Introduction
If you’re looking for a credit card that offers generous rewards on your spending, the DBS American Express® Card might be just what you need. This card is designed to help you earn miles and cash rebates on your purchases, whether you’re shopping locally or overseas. With a range of exclusive shopping privileges and benefits, this card is a popular choice among frequent travellers and shoppers in Singapore.
DBS AMEX Card Overview
The DBS American Express® Card is a credit card that is issued by DBS Bank in Singapore. This card is designed to help you earn rewards on your spending, with generous earn rates on local and overseas transactions. You can use your rewards to redeem air miles, cash rebates, and other exclusive benefits, making it a great choice for frequent travellers and shoppers.
Rewarding Your Spend
One of the key benefits of the DBS American Express® Card is its generous earn rates. You can earn up to 2.2 miles per S$1 spent on overseas transactions, and up to 1.3 miles per S$1 spent on local transactions. In addition, you can earn up to 10 miles per S$1 spent at selected online travel agencies, making it easy to accumulate rewards quickly.
Key Takeaways
- The DBS American Express® Card is a credit card that offers generous rewards on your spending.
- You can earn up to 2.2 miles per S$1 spent on overseas transactions, and up to 1.3 miles per S$1 spent on local transactions.
- With a range of exclusive shopping privileges and benefits, this card is a popular choice among frequent travellers and shoppers in Singapore.
DBS AMEX Card Overview
If you are looking for a credit card that offers great rewards and benefits, then the DBS AMEX Card might be the perfect fit for you. With this card, you can enjoy a range of exclusive privileges and earn rewards points that you can redeem for a variety of exciting options.
Key Features and Benefits
The DBS AMEX Card comes with a range of key features and benefits that make it stand out from other credit cards. Here are some of the highlights:
- Earn up to 10 miles per $1 on travel spend made at Expedia and Kaligo
- Earn up to 2.2 miles per $1 on overseas spend made in foreign currency
- Earn up to 1.3 miles per $1 on local spend
- Enjoy up to 18% cash rebates at over 1,000 places islandwide with the DBS yuu American Express Card
- No minimum spend and no cap on cash rebates with the DBS yuu American Express Card
- Signup offer of S$388 cashback with the DBS yuu American Express Card
Applying for Your Card
Applying for your DBS AMEX Card is easy and straightforward. You can apply online by visiting the DBS website and filling out the application form. You will need to provide some basic information, such as your name, address, and income details.
Once you have submitted your application, it will be reviewed by the bank, and you will be notified of the status of your application within a few days. If your application is approved, you will receive your DBS AMEX Card in the mail, and you can start using it right away.
In conclusion, the DBS AMEX Card is a great choice for anyone looking for a credit card that offers excellent rewards and benefits. With its range of features and benefits, applying for this card is definitely worth considering.
Rewarding Your Spend
If you’re looking for a credit card that rewards you for your everyday spend, the DBS American Express® Card may be just what you need. With this card, you can earn DBS Points and miles on your local and overseas spend, as well as enjoy a range of dining and local offers.
Earning DBS Points
With the DBS American Express® Card, you can earn DBS Points on your everyday spend. For every S$5 spent, you can earn 1 DBS Point. These points can be redeemed for a range of rewards, including shopping and dining vouchers, cash credits, and more.
Miles and Travel Perks
In addition to DBS Points, you can also earn miles on your local and overseas spend with the DBS American Express® Card. For overseas spend, you can earn up to 2.2 miles per S$1 spent in foreign currency. For local spend, you can earn up to 1.3 miles per S$1 spent. Plus, you can earn up to 10 miles per S$1 spend on travel at selected online travel agencies.
Dining and Local Offers
The DBS American Express® Card also offers a range of dining and local offers. You can enjoy discounts and privileges at a range of restaurants and merchants across Singapore. Plus, you can earn bonus miles when you dine at selected restaurants.
With the DBS American Express® Card, you can earn rewards on your everyday spend, as well as enjoy a range of dining and local offers. Whether you’re looking to earn DBS Points, miles, or both, this card has something for everyone.
Exclusive Shopping Privileges
As a DBS American Express® Cardholder in Singapore, you get exclusive shopping privileges that let you save money while you shop. Here are some of the benefits you can enjoy:
Takashimaya Card Benefits
The Takashimaya American Express® Card is a shopping credit card that lets you earn up to 6% voucher rebates and other exclusive privileges at Takashimaya Department Store and Takashimaya Shopping Centre. With this card, you can enjoy discounts on sale events, earn cashback, and get access to specialty stores.
Online and In-Store Promotions
Apart from the Takashimaya Card Benefits, you can also enjoy online and in-store promotions when you shop with your DBS American Express® Card. You can save up to $750 on hotel bookings, online shopping, and more with exclusive offers for DBS yuu American Express® Card. You can also get endless privileges with DBS Altitude Amex Signature Card.
With DBS American Express® Card, you can also enjoy exclusive privileges and experiences curated just for you as a valued client. You can get priority services designed for comfort and privacy across the global network, and an invitation to the good life, all year round.
So, if you are looking for a credit card that lets you save money while you shop, DBS American Express® Card is the perfect choice for you.
Understanding Fees and Charges
If you’re considering the DBS Altitude American Express Card, it’s essential to understand the fees and charges. This section will provide a breakdown of the annual fee policies and transaction and overseas charges.
