DBS Live Fresh Credit Card Singapore is an excellent choice for those looking for an eco-friendly and sustainable cashback credit card. This card is made of 85.5% recycled plastic, making it the first-ever eco-friendly credit card in Singapore. DBS Live Fresh Card gives you up to 10% cashback, making it an excellent option for students and young professionals who want to maximise their savings.
One of the key features of DBS Live Fresh Card is that it offers up to 5% cashback on online and Visa contactless spend with a minimum spend of S$600 per calendar month. Additionally, you can earn 0.3% cashback on all other spend. This all-in-one card can be used for your bus and train rides and ATM withdrawals, making it a convenient option for everyday use.
To apply for the DBS Live Fresh Card, you must be at least 21 years old and have a minimum income of S$30,000 per annum. The annual fee for this card is S$128.40, but you can enjoy a 1-year annual fee waiver. This card also comes with a host of rewards and privileges, including additional 5% Green Cashback on selected eco-eateries, retailers, and transport services.
Key Takeaways
- DBS Live Fresh Credit Card Singapore is an eco-friendly and sustainable cashback credit card that offers up to 10% cashback.
- This card is made of 85.5% recycled plastic and is an excellent option for students and young professionals.
- DBS Live Fresh Card offers up to 5% cashback on online and Visa contactless spend and comes with a host of rewards and privileges.
Key Features of DBS Live Fresh Card
If you’re looking for a credit card that offers attractive cashback rates and eco-friendly initiatives, the DBS Live Fresh Card may be the perfect choice for you. Here are some of the key features of this card.
Attractive Cashback Rates
One of the biggest selling points of the DBS Live Fresh Card is its cashback rates. With up to 5% cashback on online and Visa contactless spend, you can save a lot of money on your purchases. Additionally, you can get an additional 5% Green Cashback on selected Eco-Eateries, Retailers and Transport Services. For all other spend, you can enjoy 0.3% cashback. The cashback rates are competitive and can help you save money on your regular expenses.
Eco-Friendly Initiatives
The DBS Live Fresh Card is made from 85.5% recycled plastic, making it Singapore’s first-ever eco-friendly recycled card. By using this card, you can support eco-friendly initiatives and contribute to a sustainable future.
Visa Contactless Spend Benefits
The DBS Live Fresh Card comes with a range of benefits for Visa contactless spend. You can get up to 5% cashback on contactless and online spend, including games purchases and SimplyGo rides. You can also enjoy a rebate cap applied and monthly spend required. This makes the card ideal for people who frequently use Visa contactless payments for their purchases.
Overall, the DBS Live Fresh Card is a great option for anyone looking for a credit card that offers attractive cashback rates and eco-friendly initiatives. With its range of benefits and features, this card can help you save money on your regular expenses while supporting sustainable initiatives.
Eligibility and Fees
Income and Age Requirements
To be eligible for the DBS Live Fresh Credit Card, you must be at least 21 years old and have a minimum annual income of $30,000. This credit card is aimed at young working adults, so it’s perfect for those who are just starting their careers.
Annual Fee and Waivers
The annual fee for the DBS Live Fresh Credit Card is $128.40, which is waived for the first year. If you spend at least $12,000 in a year, the annual fee will be waived for the following year. This means that if you use your credit card regularly, you can enjoy the benefits of the card without having to pay an annual fee.
Finance Charges and Penalties
The interest rate for the DBS Live Fresh Credit Card is 26.8% per annum. Late payment fees are $100, and the overlimit fee is $40. To avoid these fees, make sure to pay your bills on time and keep an eye on your spending.
Overall, the DBS Live Fresh Credit Card is an excellent option for young working adults who want to earn cashback on their spending. With its competitive cashback rates and eco-friendly features, this credit card is a great way to save money while helping the environment.
Rewards and Privileges
As a DBS Live Fresh Card holder, you can enjoy a range of exclusive rewards and privileges that will make your life easier and more enjoyable.
Exclusive Promotions
DBS Live Fresh Card gives you up to 10% cashback on Online & Visa Contactless Spend, plus an extra 5% Green Cashback on selected eco-eateries, retailers & transport services. What’s more, get 0.3% cashback on All Other Spend. This means that you can earn cashback on all your purchases, whether you’re shopping online or in-store.
Lifestyle Benefits
The DBS Live Fresh Card also offers a range of lifestyle benefits, including access to Visa Concierge services. This service provides you with 24/7 assistance for travel, dining, entertainment, and more. You can also enjoy discounts and privileges at selected merchants, including Golden Village, Café Natsu, ClassPass, Science Centre Singapore, Sephora, Shopback, and Zalora.
Dining and Entertainment Perks
If you love dining out and enjoying a good movie, then the DBS Live Fresh Card is perfect for you. You can enjoy up to 10% cashback on dining and entertainment purchases, including at selected eco-merchants. This means that you can enjoy a night out with friends without breaking the bank. Additionally, you can enjoy exclusive discounts and privileges at selected dining and entertainment merchants.
