CIMB Credit Cards in Singapore are some of the most attractive and generous rewards programs available in the country. With a range of credit cards to choose from, CIMB credit cards offer the best rewards, shopping, dining deals, and cashback that suit your lifestyle and needs. The cards come with no annual fee for life, making them an excellent choice for anyone looking to enjoy exclusive benefits without incurring additional costs.
Understanding CIMB Credit Cards in Singapore is easy, as the cards offer a wide range of features and benefits. For instance, the CIMB Visa Signature card offers up to 10% cashback, one of the highest cashback credit cards available, with a minimum monthly spend requirement of S$800. The card also provides unlimited 0.2% cashback on other retail purchases with no minimum spend or monthly cap. Similarly, the CIMB World Mastercard offers up to 2% unlimited cashback on dining, online food delivery, movies, digital entertainment, and more, with no annual fee and no income requirements.
If you are considering applying for a CIMB Credit Card, you can easily do so online by visiting the CIMB website. Once you have chosen the card that suits your needs, you can fill out the online application form and submit it for processing. With fast approval times and excellent customer service, CIMB is an ideal choice for anyone looking for a credit card that provides maximum benefits and rewards.
Key Takeaways
- CIMB Credit Cards in Singapore offer some of the most attractive and generous rewards programs available in the country.
- Understanding CIMB Credit Cards in Singapore is easy, with a range of features and benefits to choose from, including up to 10% cashback and no annual fee.
- Applying for a CIMB Credit Card is easy and can be done online, with fast approval times and excellent customer service.
Understanding CIMB Credit Cards in Singapore
If you’re looking for a credit card in Singapore, CIMB offers a range of options that may suit your needs. CIMB credit cards are known for their cashback rewards and travel privileges, making them an excellent choice for those who love to travel or want to save money on their daily expenses.
CIMB Visa Signature
The CIMB Visa Signature card is ideal for those who love to shop online or in-store. With up to 10% cashback on online shopping, groceries, beauty and wellness, pet shops and veterinary services, and cruises, this card can help you save money on your everyday expenses. Additionally, the card offers exclusive deals and discounts on dining, travel, and entertainment.
CIMB World Mastercard
For those who want unlimited cashback on all their purchases, the CIMB World Mastercard is a great option. With no minimum spend required, you can earn unlimited 1.5% cashback on all your purchases, making it easy to save money on everything you buy. The card also offers travel insurance and exclusive deals on dining, travel, and entertainment.
CIMB Visa Infinite
If you’re a frequent traveller, the CIMB Visa Infinite card is an excellent choice. With unlimited 2% cashback on travel and exclusive travel privileges, including complimentary airport lounge access, travel insurance, and concierge services, this card can help you save money and make your travels more comfortable. The card also offers exclusive deals and discounts on dining, shopping, and entertainment.
Overall, CIMB credit cards offer a range of benefits and rewards that can help you save money on your daily expenses and make your travels more comfortable. Whether you’re looking for cashback rewards, travel privileges, or exclusive deals on dining and entertainment, CIMB has a credit card that can suit your needs.
How to Apply for a CIMB Credit Card
If you are looking to apply for a CIMB Credit Card in Singapore, you can do so by following a few simple steps. In this section, we will guide you through the eligibility criteria, documents required, and application process.
Eligibility Criteria
Before you apply for a CIMB Credit Card, you need to meet the following eligibility criteria:
- You must be a Singaporean or Singapore Permanent Resident (PR)
- You must be at least 21 years of age
- For salaried employees, your minimum annual income should be $30,000
- For self-employed individuals, your minimum annual income should be $48,000
- For CIMB Visa Infinite Credit Card, your minimum annual income should be $120,000
Documents Required
To complete your CIMB Credit Card application, you need to provide the following documents:
- A copy of your NRIC (front and back) for Singaporean and PR applicants
- A copy of your valid passport and employment pass for foreigners
- Latest computerised payslip or latest 6 months’ CPF statement for salaried employees
- Latest 2 years’ Income Tax Notice of Assessment for self-employed individuals
Application Process
You can apply for a CIMB Credit Card online or in-person at a CIMB branch. Here are the steps to apply online:
- Visit the CIMB Credit Card application page on the CIMB Singapore website.
- Choose the CIMB Credit Card that best suits your needs.
- Fill in your personal and financial details.
- Upload the required documents.
- Review your application and submit it.
Once your application is approved, you will receive your CIMB Credit Card within 7-10 working days.
In conclusion, applying for a CIMB Credit Card in Singapore is a simple and straightforward process. Make sure you meet the eligibility criteria and have all the required documents ready before you apply. With a CIMB Credit Card, you can enjoy attractive rewards, cashback, and other benefits.
Maximising Benefits and Rewards
When it comes to credit cards, the rewards and benefits that come with them can make all the difference. With CIMB credit cards, you have access to a range of benefits and rewards that can help you maximise your spending and get the most out of your card.
Cashback and Promotions
CIMB credit cards offer some of the most attractive and generous rewards programmes available in Singapore, as well as no annual fee for life. With the CIMB Visa Signature credit card, you can enjoy up to 10% cashback on your shopping, including online shopping, groceries, beauty and wellness, and more. The CIMB World Mastercard offers unlimited cashback of up to 2% on dining, online food delivery, movies, digital entertainment, taxi rides, ride-hailing, automobile and luxury goods. Additionally, cardholders can enjoy exclusive promotions and discounts at a range of lifestyle outlets and entertainment venues.
