Are you a woman who loves to shop? If so, the DBS Lady Card Singapore might be the perfect credit card for you. This card is designed specifically for women and offers a range of benefits, including rewards points, exclusive discounts, and more. In this article, we’ll take a closer look at the DBS Lady Card and explore everything it has to offer.
The DBS Lady Card is a credit card that is designed to meet the unique needs of women in Singapore. It offers a range of benefits, including rewards points that can be redeemed for a variety of items, including cashback, Fairprice vouchers, and Apple AirPods. Additionally, cardholders can enjoy exclusive discounts on fashion, beauty, and hotel deals and promotions. If you’re a woman who loves to shop, this card is definitely worth considering.
Overall, the DBS Lady Card Singapore is a great option for women who are looking for a credit card that offers a range of benefits and rewards. Whether you’re looking to earn rewards points, enjoy exclusive discounts, or simply want a card that is tailored to your unique needs, the DBS Lady Card is definitely worth considering.
Overview of DBS Lady Card
If you’re a woman living in Singapore, the DBS Lady Card is a great option for a credit card that caters specifically to your needs. With the DBS Lady Card, you can enjoy a range of benefits and rewards that are tailored to women, including discounts on fashion, beauty, and wellness products, as well as exclusive dining and hotel deals.
Key Features
The DBS Lady Card comes in two versions: the DBS Woman’s Card and the DBS Woman’s World Card. Both cards offer a range of benefits and rewards, but the Woman’s World Card is the more premium option, with higher rewards points and more exclusive privileges.
Some of the key features of the DBS Lady Card include:
- Rewards points: You can earn rewards points on all your purchases with the DBS Lady Card, which can be redeemed for a range of rewards, including cashback, vouchers, and exclusive products.
- Annual fee waiver: The annual fee for the DBS Lady Card is waived for the first year, and subsequent years can be waived if you meet certain spending requirements.
- Exclusive privileges: DBS Lady Cardholders can enjoy a range of exclusive privileges, including discounts on fashion, beauty, and wellness products, as well as dining and hotel deals.
Eligibility Criteria
To be eligible for the DBS Lady Card, you must meet the following criteria:
- Age: You must be at least 21 years old.
- Annual income: You must earn at least $30,000 per annum if you’re a Singaporean or Permanent Resident, or $45,000 per annum if you’re a foreigner. If you’re applying for the Woman’s World Card, you must earn at least $80,000 per annum.
- Credit score: You must have a good credit score to be eligible for the DBS Lady Card.
Overall, the DBS Lady Card is a great option for women in Singapore who are looking for a credit card that caters specifically to their needs. With a range of benefits and rewards, as well as exclusive privileges, the DBS Lady Card is a great way to make the most of your spending.
Earning and Redeeming Rewards
If you’re looking for a credit card that rewards you for your spending, the DBS Lady Card is a great option. With this card, you can earn rewards points on your purchases and redeem them for a variety of perks.
Rewards Points and DBS Points
Every time you use your DBS Lady Card, you earn rewards points. These points can be redeemed for a variety of rewards, including cashback, miles, and more. You can track your rewards points and DBS Points easily through the DBS digibot and DBS PayLah! app.
Miles and Airline Partners
If you’re a frequent flyer, you’ll be happy to know that you can redeem your rewards points for airline miles. The DBS Lady Card has several airline partners, including Singapore Airlines, Cathay Pacific, and more. You can also earn bonus miles when you make purchases through the DBS Woman’s World Card.
Cashback and Other Perks
If you prefer cashback, you can redeem your rewards points for cashback directly to your credit card. The DBS Lady Card also offers other perks, such as discounts on dining and shopping, as well as access to exclusive events and promotions.
When it comes to earning rewards, the DBS Lady Card offers a great earn rate of 10X points per $5 spent on online spending. With the DBS Woman’s World Card, you can earn even more points if your annual income exceeds $80,000.
Overall, the DBS Lady Card is a great option for anyone looking to earn rewards on their spending. Whether you prefer cashback, miles, or other perks, this card has you covered.
Exclusive Benefits for Cardholders
As a DBS Woman’s Cardholder, you have access to a range of exclusive benefits that are designed to make your life easier and more enjoyable. Here are some of the top benefits you can enjoy:
Shopping and Fashion
DBS Woman’s Card offers you a unique shopping experience with a range of fashion and beauty deals. You can enjoy discounts and cashback on your favourite brands, as well as exclusive deals on fashion accessories, jewellery, and more. You can also earn reward points when you shop, which can be redeemed for cashback, Fairprice vouchers, Apple AirPods, and more.
Dining and Food Delivery
DBS Woman’s Card offers you a range of dining and food delivery benefits. You can enjoy discounts at some of the best restaurants in town, as well as exclusive deals on food delivery services such as foodpanda. You can also earn reward points when you dine out or order in, which can be redeemed for cashback or other rewards.