Overall, the DBS Live Fresh Card offers a range of rewards and privileges that can help you save money and enjoy life to the fullest. Whether you’re shopping online, dining out, or enjoying a night out with friends, the DBS Live Fresh Card has got you covered.
How to Apply
If you’re looking for a credit card that offers great cashback rewards while also being eco-friendly, then the DBS Live Fresh Card might be just what you need. Here’s how you can apply for it:
Application Process
The application process for the DBS Live Fresh Card is quite simple. You can apply for it online through the DBS website or through the DBS PayLah! App. Here’s how you can do it:
- Visit the DBS website or open the DBS PayLah! App on your smartphone.
- Click on the “Apply Now” button for the DBS Live Fresh Card.
- Fill in the required details such as your personal information, income, and employment details.
- Review your application and submit it.
Once you’ve submitted your application, it will be processed by DBS. You will receive a notification of the status of your application within a few days.
Required Documents
To apply for the DBS Live Fresh Card, you will need to provide the following documents:
- NRIC (front and back) or Passport (for foreigners)
- Latest 3 months’ computerised payslip or Latest Notice of Assessment or Latest 3 months’ bank statements showing salary credit
- For self-employed: Latest Notice of Assessment or Latest 3 months’ bank statements
Make sure you have these documents ready before you apply for the card to ensure a smooth application process.
Eligibility Criteria
To be eligible for the DBS Live Fresh Card, you must meet the following criteria:
- You must be at least 21 years old
- You must have a minimum annual income of $30,000 for Singaporeans and Permanent Residents, or $45,000 for foreigners
- You must have a good credit score
DBS PayLah! App
If you have the DBS PayLah! App, you can apply for the DBS Live Fresh Card directly through the app. This makes the application process even more convenient as you can do it from anywhere, at any time.
In conclusion, the DBS Live Fresh Card is a great credit card that offers excellent cashback rewards while also being eco-friendly. With a simple application process and easy eligibility criteria, it’s definitely worth considering if you’re in the market for a new credit card.
Digital Wallet Integration
If you’re looking for a credit card that is compatible with digital wallets, then the DBS Live Fresh Card is a great choice. The card can be linked to several mobile payment options, including Apple Pay, Samsung Pay, Google Pay, and DBS PayLah!. This feature makes transactions more convenient and secure.
Mobile Payment Options
With the DBS Live Fresh Card, you can add your credit or debit card to your preferred mobile wallet, allowing you to make purchases easily and securely from your smart phone. If you’re an Apple user, you can use Apple Pay to make contactless payments at participating merchants. Samsung Pay and Google Pay are also accepted at most merchants that accept contactless payments.
DBS PayLah! is a mobile wallet app that allows you to make payments to anyone in Singapore. You can also use it to pay for your bills, top up your prepaid mobile, and purchase movie tickets. With DBS PayLah!, you can also send and receive money instantly from your friends and family.
Overall, the DBS Live Fresh Card is an excellent choice if you’re looking for a credit card that is compatible with digital wallets. With its seamless integration with mobile payment options, you can enjoy a hassle-free shopping experience.
Frequently Asked Questions
What splendid benefits can one enjoy with the DBS Live Fresh Card?
The DBS Live Fresh Card offers a range of benefits to its users. One of its unique features is that it is made from 85.5% recycled plastic, making it the first eco-friendly credit card in Singapore. It also provides up to 10% cashback on online and Visa contactless spend, subject to a minimum spend of $600 in a calendar month. Additionally, the card offers unlimited 0.3% base cashback on all eligible spend.
How does one revel in the cashback features of the DBS Live Fresh Card?
To enjoy the cashback features of the DBS Live Fresh Card, you need to make a minimum spend of $600 in a calendar month on online and Visa contactless spend. Once you meet this requirement, you can earn up to 5% cashback on such transactions. You will also receive 0.3% cashback on all other eligible spend, regardless of whether you meet the minimum spend requirement.
Can a student apply for a DBS Live Fresh Card, and if so, what are the perks?
Yes, students can apply for a DBS Live Fresh Card. The minimum age requirement for applicants is 21 years old, or 18 years old with a minimum income of $30,000 per annum. The card offers perks such as cashback on online and Visa contactless spend, as well as discounts on dining, shopping, and entertainment.
Is there a way to obtain an annual fee waiver for the DBS Live Fresh Card?
Yes, you can obtain an annual fee waiver for the DBS Live Fresh Card by meeting the minimum spend requirement of $12,000 per year. This will entitle you to a waiver of the annual fee of $128.40.
What’s the minimum spend required to maximise rewards on the DBS Live Fresh Card?
To maximise rewards on the DBS Live Fresh Card, you need to make a minimum spend of $600 in a calendar month on online and Visa contactless spend. This will entitle you to up to 5% cashback on such transactions. You will also receive 0.3% cashback on all other eligible spend, regardless of whether you meet the minimum spend requirement.
Are individuals allowed to possess multiple DBS credit cards, including the Live Fresh?
Yes, individuals are allowed to possess multiple DBS credit cards, including the Live Fresh. However, you will need to meet the eligibility criteria for each card and ensure that you can manage your finances responsibly.