Are you a frequent traveller? Do you enjoy dining out and indulging in luxurious experiences? Then the Citi Prestige Card Singapore might just be the perfect credit card for you. This premium credit card offers a range of exclusive benefits and privileges that cater to your travel, lifestyle, and financial needs.
The Citi Prestige Card is designed to reward your banking relationship with Citibank Singapore Limited. You can earn additional Citi ThankYou points based on your spending and depth of relationship. With this card, you can enjoy complimentary golf experiences, priority pass lounge access, and concierge services. You can also earn up to 177,500 ThankYou points (71,000 miles) when you apply and make a qualifying spend of S$1,000 in local currency and S$1,000 in foreign currency in the first two months.
If you are looking for a credit card that offers financial flexibility and charges, the Citi Prestige Card Singapore is also a great option. With this card, you can enjoy a competitive annual fee and a low-interest rate on your outstanding balance. Plus, you can access a range of financial services and tools to help you manage your finances more effectively.
Key Features of the Citi Prestige Card
If you are looking for a premium credit card that offers a range of exclusive benefits, the Citi Prestige Card is an excellent choice. Here are some of the key features of the Citi Prestige Card that make it stand out:
Exclusive Sign-Up Bonus
One of the most exciting features of the Citi Prestige Card is the generous sign-up bonus that is currently on offer. When you apply for the card and spend $5,000 within the first three months, you can earn up to 71,000 ThankYou Points. That’s a fantastic opportunity to earn rewards that you can use for travel, shopping, and more.
Generous Rewards Programme
In addition to the sign-up bonus, the Citi Prestige Card also offers a comprehensive rewards programme. You can earn 5 ThankYou points for every $1 spent on airline and travel purchases, 3 ThankYou points for every $1 spent on hotels and cruise lines, and 1 ThankYou point for every $1 spent on all other purchases. You can redeem your ThankYou points for a wide range of rewards, including flights, hotel stays, merchandise, and more.
Comprehensive Travel Insurance
When you use your Citi Prestige Card to book travel, you also get access to comprehensive travel insurance. This includes coverage for trip cancellation, trip interruption, emergency medical and dental expenses, and more. You can travel with peace of mind knowing that you are covered in case of unexpected events.
Overall, the Citi Prestige Card is an excellent choice for anyone looking for a premium credit card with exclusive benefits. With a generous sign-up bonus, a comprehensive rewards programme, and comprehensive travel insurance, the Citi Prestige Card is an excellent choice for frequent travellers and anyone who wants to earn rewards on their everyday spending.
Travel Benefits and Privileges
As a Citi Prestige Cardholder in Singapore, you can enjoy a range of travel benefits and privileges that can elevate your travel experiences. Here are some of the most exciting benefits that come with your card:
Unlimited Lounge Access
With your Citi Prestige Card, you can enjoy unlimited access to Priority Pass airport lounges all year round. You and a guest can relax in comfort and style before your flight, with complimentary food and drinks, Wi-Fi, and other amenities. Whether you’re travelling for business or leisure, lounge access can make your journey more enjoyable.
Luxury Hotel Stays
As a Citi Prestige Cardholder, you can enjoy a complimentary night, twice per calendar year, with a minimum four consecutive night stay, at any World Elite Luxury Hotels and Resort. This benefit is available any time you want, with no blackout dates. Additionally, you can enjoy the 4th Night Free benefit, which gives you a free night on stays of four or more nights, with no black-out dates. All 4th Night Free stays must be booked via the Citi Prestige Concierge, and need to be entirely prepaid at the time of booking.
Exclusive Travel Concierge
With the Citi Prestige Concierge, you have access to a team of experienced travel professionals who can assist you with all aspects of your travel, including hotel bookings, flight reservations, and airport limousine transfers. The concierge can also provide you with recommendations for dining, entertainment, and other activities at your destination.
Overall, the travel benefits and privileges that come with the Citi Prestige Card can help make your travel experiences more enjoyable, comfortable, and convenient. So, whether you’re travelling for business or leisure, make sure to take advantage of these exciting benefits to get the most out of your journeys.
Lifestyle and Dining Perks
The Citi Prestige Card is not just a credit card, it’s a lifestyle card that offers a range of exciting experiences and benefits. With the Citi Prestige Card, you’ll have access to some of the most exclusive dining and lifestyle experiences in Singapore.
Haute Dining Experiences
One of the most exciting benefits of the Citi Prestige Card is the access to exclusive dining experiences. With the “Four Hands Dining” program, you can enjoy a unique culinary experience where two renowned chefs come together to create a one-of-a-kind menu.
Moreover, you can enjoy up to 50% off at some of the best restaurants in Singapore. From Michelin-starred restaurants to trendy cafes, the Citi Prestige Card has got you covered.
Golf Games and Entertainment
If you’re a golf enthusiast, you’ll love the Citi Prestige Card’s golf perks. With complimentary access to some of the best golf courses in Singapore, you can enjoy a round of golf with your friends or colleagues.
Furthermore, the card offers exclusive entertainment benefits such as priority access to concerts and events. Whether you’re a music lover or a sports fan, the Citi Prestige Card has something for everyone.
In conclusion, the Citi Prestige Card offers a range of lifestyle and dining perks that are unmatched by any other credit card in Singapore. With exclusive dining experiences, golf perks, and entertainment benefits, the Citi Prestige Card is a must-have for anyone who wants to experience the best that Singapore has to offer.