Annual Fee Policies
The DBS Altitude American Express Card has an annual fee of $192.60. However, the first-year annual fee is waived, and you can also get a waiver of the annual fee for the second year if you meet the minimum spend requirement of $25,000 within the first year.
Transaction and Overseas Charges
When using your DBS Altitude American Express Card overseas, you’ll be subject to foreign transaction fees of up to 3.25% of the transaction amount. This fee includes the bank’s administrative fees and charges imposed by the card associations (Visa/Mastercard/American Express/UnionPay).
When withdrawing cash using the DBS Altitude American Express Card, you’ll be charged a fee of 8% of the amount withdrawn per transaction, with a minimum charge of $15. Additionally, you’ll be subject to a finance charge of the prevailing interest rate of 28.5% p.a. (subject to compounding if the charges are not repaid in full) on the amount withdrawn, chargeable on a daily basis from the date of withdrawal until receipt of full payment, with a minimum charge of $2.50.
It’s important to note that additional over-the-counter per-transaction fees may apply for local remittances. The bank may impose a charge of $1 per transaction if volume exceeds 30 per month. Charges also apply for each amendment, cancellation/recall, and tracer. For commercial payments, charges apply.
In summary, the DBS Altitude American Express Card has an annual fee of $192.60, with the first-year annual fee waived and the second-year annual fee waived if you meet the minimum spend requirement. When using the card overseas, you’ll be subject to foreign transaction fees of up to 3.25%. When withdrawing cash, you’ll be charged a fee of 8% of the amount withdrawn per transaction, with a minimum charge of $15, and a finance charge of the prevailing interest rate of 28.5% p.a. on the amount withdrawn. Additional over-the-counter per-transaction fees may apply for local remittances, and charges apply for each amendment, cancellation/recall, and tracer for commercial payments.
How to Maximise Your Card
If you have a DBS American Express Card, you can maximise your rewards and offers to get the most out of your card. Here are a few tips to help you make the most of your card:
Redeeming Rewards and Offers
One of the best ways to maximise your card is by redeeming rewards and offers. DBS offers a variety of rewards and offers that you can redeem using your card. For example, you can redeem cash rebates, eco bags, towels, and more. You can also earn rewards points that you can use to redeem rewards such as travel vouchers, hotel stays, and more.
To redeem your rewards and offers, simply log in to your DBS account and navigate to the rewards section. Here, you can browse through the available rewards and offers and choose the ones that interest you. Once you have selected your rewards, you can redeem them using your rewards points or by paying with your DBS American Express Card.
Leveraging Card Partnerships
Another way to maximise your card is by leveraging card partnerships. DBS has partnered with a number of merchants, including Expedia, Kaligo, Mr and Mrs Smith, and Silversmith Membership, to offer exclusive discounts and offers to DBS American Express Cardholders.
To take advantage of these partnerships, simply log in to your DBS account and navigate to the offers section. Here, you can browse through the available offers and choose the ones that interest you. Once you have selected your offers, you can redeem them by using your DBS American Express Card to make a purchase from the partner merchant.
By following these tips, you can maximise your DBS American Express Card and get the most out of your rewards and offers. So start exploring your rewards and offers today and see how much you can save!
Frequently Asked Questions
What exclusive benefits come with the DBS Altitude American Express Card?
With the DBS Altitude American Express Card, you can earn up to 2.4 miles per dollar spent on overseas transactions and 1.2 miles per dollar spent locally. Additionally, you can earn 3 miles per dollar spent on online hotel and flight bookings. You can also enjoy exclusive travel privileges such as complimentary travel insurance and access to over 1,000 airport lounges worldwide.
How can I maximise my rewards with the DBS Amex Takashimaya Card?
The DBS Amex Takashimaya Card offers up to 6% rebate on Takashimaya purchases and 0.3% rebate on all other spending. You can earn up to $100 Takashimaya vouchers when you spend a minimum of $500 outside of Takashimaya. You can also enjoy exclusive privileges such as free parking and delivery services when you shop at Takashimaya.
What’s the process for accessing airport lounges using my DBS Amex card?
To access airport lounges using your DBS Amex card, you need to present your card and a valid boarding pass at the lounge reception. Depending on the lounge, you may be required to pay a fee or meet a minimum spending requirement. You can enjoy complimentary access to selected airport lounges worldwide with your DBS Amex card.
Could you guide me through the steps to increase my credit limit on a DBS Amex card?
To increase your credit limit on a DBS Amex card, you can log in to your DBS iBanking account and submit a credit limit increase request. Alternatively, you can call the DBS customer service hotline to request a credit limit increase. Your credit limit increase request will be subject to approval based on your credit history and income.
What are the most thrilling perks of holding a DBS Amex credit card?
Holding a DBS Amex credit card comes with a host of exciting perks, such as exclusive dining privileges, discounts on travel bookings, and access to exclusive events. You can also earn rewards points or air miles for every dollar spent, which can be redeemed for a variety of rewards such as cash rebates, travel vouchers, and merchandise.
How do I swiftly pay my American Express bill through DBS?
To swiftly pay your American Express bill through DBS, you can log in to your DBS iBanking account and select the “Pay Bills” option. Then, select “American Express” as the payee and enter your American Express card number. Finally, enter the payment amount and confirm the transaction. Your payment will be credited to your American Express account within 2-3 business days.