If you’re a student in Singapore, you’re probably always on the lookout for ways to save money and make the most of your limited budget. One way to do this is by getting a student credit card, and Citibank offers a great option with their student credit card. In this article, we’ll take a closer look at the Citibank student credit card in Singapore, including its benefits, how to apply, and how it compares to other student credit card options.
Understanding Citibank Student Credit Cards
Citibank’s student credit card, called the Citibank Clear Card, is designed specifically for tertiary students in Singapore. It offers a variety of exclusive rewards and offers, including dining deals and shopping benefits, making it a great option for students who want to get more for their money. To be eligible for the card, you must be a full-time tertiary student aged between 18 and 27 years old, with an annual income of at least $18,000.
Exclusive Rewards and Offers
One of the biggest benefits of the Citibank student credit card is the exclusive rewards and offers that come with it. For example, you can earn 1X reward point for every S$1 spent, which can be redeemed for a variety of rewards such as vouchers, gadgets, and more. You can also enjoy exclusive dining deals at over 1,000 eateries in Singapore, as well as online fashion, lifestyle, and travel exclusives at your favourite online brands. With these benefits, the Citibank student credit card can help you stretch your budget further and get more for your money.
Key Takeaways
- The Citibank student credit card is a great option for tertiary students in Singapore who want to save money and make the most of their limited budget.
- With exclusive rewards and offers, including dining deals and shopping benefits, the Citibank student credit card can help you get more for your money.
- To apply for the Citibank student credit card, you must be a full-time tertiary student aged between 18 and 27 years old, with an annual income of at least $18,000.
Understanding Citibank Student Credit Cards
If you’re a tertiary student in Singapore, you might be interested in getting a credit card that caters to your needs. Citibank offers a student credit card that comes with several benefits and features.
Features and Benefits
The Citibank student credit card, also known as the Citibank Clear Card, offers exclusive dining deals and shopping benefits to eligible tertiary students. Additionally, the card provides access to Citibank World Privileges, which offers discounts and deals on travel, dining, and shopping worldwide.
The card also comes with a low minimum income requirement of $18,000 per annum, making it accessible to many students. Moreover, there is no annual fee for the first two years of card membership.
Eligibility and Requirements
To be eligible for the Citibank student credit card, you must be a full-time tertiary student aged between 18 and 27 years old. You must also be a Singaporean or Permanent Resident and possess a valid matriculation card. Additionally, you must meet the minimum income requirement of $18,000 per annum.
To apply for the card, you’ll need to provide your NRIC or passport and proof of income. You can apply for the card online or at any Citibank branch in Singapore.
In summary, the Citibank student credit card is an excellent option for eligible tertiary students who want to enjoy exclusive dining deals and shopping benefits. With a low minimum income requirement and no annual fee for the first two years, the card is accessible to many students. If you meet the eligibility criteria, you can apply for the card online or at any Citibank branch in Singapore.
Exclusive Rewards and Offers
As a student, managing your finances can be tough. But with Citibank’s student credit card, you can enjoy exclusive rewards and offers that make your life easier and more enjoyable. Here are some of the perks you can look forward to:
Dining and Entertainment Perks
With Citibank’s student credit card, you can enjoy exclusive dining deals and entertainment perks. Whether you’re looking for a place to eat with friends or want to catch the latest blockbuster movie, Citibank has got you covered. You can enjoy discounts at popular restaurants and cinemas, as well as other entertainment venues. This means you can enjoy more of the things you love without breaking the bank.
Online Shopping Advantages
Online shopping has become increasingly popular in recent years, and Citibank’s student credit card offers a range of advantages when it comes to shopping online. You can enjoy cashback on your online purchases, as well as other exclusive deals and discounts. This means you can save money while shopping for the things you need, whether it’s textbooks, gadgets, or fashion items.
In addition to these perks, Citibank’s student credit card also offers reward points for every dollar you spend. These reward points can be redeemed for a range of benefits, including cashback, travel vouchers, and more. With no minimum income requirement for students, Citibank’s student credit card is the perfect way to manage your finances and enjoy exclusive rewards and offers. So why wait? Apply for your Citibank student credit card today and start enjoying the benefits!