Financial Flexibility and Charges
When choosing a credit card, it is important to consider the financial flexibility and charges associated with it. The Citi Prestige Card in Singapore offers a range of benefits and features, but it is essential to understand the fees and charges to make the most of the card.
Annual Fee and Charges
The Citi Prestige Card carries an annual fee of $540.00, which is slightly increased to $545.00 from 2024. This fee is inclusive of GST and is charged to your account annually. However, the annual fee can be waived if you meet the minimum spend of $20,000 within a year.
In addition to the annual fee, there are other charges associated with the Citi Prestige Card. Late payment fees are charged at $100 if the minimum payment is not made by the due date. Foreign currency transactions are charged at a 3.25% surcharge, while cash advances are charged at a fee of 6% of the amount withdrawn.
Balance Transfer and Loans
If you are looking for a way to consolidate your debt, the Citi Prestige Card offers a balance transfer option. You can transfer your outstanding balances from other credit cards or loans to the Citi Prestige Card at an effective interest rate (EIR) of 0.72% per month for 6 months. There is a processing fee of 1.58% of the transferred amount, which is subject to a minimum of $50.
The Citi Prestige Card also offers personal loans at competitive interest rates. The interest rate for personal loans ranges from 7.5% to 8.5% per annum, depending on the loan amount and tenure. The processing fee for personal loans is 3% of the loan amount, which is subject to a minimum of $100.
In conclusion, the Citi Prestige Card offers a range of benefits and features, but it is important to understand the fees and charges associated with it. By making informed decisions and using the card responsibly, you can enjoy the financial flexibility and benefits offered by the Citi Prestige Card.
Eligibility and Application Process
Income and Relationship Requirements
To be eligible for the Citi Prestige Card in Singapore, you must meet certain income and relationship requirements. The minimum annual income required to apply for the card is $120,000. You must also have a Citigold or Citigold Private Client relationship with Citibank. If you do not meet these requirements, you may consider other Citi credit cards that are better suited to your financial situation.
Step-by-Step Application Guide
The application process for the Citi Prestige Card can be completed online or in-person at a Citibank branch. Here is a step-by-step guide to applying for the card:
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Check your eligibility: Make sure you meet the income and relationship requirements before applying for the card.
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Gather the required documents: You will need to provide proof of income, such as your latest payslip or income tax statement, as well as identification documents like your NRIC or passport.
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Apply online or in-person: You can apply for the card online by visiting the Citibank website and filling out the application form. Alternatively, you can visit a Citibank branch and apply in-person with the help of a customer service representative.
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Wait for approval: Once you have submitted your application, you will need to wait for approval from Citibank. This can take up to a few days, and you may be asked to provide additional information or documentation.
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Receive your card: If your application is approved, you will receive your Citi Prestige Card in the mail within a few days.
Overall, the Citi Prestige Card is a premium credit card that offers a range of exclusive benefits to affluent travellers in Singapore. If you meet the income and relationship requirements, and are interested in the card, follow the above guide to apply for it.
Frequently Asked Questions
What fabulous perks come with the Citi Prestige Card’s lounge access?
As a Citi Prestige Cardholder, you can enjoy complimentary access to over 1,000 airport lounges worldwide with Priority Pass. You can also bring a guest with you for free. In addition to this, you can enjoy access to Citi Prestige Lounges in Singapore, Hong Kong, and London. These lounges offer exclusive services such as spa treatments, gourmet dining, and personalized assistance.
How can one enjoy the Citi Prestige Golf Club benefits in Singapore?
Citi Prestige Cardholders can enjoy complimentary green fees at some of Singapore’s most prestigious golf clubs, such as Sentosa Golf Club and Laguna National Golf & Country Club. To enjoy this benefit, you need to make a reservation through the Citi Prestige Concierge.
What enticing promotions are currently available for Citi Prestige Cardholders?
Citi Prestige Cardholders can enjoy exclusive promotions on dining, shopping, travel, and entertainment. For example, you can get up to 10% off on hotel bookings with Expedia or enjoy a complimentary bottle of wine at participating restaurants. To stay updated on the latest promotions, check the Citi Prestige website or contact the Citi Prestige Concierge.
Could you highlight the exclusive services offered by the Citi Prestige Concierge?
The Citi Prestige Concierge is a personalized service that can assist you with a wide range of requests, such as travel bookings, restaurant reservations, event planning, and gift sourcing. The Concierge can also provide you with insider tips and recommendations to enhance your experiences. As a Citi Prestige Cardholder, you can enjoy this service 24/7, anywhere in the world.
What are the latest reviews saying about the Citi Prestige Card experience?
According to recent reviews, Citi Prestige Cardholders are impressed with the card’s generous rewards program, exclusive benefits, and exceptional customer service. The lounge access, golf club benefits, and concierge service are particularly praised for their convenience and quality. Some reviewers also note that the card’s annual fee is high but justified by the perks.
What is the required income to be eligible for the Citi Prestige Card?
To be eligible for the Citi Prestige Card, you need to have a minimum annual income of £120,000. You also need to be a Singaporean citizen or permanent resident and be at least 21 years old. If you meet these requirements and are interested in applying for the card, you can do so online or by visiting a Citibank branch.