over-limit fee of $40.
If you choose to get a supplementary card for your family member, you will be charged an annual fee of $96.30 for each card. However, you can enjoy an annual fee waiver for the first year if you apply for the supplementary card at the same time as your primary card.
In summary, while the DBS Platinum Credit Card comes with some fees and charges, you can enjoy annual fee waivers and other benefits if you use your card wisely. Be sure to read the terms and conditions carefully before applying for this card, and always make your payments on time to avoid unnecessary fees.
Eligibility and Application Process
Criteria for Eligibility
If you are interested in applying for the DBS Platinum Credit Card in Singapore, there are several eligibility requirements that you must meet. First, you must be at least 21 years of age and not older than 70. Second, you must have a minimum gross annual income of S$30,000 if you are a Singaporean or S$45,000 if you are a foreigner. Third, you must have a good credit score and credit history.
Step-by-Step Application
If you meet the eligibility requirements, you can apply for the DBS Platinum Credit Card online or in person. Here is a step-by-step guide on how to apply online:
- Visit the DBS website and select the DBS Platinum Credit Card.
- Click on the “Apply Now” button.
- Fill out the online application form with your personal and financial information.
- Upload the required documents, such as your identification card, income proof, and employment pass (if applicable).
- Review and submit your application.
If you prefer to apply in person, you can visit any DBS branch and bring along the required documents. Once your application is approved, you will receive your DBS Platinum Credit Card in the mail within 7 to 10 business days.
It’s important to note that activating your DBS Platinum Credit Card is a crucial step in the application process. You can activate your card online, through the DBS mobile app, or by calling the DBS customer service hotline. Once your card is activated, you can start using it to make purchases and earn rewards.
Overall, applying for the DBS Platinum Credit Card in Singapore is a straightforward process as long as you meet the eligibility requirements and follow the step-by-step application process.
Frequently Asked Questions
What splendid perks come with the DBS Platinum Credit Card?
The DBS Platinum Credit Card is packed with a range of exciting perks that’ll leave you spoilt for choice. You can enjoy up to 10X reward points on your spending and receive exclusive discounts at over 500 merchants. You can also enjoy complimentary access to over 1,000 airport lounges worldwide and get up to $1 million travel accident insurance coverage.
How does the DBS Platinum Credit Card enhance my shopping experience?
With the DBS Platinum Credit Card, you can shop with ease and convenience. You can enjoy up to 10% cashback on your online shopping and get exclusive discounts on your purchases at over 500 merchants. You can also enjoy 0% interest instalment payment plans for your big-ticket purchases.
Can you tell me about the travel advantages offered by the DBS Platinum Credit Card?
The DBS Platinum Credit Card is a perfect travel companion. You can enjoy exclusive discounts on your hotel bookings and car rentals and get complimentary travel insurance coverage of up to $1 million. You can also enjoy access to over 1,000 airport lounges worldwide and get up to $2,000 lost luggage insurance coverage.
What exclusive dining privileges can I enjoy with my DBS Platinum Credit Card?
The DBS Platinum Credit Card offers a range of exclusive dining privileges that’ll leave you craving for more. You can enjoy up to 50% off your dining bills at over 1,000 restaurants and get exclusive discounts on your wine and dine experiences. You can also enjoy complimentary drinks and desserts at selected restaurants.
How do I maximise reward points with my DBS Platinum Credit Card?
Maximising your reward points with the DBS Platinum Credit Card is easy. You can earn up to 10X reward points on your spending and redeem them for exciting rewards. You can also enjoy exclusive discounts and promotions when you shop with your DBS Platinum Credit Card.
What should I know about the insurance coverage with the DBS Platinum Credit Card?
The DBS Platinum Credit Card comes with a range of insurance coverage to protect you and your loved ones. You can enjoy up to $1 million travel accident insurance coverage and up to $2,000 lost luggage insurance coverage. You can also get up to $300 medical expense reimbursement coverage and up to $500 purchase protection coverage.