Are you planning to apply for a travel credit card in Singapore but can’t decide between Citi PremierMiles and DBS Altitude? Both cards offer a range of benefits and rewards, so it’s important to compare their features to determine which one is the best fit for you.
Citi PremierMiles and DBS Altitude are two of the most popular travel credit cards in Singapore. Both cards offer air miles rewards, airport lounge access, and other travel perks. However, they differ in terms of their rewards rates, fees, and other features.
If you’re considering applying for a travel credit card, it’s important to do your research and compare the different options available to you. In this article, we’ll take a closer look at Citi PremierMiles and DBS Altitude, and help you determine which one is the best choice for your travel needs.
Key Takeaways
- Citi PremierMiles and DBS Altitude are two of the most popular travel credit cards in Singapore.
- Citi PremierMiles offers air miles rewards, automatic fee waivers, and other travel perks, while DBS Altitude offers higher rewards rates and more flexibility in terms of frequent flyer programs.
- When choosing between these two cards, consider your travel habits and preferences, as well as the fees and rewards rates associated with each card.
Key Features and Benefits
If you’re looking for a travel credit card that offers great rewards, travel perks, and insurance, then both the Citi PremierMiles and DBS Altitude cards are definitely worth considering. Here are some key features and benefits of these two cards:
Earning Miles
Both the Citi PremierMiles and DBS Altitude cards offer a competitive miles earn rate, with bonus miles for overseas spend. The Citi PremierMiles card offers up to 1.2 miles per $1 spent locally and up to 2 miles per $1 spent overseas, while the DBS Altitude card offers up to 1.2 miles per $1 spent locally and up to 3 miles per $1 spent overseas.
Redeeming Miles
Redeeming miles is easy with both cards. The Citi PremierMiles card allows you to redeem your miles for flights, hotel stays, and other travel-related expenses. You can also convert your miles to Singapore Airlines KrisFlyer, Qantas, or other frequent flyer programmes. The DBS Altitude card allows you to redeem your miles for flights, hotel stays, and other travel-related expenses. You can also convert your miles to Singapore Airlines KrisFlyer, Cathay Pacific Asia Miles, or other frequent flyer programmes.
Travel Perks and Insurance
Both cards come with a range of travel perks and insurance coverage. The Citi PremierMiles card offers complimentary lounge access, travel insurance coverage for accidental death and permanent disablement, medical expenses, and travel inconveniences such as flight delay and trip interruption. The DBS Altitude card offers complimentary Priority Pass lounge visits, travel insurance coverage for accidental death and permanent disablement, medical expenses, and travel inconveniences such as flight delay and trip interruption.
Overall, both the Citi PremierMiles and DBS Altitude cards offer great benefits and features for frequent travellers. With competitive miles earn rates, easy redemption options, and a range of travel perks and insurance coverage, these cards are definitely worth considering if you’re looking for a travel credit card that can help you earn rewards and enjoy travel perks.
Fees and Charges
Annual Fees
When choosing between the DBS Altitude Visa and the Citi PremierMiles credit card, it’s essential to consider the annual fees. The DBS Altitude Visa card has an annual fee of S$194.40 for the principal cardholder, with a S$97.20 fee per supplementary card. However, you can get a fee waiver if you spend at least S$25,000 in a membership year. On the other hand, the Citi PremierMiles credit card has an annual fee of S$192.6, which is waived for the first year.
Other Charges
Apart from the annual fees, there are other charges you need to consider when choosing between these two credit cards. Both cards charge a foreign currency conversion fee of 3.25% of the transaction amount. However, the DBS Altitude Visa lets you earn miles in the form of DBS Points, with 3.25 DBS Points awarded for every S$5 local spend (or 1.3 mpd) and 5.5 DBS Points for every S$5 overseas spend (equivalent to 2.2 mpd).
It’s also worth noting that both cards have similar income requirements, with S$30,000 income requirement for Singaporeans and PRs. Additionally, paying the annual fee from the second year onwards for both cards will net a bonus 10,000 miles.
When it comes to taxes, both cards charge a Goods and Services Tax (GST) of 7%. However, it’s important to note that the GST is only applicable to the annual fee and not the other charges.
In conclusion, while both the DBS Altitude Visa and the Citi PremierMiles credit card have similar fees and charges, the DBS Altitude Visa cardholders who spend at least S$25,000 within a year are exempt from the annual fee. Additionally, the DBS Altitude Visa lets you earn miles in the form of DBS Points, which can be beneficial if you’re looking to accumulate miles quickly.
Exclusive Promotions and Offers
Looking for exclusive promotions and offers on your DBS Altitude Visa Signature Card or Citi PremierMiles Card? Look no further. Here are some of the best deals available to you right now.
Bonus Miles and Promotions
If you’re looking to earn bonus miles, both the DBS Altitude Visa Signature Card and the Citi PremierMiles Card have you covered. For example, with the DBS Altitude Visa Signature Card, you can earn up to 10 miles per $1 spent at selected online travel agencies. And with the Citi PremierMiles Card, you can earn up to 10 miles per $1 spent on hotel bookings made through Agoda or Kaligo.