Introduction:
Are you looking for a credit card that rewards you for your everyday spending while also helping the environment? Look no further than the DBS Live Fresh Card in Singapore. This eco-friendly credit card offers up to 10% cashback on your spending, including 5% cashback on online and Visa contactless spend and an additional 5% green cashback on selected eco-eateries, retailers, and transport services.
Exploring the DBS Live Fresh Card:
The DBS Live Fresh Card is Singapore’s first eco-friendly credit card, made from 85.5% recycled plastic. It offers a variety of rewards, including cashback on transport, online spending, and select eco-merchants. You can earn up to 5% cashback on your transport spend, including bus, train, taxi rides, and ride-hailing services, with a minimum spend of S$600 per calendar month for the first 180 days from card approval date. You can also earn up to 5% cashback on online and Visa contactless spend with a minimum spend of S$600 per calendar month.
Maximising Rewards with DBS:
To maximise your rewards with the DBS Live Fresh Card, consider spending at selected eco-eateries, retailers, and transport services to earn an additional 5% green cashback. You can also earn 0.3% cashback on all other spend. With no minimum spend required to earn cashback, the DBS Live Fresh Card is a great way to earn rewards on your everyday spending.
Key Takeaways
- The DBS Live Fresh Card offers up to 10% cashback on your spending, including 5% cashback on online and Visa contactless spend and an additional 5% green cashback on selected eco-eateries, retailers, and transport services.
- You can earn up to 5% cashback on your transport spend, including bus, train, taxi rides, and ride-hailing services, with a minimum spend of S$600 per calendar month for the first 180 days from card approval date.
- To maximise your rewards, consider spending at selected eco-eateries, retailers, and transport services to earn an additional 5% green cashback.
Exploring the DBS Live Fresh Card
If you’re looking for a credit card that rewards you for your eco-friendly habits, the DBS Live Fresh Card may be just what you need. With its sustainable design and cashback rewards, this card is perfect for those who want to live a greener lifestyle while still enjoying financial benefits.
Card Features and Benefits
The DBS Live Fresh Card offers up to 10% cashback on purchases, with 5% cashback on Visa contactless and online spend, and an additional 5% Green Cashback on selected eco-eateries, retailers, and transport services. You can also earn 0.3% cashback on all other spend.
The card is Singapore’s first-ever eco-friendly recycled card, made from 85.5% recycled plastic. Not only does it help reduce plastic waste, but it also rewards you for your sustainable spending habits.
In addition to its cashback rewards, the DBS Live Fresh Card also offers a first-year annual fee waiver, making it even more appealing for those who want to save money while still enjoying the benefits of a credit card.
Eco-Friendly Initiatives
The DBS Live Fresh Card is not only a credit card that rewards you for your eco-friendly habits, but it’s also a card that is designed with sustainability in mind. The card is made from recycled plastic, which helps reduce the amount of plastic waste in the environment.
DBS Bank, the issuer of the DBS Live Fresh Card, is committed to sustainability and has implemented several initiatives to reduce its environmental impact. These initiatives include reducing paper usage, using renewable energy, and promoting sustainable practices among its employees and customers.
With the DBS Live Fresh Card, you can enjoy the benefits of a credit card while also doing your part to protect the environment. So, why not sign up for the DBS Live Fresh Card today and start living a greener lifestyle?
Maximising Rewards with DBS
Are you looking for a credit card that offers great rewards on your everyday spending? Look no further than the DBS Live Fresh Card. With this card, you can earn cashback on key categories and enjoy exclusive online promotions.
Cashback on Key Categories
The DBS Live Fresh Card offers cashback on online spend and Visa contactless spend, as well as an extra 5% Green Cashback on selected eco-eateries, retailers, and transport services. What’s more, you can get up to 6% cashback on shopping and transport spend, and 0.3% unlimited cashback on all spend from 1 March 2024. You can also enjoy 0.3% cashback on all other spend.
Exclusive Online Promotions
DBS offers exclusive online promotions for its cardholders. You can enjoy up to S$240 cashback by offsetting your everyday spend with DBS Points on PayLah!. You can also redeem DBS Points earned to offset your purchases and bills on DBS PayLah!, in-store or online, redeem shopping and dining vouchers, cash credits, and more.
To maximise your rewards, make sure you meet the minimum spend and shop at the participating merchants. You can also use promo codes and enjoy exclusive privileges when you shop at Lazada and Expedia.
In summary, the DBS Live Fresh Card is an excellent choice for those who want to maximise their rewards on everyday spending. With cashback on key categories and exclusive online promotions, you can enjoy great savings and privileges. Apply for the card today and start earning rewards on your spending!
Understanding the Costs
When considering a credit card, it is essential to understand the costs involved. The DBS Live Fresh Card is no exception. In this section, we will break down the fees and charges associated with the card, as well as the interest rates and repayment options.
Fees and Charges
The DBS Live Fresh Card comes with an annual fee of $196.20. However, this fee is waived for the first year, allowing you to enjoy the benefits of the card without any upfront costs. If you wish to add a supplementary cardholder, there is an additional annual fee of $98.10.
