Introduction:
If you’re a frequent traveller in Singapore, you may be wondering which travel credit card is the best fit for you. Two popular options are the DBS Altitude and Citi PremierMiles cards. Both offer miles for your spending, but which one is the right choice for your travel goals? In this article, we’ll explore the key features of each card and help you make an informed decision.
Exploring the DBS Altitude and Citi PremierMiles Cards:
The DBS Altitude card is a popular choice for those who want to earn miles on their spending. You can earn 1.2 miles for every S$1 spent locally, and up to 3 miles for every S$1 spent on online flight and hotel bookings. The card also comes with travel insurance coverage and other travel benefits.
The Citi PremierMiles card is another popular option for travel rewards. You can earn 1.2 miles for every S$1 spent locally and up to 2 miles for every S$1 spent overseas. The card also comes with travel insurance coverage, airport lounge access, and other travel benefits.
Key Takeaways:
- The DBS Altitude and Citi PremierMiles cards are two popular travel credit cards in Singapore.
- Both cards offer miles for spending and come with travel benefits such as travel insurance coverage.
- The choice between the two cards depends on your travel goals and spending habits.
Exploring the DBS Altitude and Citi PremierMiles Cards
If you’re looking for the best travel credit card in Singapore, you might be considering the DBS Altitude and Citi PremierMiles cards. Both of these miles cards offer excellent rewards and benefits, but which one is right for you? In this section, we’ll explore the key features and miles earning potential of each card to help you make an informed decision.
Key Features
Let’s start with the key features of each card. The DBS Altitude Card has an annual fee of $192.60 and offers bonus miles for spending on online travel bookings. It also comes with complimentary travel insurance and airport lounge access. On the other hand, the Citi PremierMiles Card has an annual fee of $192.60 and offers bonus miles for spending on dining and entertainment. It also comes with complimentary travel insurance and airport lounge access.
Miles Earning Potential
Now let’s look at the miles earning potential of each card. The DBS Altitude Card offers earn rates of 1.2 miles per $1 spent locally and 2 miles per $1 spent overseas. It also offers a category boost of 3 miles per $1 spent on online travel bookings. The Citi PremierMiles Card offers earn rates of 1.2 miles per $1 spent locally and 2 miles per $1 spent overseas. It also offers a category boost of 3 miles per $1 spent on dining and entertainment.
Both cards have similar earn rates for local and overseas spend, but the DBS Altitude Card provides a category boost for spend on online travel bookings. If you’re someone who frequently books travel online, the DBS Altitude Card may be a better choice for you. On the other hand, if you’re someone who enjoys dining out and going to events, the Citi PremierMiles Card may be a better fit.
In conclusion, both the DBS Altitude and Citi PremierMiles cards are excellent options for anyone looking for an air miles credit card in Singapore. The key is to choose the card that best fits your spending habits and travel preferences. With their competitive earn rates and bonus miles, both of these cards can help you earn free flights and other travel rewards.
Rewards and Redemption
When it comes to rewards and redemption, both DBS Altitude and Citi PremierMiles cards offer a range of options to choose from. In this section, we will take a closer look at the rewards and redemption options available to you with these two cards.
Understanding Miles Redemption
Both DBS Altitude and Citi PremierMiles cards earn points that can be converted into miles for flights or redeemed for cash rebates at point-of-sale or for merchant vouchers. With Citi PremierMiles, you can earn miles for every dollar you spend, with no minimum spend required. DBS Altitude, on the other hand, lets you earn miles in the form of DBS Points, which can be converted into frequent flyer miles with a variety of airline partners.
The redemption value for both cards varies depending on the type of redemption you choose. For example, if you choose to redeem your miles for flights, the value of your miles may be higher than if you choose to redeem them for cash rebates or merchant vouchers.
Exclusive Partners and Promotions
Both DBS Altitude and Citi PremierMiles cards offer exclusive partnerships and promotions with popular travel booking platforms such as Expedia, Agoda, and Kaligo. With these partnerships, you can earn bonus miles or enjoy exclusive discounts when you book your flights and hotels through these platforms.