Managing Your Finances
As a student, managing your finances can be challenging. However, with the Citi Clear Card, you can enjoy exclusive benefits and privileges that can help you stay on top of your financial game.
Credit Limit and Repayments
The Citi Clear Card offers a credit limit of up to $5000, which is perfect for students who need to manage their finances. You can easily manage your credit limit through Citibank’s online portal, where you can view your outstanding balances, your credit card bill, and make payments.
When it comes to repayments, Citi Clear Card offers flexible repayment modes that suit your financial needs. You can choose to pay the minimum amount due, which is 3% of your outstanding balance, or choose to pay the full amount. However, it’s important to note that paying only the minimum amount due can result in high-interest charges, which can accumulate over time.
Understanding Fees and Charges
As with any credit card, the Citi Clear Card comes with fees and charges that you need to be aware of. The annual fee for the Citi Clear Card is $29.96, which is waived for the first year. However, the annual fee can be waived for subsequent years if you spend at least $888 on your card in the previous year.
Other fees and charges that you need to be aware of include late payment fees, cash advance fees, and interest charges. It’s important to understand these fees and charges to avoid any surprises when it comes to your credit card bill.
Overall, the Citi Clear Card is a great option for students who want to manage their finances effectively. With its flexible repayment modes, exclusive benefits, and privileges, you can stay on top of your financial game and build a good credit score.
Comparing Student Credit Card Options
If you’re a student in Singapore, you’re probably aware of the importance of having a credit card. It’s a convenient way to make purchases and build your credit history. But with so many options available, it can be challenging to choose the right one. In this section, we’ll compare Citibank Clear Card with its competitors to help you make an informed decision.
Citibank Clear Card Versus Competitors
When it comes to student credit cards in Singapore, Citibank Clear Card is one of the most popular options. But how does it compare to its competitors?
Let’s take a look at some of the key features and requirements of different student credit cards:
| Card Name | Credit Limit | Annual Fee | Requirements |
|---|---|---|---|
| Citibank Clear Card | $500 | $29.96 (waived for 1 year) | Tertiary student aged 18 to 27 |
| DBS Live Fresh Student Card | $500 | $192.60 (waived for 5 years) | Tertiary student aged 18 to 27 |
| Maybank eVibes Student Credit Card | $500 | $20 (waived if card is active) | Tertiary student aged 18 to 30 |
| CIMB AWSM Card | $500 | $0 | Tertiary student aged 18 to 29 |
| Standard Chartered Manhattan $500 | $500 | $32.10 (waived for 1 year) | Tertiary student aged 18 to 27 |
As you can see, Citibank Clear Card offers a relatively low annual fee, making it an attractive option for students on a budget. However, DBS Live Fresh Student Card offers a longer fee waiver period of 5 years, which may be more appealing to some students.
When it comes to credit limit, all of the cards listed above offer the same limit of $500. However, it’s worth noting that the credit limit may be adjusted based on your income and credit history.
In terms of requirements, all of the cards listed above require you to be a tertiary student aged 18 to 30, with the exception of CIMB AWSM Card, which has a maximum age requirement of 29.
When it comes to benefits and services, each card offers its own unique perks. Citibank Clear Card offers exclusive dining and shopping deals, while DBS Live Fresh Student Card offers cashback on online and contactless transactions. Maybank eVibes Student Credit Card offers cashback on groceries and transport, while CIMB AWSM Card offers discounts on dining and entertainment. Standard Chartered Manhattan $500 offers cashback on all purchases.
Ultimately, the best student credit card for you will depend on your individual needs and preferences. Consider factors such as the annual fee, credit limit, requirements, benefits, and services when making your decision.
Application Process Simplified
Are you a student looking for a credit card that is easy to apply for? Look no further than Citibank’s Student Credit Card. The application process is simple and straightforward, so you can focus on your studies and not worry about complicated paperwork.
To apply for the Citibank Student Credit Card, all you need is your NRIC or matriculation card, mobile number, email address, and employment pass (if applicable). The basic details such as contact information, NRIC/Passport Number, and monthly income can be filled up in the application form, which takes less than 10 minutes of your time.