Travel and Accommodation
DBS Woman’s Card offers you a range of travel and accommodation benefits. You can enjoy exclusive deals on accommodation bookings, as well as discounts on travel insurance and other travel-related services. You can also earn reward points when you travel, which can be redeemed for cashback or other rewards.
With DBS Woman’s Card, you can enjoy a range of perks and privileges that are designed to make your life easier and more enjoyable. Whether you’re shopping online or overseas, dining out or ordering in, or travelling for business or pleasure, DBS Woman’s Card has you covered. So why wait? Apply for your DBS Woman’s Card today and start enjoying the benefits!
Fees and Charges
If you are considering applying for the DBS Lady Card Singapore, it is important to know the fees and charges that come with it. Here is a breakdown of the fees and charges associated with the card.
Annual Fee and Waivers
The DBS Lady Card Singapore has an annual fee of $160.50, which is waived for the first year. For subsequent years, the annual fee can be waived if you spend at least $12,000 on the card in a year. If you do not meet the spending requirement, the annual fee will be charged to your account.
Supplementary Card and GST
If you want to get a supplementary card for your spouse or family member, you will have to pay a supplementary annual fee of $80.25. This fee is also waived for the first year. Additionally, all fees and charges are subject to a 7% Goods and Services Tax (GST).
Other Charges
If you are late in paying your credit card bill, you will be charged a late payment fee of $100. To avoid this fee, make sure to pay your bill on time. If you need to withdraw cash using your DBS Lady Card Singapore, you will be charged a cash advance fee of 6% of the amount withdrawn or $15, whichever is higher.
It is important to note that fees and charges are subject to change, so make sure to check the DBS website for the latest information. Overall, the DBS Lady Card Singapore offers a range of benefits and rewards for women, but it is important to consider the fees and charges associated with the card before applying.
Online Security and Protection
When it comes to online purchases, security should always be a top priority. With the DBS Lady Card, you can enjoy peace of mind knowing that your transactions are protected by advanced security measures. Here are some ways that DBS protects you:
E-Commerce Protection
DBS Lady Card offers e-commerce protection, so you can shop online with confidence. This protection covers you against fraudulent transactions made on your card. Additionally, DBS Lady Cardholders can enjoy 0% interest instalment plans on their online purchases.
When shopping online, be sure to look for the “Verified by Visa” or “Mastercard SecureCode” logo. This means that your transaction is being processed through a secure payment gateway.
CapitaVoucher
As a DBS Lady Cardholder, you can earn DBS Points for every S$5 spent, which can be used to redeem a variety of rewards, including CapitaVouchers. CapitaVouchers can be used at over 2,000 stores across 20 CapitaLand malls in Singapore.
0% Interest
With the DBS Lady Card, you can enjoy 0% interest on your purchases for up to 12 months. This means that you can spread out your payments over a longer period of time without incurring any additional interest charges.
Overall, the DBS Lady Card offers a range of benefits, including advanced security measures, rewards, and interest-free instalment plans. When shopping online, be sure to take advantage of these benefits to protect yourself and get the most out of your purchases.
Frequently Asked Questions
What exclusive benefits can one enjoy with the DBS Woman’s Card?
The DBS Woman’s Card offers several exclusive benefits to its users. These include up to 10X rewards points for online purchases, 5X rewards points for purchases made at department stores and online marketplaces, and 3X rewards points for overseas spending. Additionally, cardholders can enjoy discounts on fashion, beauty, and wellness products and services.
How do the perks of the DBS Woman’s Card compare to the DBS Altitude Card?
The DBS Woman’s Card is a great option for women who want to earn rewards points for their online purchases and shopping. However, if you are looking for a card that offers air miles, the DBS Altitude Card may be a better choice. The DBS Altitude Card rewards users with air miles for their spending, and also offers complimentary travel insurance and airport lounge access.
In what ways can you maximise the DBS Woman’s World Card promotions?
To maximise the promotions offered by the DBS Woman’s World Card, you can make use of the 10X rewards points for online purchases. This means that for every $5 spent online, you can earn up to 10 DBS Points. Additionally, you can keep an eye out for promotions and discounts offered by the card, such as discounts on hotel bookings and dining.
Are there any reviews that highlight the advantages of the DBS Woman’s Card?
Yes, there are several reviews that highlight the advantages of the DBS Woman’s Card. Many reviewers have praised the card for its generous rewards points system, which allows users to earn points quickly and easily. Additionally, the card’s discounts on fashion and beauty products have been noted as a great perk for women.
How can points earned on the DBS Woman’s Card be converted into air miles?
Points earned on the DBS Woman’s Card can be converted into air miles through the DBS Rewards Programme. Users can convert their points into air miles at a rate of 1 DBS Point to 2 air miles. This means that for every 5 DBS Points earned, users can convert them into 10 air miles.
What is the validity period of the reward points accumulated on the DBS Woman’s Card?
The reward points accumulated on the DBS Woman’s Card are valid for one year from the date of accumulation. This means that users must redeem their points within one year, or they will expire. It is important to keep track of the validity period of your points to ensure that you make the most of them.