DBS Altitude also offers an auto-conversion feature that allows you to automatically convert your DBS Points into frequent flyer miles with your preferred airline partner. This feature saves you time and effort, as you don’t have to manually convert your points every time you want to redeem them.
In conclusion, both DBS Altitude and Citi PremierMiles cards offer a range of rewards and redemption options to suit your travel needs. Whether you prefer to earn miles for flights or redeem your points for cash rebates or merchant vouchers, both cards have you covered. With exclusive partnerships and promotions, you can also enjoy additional benefits when you book your travel through popular platforms such as Expedia, Agoda, and Kaligo.
Travel Benefits Comparison
When it comes to travel benefits, both DBS Altitude and Citi PremierMiles offer a range of perks that can make your trips more comfortable and enjoyable. In this section, we’ll compare the travel insurance perks and airport lounge access offered by both cards.
Travel Insurance Perks
Travel insurance is an essential part of any trip, and both DBS Altitude and Citi PremierMiles offer coverage for their cardholders. DBS Altitude offers travel insurance coverage of up to $1 million for you and your family when you charge your travel expenses to your card. This coverage includes trip cancellation, trip interruption, travel delay, baggage loss, and more. On the other hand, Citi PremierMiles offers travel insurance coverage of up to $500,000 when you charge your travel expenses to your card. This coverage includes trip cancellation, trip interruption, travel delay, baggage loss, and more.
Airport Lounge Access
Airport lounge access is a great way to relax and unwind before your flight, and both DBS Altitude and Citi PremierMiles offer access to airport lounges through their partnerships with Priority Pass. DBS Altitude offers 2 complimentary lounge visits per year, while Citi PremierMiles offers unlimited lounge visits for you and a guest. Both cards offer access to over 1,000 airport lounges worldwide, so you can enjoy a comfortable and relaxing experience no matter where you’re headed.
In summary, both DBS Altitude and Citi PremierMiles offer excellent travel benefits that can make your trips more comfortable and enjoyable. While DBS Altitude offers more comprehensive travel insurance coverage, Citi PremierMiles offers unlimited airport lounge visits for you and a guest. Ultimately, the choice between these two cards will depend on your specific needs and preferences.
Eligibility and Fees
If you’re considering the DBS Altitude or Citi PremierMiles credit card, it’s important to understand the eligibility requirements and fees associated with each card.
Annual Fees and Waivers
The DBS Altitude card has an annual fee of S$192.6, which is waived for the first year. However, if you spend at least S$25,000 within a year, you’ll be exempt from the annual fee.
On the other hand, the Citi PremierMiles card has an annual fee of S$192.6, which is waived for the first year. You can earn 10,000 miles with annual fees paid from the second year, or choose between earning 30,000 miles by spending S$7,500 within 3 months and paying the annual fee, or earn 10,000 miles by spending S$3,000 within 3 months with the annual fee waived for the first year.
Income and Age Requirements
To be eligible for the DBS Altitude card, you must have a minimum income of S$30,000 per annum and be at least 21 years old.
To be eligible for the Citi PremierMiles card, you must have a minimum income of S$80,000 per annum and be at least 21 years old.
It’s important to note that these requirements are subject to change and may vary depending on the bank’s policies. Make sure to check the bank’s website for the most up-to-date information.
In conclusion, both the DBS Altitude and Citi PremierMiles cards have similar annual fees, but the DBS Altitude card offers a waiver if you spend at least S$25,000 within a year. Additionally, the income requirements for the Citi PremierMiles card are higher than the DBS Altitude card.
Lifestyle Advantages Beyond Travel
When it comes to lifestyle advantages beyond travel, both DBS Altitude and Citi PremierMiles credit cards offer a range of benefits. Here’s a breakdown of the different advantages you can enjoy with each card.