Once you have completed the application form, you can either submit it online or visit a Citibank branch to submit it in person. The processing time is quick, and you will receive a response within a few days. The first-year fee of S$30.52 inclusive of 9% GST is waived, and there is no minimum income required.
Citibank Student Credit Card is a perfect companion for Singaporean students who want to enjoy exclusive dining deals and discounts at over 1,000 eateries in Singapore. With the Gourmet Pleasures dining programme, you can enjoy discounts on gourmet food, wine, and dining experiences.
In conclusion, applying for Citibank’s Student Credit Card is a simple and hassle-free process. With its attractive features and benefits, it is the perfect companion for any student in Singapore. So why wait? Apply today and start enjoying the benefits of having a Citibank Student Credit Card.
Additional Perks and Services
As a Citibank student credit card holder, you can enjoy a range of additional perks and services that can help you get the most out of your card. Here are some of the benefits you can look forward to:
Supplementary Cards
If you have family members who are also Citibank cardholders, you can apply for supplementary cards for them. This can be a great way to share the benefits of your card, while also helping your loved ones build their credit history.
Insurance
Citibank offers a range of insurance products that you can sign up for to help protect you and your family. These include travel insurance, personal accident insurance, and more. By signing up for these insurance products, you can have peace of mind knowing that you and your loved ones are covered in the event of an unexpected event.
Citi Mobile App
With the Citi Mobile App, you can manage your Citibank student credit card account on-the-go. The app allows you to check your balance, view your transaction history, and make payments from your mobile device. It also offers a range of other features, such as the ability to locate Citibank ATMs and branches, and to view the latest promotions and offers.
Promotions
As a Citibank student credit cardholder, you can take advantage of a range of promotions and offers that are exclusive to cardholders. These can include discounts on dining, shopping, entertainment, and more. Be sure to keep an eye out for the latest promotions and offers, so you can make the most of your card.
Citi World Privileges
Citibank offers a range of exclusive privileges to its cardholders through the Citi World Privileges program. This can include discounts on dining, shopping, travel, and more, both locally and internationally. By taking advantage of these privileges, you can save money and enjoy a range of benefits that are not available to non-Citibank cardholders.
With these additional perks and services, you can make the most of your Citibank student credit card, and enjoy a range of benefits that can help you save money and manage your finances more effectively.
Frequently Asked Questions
What perks come with the Citibank student credit card in Singapore?
The Citibank student credit card in Singapore offers a range of perks that make it an attractive option for students. Some of these perks include exclusive dining deals and shopping benefits, as well as access to multiple foreign currencies for students planning higher education in Singapore. Additionally, the Citibank student credit card offers cashback rewards on eligible spending.
How can I apply for a Citibank student credit card in Singapore?
Applying for a Citibank student credit card in Singapore is a simple and straightforward process. You can visit the nearest branch or send your credit card application via Citibank online. You will need to provide proof of your full-time tertiary student status, as well as an annual income of at least $18,000.
What are the eligibility criteria for obtaining a Citibank student credit card?
To be eligible for a Citibank student credit card in Singapore, you must be a full-time tertiary student aged between 18 and 27 years old, with an annual income of at least $18,000. You will also need to provide proof of your student status.
Are there any reviews available for the Citibank student credit card?
Yes, there are reviews available for the Citibank student credit card in Singapore. Many customers have praised the card for its cashback rewards and exclusive dining and shopping benefits. Additionally, the Citibank student credit card has been commended for its flexible banking plans and access to multiple foreign currencies for students planning higher education in Singapore.
What makes the Citibank Clear student credit card stand out?
The Citibank Clear student credit card stands out for its exclusive dining deals and shopping benefits, as well as its cashback rewards on eligible spending. Additionally, the Citibank Clear student credit card is designed specifically for tertiary students in Singapore, making it an ideal option for those looking to build their credit history while enjoying a range of perks.
At what age can one apply for a student credit card with Citibank in Singapore?
To apply for a student credit card with Citibank in Singapore, you must be between the ages of 18 and 27 years old. This age range is specifically designed to cater to tertiary students who are looking to build their credit history while taking advantage of a range of exclusive perks and benefits.