Other fees to be aware of include the late payment fee of $100, the cash advance transaction fee of 6% of the amount withdrawn or $15 (whichever is higher), and the overlimit fee of $40. It is important to note that these fees can quickly add up, so it is essential to stay on top of your payments and spending.
Interest and Repayments
The annual interest rate for the DBS Live Fresh Card is 26.80%. This rate is relatively high, so it is important to pay off your balance in full each month to avoid accruing interest charges. The minimum monthly repayment is 3% of the outstanding balance or $50 (whichever is higher).
If you are unable to make your minimum monthly repayment, you may be charged a late payment fee. Additionally, failing to make your payments on time can negatively impact your credit score. To avoid these issues, it is crucial to budget your spending and make timely payments.
Overall, the DBS Live Fresh Card offers many benefits, including cashback rewards and discounts at selected merchants. However, it is essential to understand the costs involved and manage your spending and payments carefully. By doing so, you can enjoy the benefits of the card without incurring unnecessary fees and charges.
Everyday Spending with DBS Live Fresh
If you’re looking for a credit card that rewards you for your everyday spending, then the DBS Live Fresh Card is definitely worth considering. With up to 10% cashback on your spending, you can save a lot of money over time.
Dining and Entertainment
One of the best things about the DBS Live Fresh Card is that you can earn cashback on your dining and entertainment expenses. Whether you’re going out for a meal with friends or catching a movie, you can earn up to 5% cashback on your spending. This makes it a great card to have if you enjoy eating out or going to the cinema.
Transport and Wireless Payments
Another area where the DBS Live Fresh Card shines is transport and wireless payments. With the SimplyGo feature, you can use your card to pay for your bus and train rides, and earn cashback at the same time. You can also use your card with Apple Pay, Samsung Pay, and Google Pay, which makes it easy to make wireless payments on the go.
If you’re looking for a credit card that rewards you for your everyday spending, then the DBS Live Fresh Card is definitely worth considering. With up to 10% cashback on your spending, you can save a lot of money over time. Whether you’re dining out, shopping online, or using transport services, the DBS Live Fresh Card can help you earn rebates and save money.
Lifestyle and Shopping
When it comes to lifestyle and shopping, the DBS Live Fresh Card has got you covered. Here are some key categories that the card offers cashback on:
Fashion and Beauty
If you’re a fashion and beauty enthusiast, you’ll be pleased to know that the DBS Live Fresh Card offers up to 6% cashback on shopping transactions, both online and in-store, made in Singapore and overseas. This includes fashion and beauty purchases, so you can indulge in your favourite brands and products while earning cashback. Additionally, the card offers an extra 5.7% bonus cashback on shopping spend, capped at $50 per calendar month.
Groceries and Eco-Retailers
For those who are eco-conscious and prefer to shop at eco-retailers, the DBS Live Fresh Card offers an additional 5% Green Cashback on selected Eco-Eateries, Retailers and Transport Services. This means you can shop for groceries and other essentials while supporting eco-friendly businesses and earning cashback at the same time.
It’s worth noting that the DBS Live Fresh Card does not offer cashback on groceries as a key category, so if this is a priority for you, you may want to consider other cards like the CIMB Visa Signature Card or the OCBC Frank Card.
Overall, the DBS Live Fresh Card is a great choice for millennials and those who enjoy online transactions and Visa contactless payments. With its focus on lifestyle and shopping categories, it’s a card that can help you earn cashback while indulging in the things you love.
Frequently Asked Questions
How can one maximise the cashback with a DBS Live Fresh Card?
To maximise your cashback with the DBS Live Fresh Card, you can make use of the 5% cashback on contactless and online spend. Additionally, you can also enjoy an extra 5% Green Cashback on sustainable spend. Remember that these benefits will cease from 1 March 2024.
What are the exclusive benefits offered by the DBS Live Fresh Student Card?
The DBS Live Fresh Student Card offers exclusive benefits to students, such as a $500 credit limit, no annual fee, and a 0.3% cashback on all spend. This card is ideal for students who want to manage their finances responsibly while enjoying the benefits of a credit card.
What is the credit limit for a new DBS Live Fresh Singapore credit card holder?
The credit limit for a new DBS Live Fresh Singapore credit card holder varies depending on the individual’s credit score and income. However, the minimum credit limit for this card is $500.
Are there any minimum spending requirements to enjoy the DBS Live Fresh Card perks?
No, there are no minimum spending requirements to enjoy the perks of the DBS Live Fresh Card. You can enjoy cashback on all eligible spend, regardless of the amount.
How might one contact DBS Singapore customer service for assistance with their Live Fresh card?
If you need assistance with your DBS Live Fresh Card, you can contact DBS Singapore customer service through their hotline or their online chat service. You can find their contact information on the DBS website.
What do recent reviews say about the DBS Live Fresh Card’s value for money?
Recent reviews of the DBS Live Fresh Card have been positive, with customers praising the card’s cashback benefits and ease of use. Many customers have found that the card offers great value for money, especially for those who frequently make online and contactless purchases.