Dining and Entertainment Rewards
If you’re a foodie or love to enjoy a good night out, both DBS Altitude and Citi PremierMiles credit cards offer dining and entertainment rewards. With DBS Altitude, you can enjoy up to 50% off at over 1,000 restaurants across Singapore. Meanwhile, with Citi PremierMiles, you can enjoy Citi World Privileges, which offers dining, lifestyle and travel discounts.
Online and Local Spend Benefits
Both DBS Altitude and Citi PremierMiles credit cards offer great benefits for online and local spend. With DBS Altitude, you can earn up to 1.2 miles for every $1 spent locally and up to 2 miles for every $1 spent overseas. Meanwhile, with Citi PremierMiles, you can earn up to 1.2 miles for every $1 spent locally and up to 2 miles for every $1 spent overseas.
In addition, both cards offer benefits for online shopping. With DBS Altitude, you can enjoy up to 10 miles for every $1 spent on online flight and hotel bookings, and up to 6 miles for every $1 spent on Grab rides. Meanwhile, with Citi PremierMiles, you can enjoy up to 10 miles for every $1 spent on online flight and hotel bookings, and up to 4 miles for every $1 spent on online shopping.
Overall, both DBS Altitude and Citi PremierMiles credit cards offer a range of lifestyle advantages beyond travel. Whether you’re looking for dining and entertainment rewards, or benefits for online and local spend, both cards have you covered.
Frequently Asked Questions
What perks do the DBS Altitude and Citi PremierMiles cards offer for frequent travellers?
Both the DBS Altitude and Citi PremierMiles cards offer generous rewards for frequent travellers. With the DBS Altitude card, you can earn up to 3 miles per $1 spent on travel bookings and overseas spending. Meanwhile, the Citi PremierMiles card offers up to 2.5 miles per $1 spent on travel bookings and overseas spending. Both cards also offer travel insurance coverage and access to airport lounges.
How do the rewards points on the DBS Altitude compare with the Citi PremierMiles for overseas spending?
The DBS Altitude card offers up to 3 miles per $1 spent on overseas spending, while the Citi PremierMiles card offers up to 2.5 miles per $1 spent. This means that the DBS Altitude card is a better option if you frequently travel overseas and want to earn more rewards points.
Can you transfer points from DBS Altitude to frequent flyer programmes, and how does it stack up against Citi PremierMiles?
Yes, you can transfer points from the DBS Altitude card to frequent flyer programmes such as KrisFlyer and Asia Miles. The transfer rate is 1 DBS point to 2 miles for most frequent flyer programmes. Citi PremierMiles also allows you to transfer points to frequent flyer programmes, but the transfer rate is 1 Citi Mile to 1 mile. This means that the DBS Altitude card offers better value for transferring points to frequent flyer programmes.
What are the annual fee differences between the DBS Altitude and the Citi PremierMiles credit cards?
The annual fee for the DBS Altitude card is $192.60, while the annual fee for the Citi PremierMiles card is $192.60. Both cards offer annual fee waivers for the first year, and subsequent annual fee waivers are subject to meeting minimum spending requirements.
How do the sign-up bonuses for the DBS Altitude card compare to those of the Citi PremierMiles?
The DBS Altitude card offers a sign-up bonus of up to 10,000 miles for new cardmembers who meet the minimum spending requirements. Meanwhile, the Citi PremierMiles card offers a sign-up bonus of up to 45,000 miles for new cardmembers who meet the minimum spending requirements. This means that the Citi PremierMiles card offers a more generous sign-up bonus.
What is the value proposition of the DBS Altitude versus the Citi PremierMiles in terms of lounge access benefits?
Both the DBS Altitude and Citi PremierMiles cards offer lounge access benefits. The DBS Altitude card offers 2 complimentary lounge visits per year, while the Citi PremierMiles card offers unlimited lounge access for the cardholder and a guest. This means that the Citi PremierMiles card offers better value for lounge access benefits.