Lifestyle and Dining Perks
CIMB credit cards also offer a range of lifestyle and dining perks that can help you make the most of your card. With the CIMB Visa Signature credit card, you can enjoy exclusive privileges at a range of dining outlets, including discounts and deals on dining and drinks. The CIMB World Mastercard offers exclusive access to airport lounges, as well as discounts and deals on cruises and travel insurance.
Travel Advantages
If you’re a frequent traveller, CIMB credit cards can help you save money and get more out of your trips. With the CIMB Visa Signature credit card, you can enjoy up to 10% cashback on your overseas spend, as well as exclusive privileges at a range of travel and lifestyle outlets. The CIMB World Mastercard also offers exclusive privileges and discounts on travel and lifestyle, including access to MasterCard Airport Experiences and 50% off green fees at fairways across Asia.
With CIMB credit cards, you can enjoy a range of benefits and rewards that can help you maximise your spending and get the most out of your card. Whether you’re looking for cashback, promotions, lifestyle and dining perks, or travel advantages, CIMB has a credit card that can meet your needs.
Financial Management with CIMB Credit Cards
Managing your finances can be a daunting task, but with CIMB Credit Cards, it can be made easier. CIMB offers two financial management services with their credit cards: the CIMB CashLite Personal Instalment Loan and the CIMB Balance Transfer.
CIMB CashLite Personal Instalment Loan
The CIMB CashLite Personal Instalment Loan is a great way to manage your cash flow. With this service, you can borrow up to $100,000 at attractive interest rates. The loan is disbursed instantly, so you can get the cash you need when you need it.
The CIMB CashLite Personal Instalment Loan also offers flexible repayment options. You can choose to repay the loan over 12, 24, 36, or 48 months, depending on your financial situation. Plus, with the i.Pay Plan, you can convert your CIMB CashLite Personal Instalment Loan into monthly instalments and enjoy lower interest rates.
CIMB Balance Transfer
If you have outstanding credit card balances from other banks, the CIMB Balance Transfer is the perfect solution for you. With this service, you can transfer your outstanding balances to your CIMB Credit Card and enjoy lower interest rates.
The CIMB Balance Transfer offers a 0% i.Pay Plan for up to 12 months, so you can repay your outstanding balances without worrying about high interest rates. Plus, with instant loan disbursement, you can get the cash you need to repay your outstanding balances quickly.
In conclusion, CIMB Credit Cards offer great financial management services with their CIMB CashLite Personal Instalment Loan and CIMB Balance Transfer. With flexible repayment options, attractive interest rates, and instant loan disbursement, managing your finances has never been easier.
Additional Features and Services
CIMB credit cards offer a range of additional features and services to enhance your experience. Here are some of the key features and benefits you can enjoy as a CIMB credit cardholder.
Supplementary Cards
If you want to share the benefits of your CIMB credit card with your loved ones, you can apply for supplementary cards. This feature allows you to extend your credit limit to your family members and friends, and earn rewards points on their spending. As a principal cardholder, you can apply for up to 4 supplementary cards at no additional cost. Foreign supplementary card applicants are also welcome, subject to approval.
CIMB Clicks Internet Banking
CIMB Clicks is a convenient and secure online banking platform that allows you to manage your CIMB credit card account from anywhere, anytime. With CIMB Clicks, you can check your balance, view your transaction history, pay your bills, transfer funds, and more. You can also set up alerts and notifications to keep track of your spending and credit limit. CIMB Clicks is available on desktop and mobile devices, and is free to use.
Other features and benefits of CIMB credit cards include:
- High credit limit to meet your financial needs
- SimplyGo integration for seamless public transport payments
- Cash advance facility for emergency cash needs
With CIMB credit cards, you can enjoy a range of benefits and features that make your life easier and more rewarding. Apply for a CIMB credit card today and start enjoying the perks!
Frequently Asked Questions
What promotions are currently available for CIMB credit cards in Singapore?
CIMB Bank Singapore offers a variety of promotions for its credit card users. These promotions can include cashback offers, discounts on dining and shopping, and rewards points. To stay updated on the latest promotions, you can visit the CIMB Bank Singapore website or follow them on social media.
How can I check the status of my CIMB credit card application in Singapore?
You can check the status of your CIMB credit card application in Singapore by contacting the CIMB Bank Singapore customer service team. They will be able to provide you with updates on the status of your application and any necessary next steps.
Are there any CIMB credit cards available without an annual fee?
Yes, CIMB Bank Singapore offers credit cards without an annual fee. These cards include the CIMB Platinum Mastercard and the CIMB Visa Signature Card. These cards offer attractive benefits and rewards without the burden of an annual fee.
Which CIMB credit card offers the best rewards for Singaporean users?
The CIMB Visa Infinite Credit Card offers some of the best rewards for Singaporean users. This card offers unlimited cashback for premium credit cards offered by banks in Singapore. Additionally, it offers exclusive travel benefits and privileges.
Can foreigners apply for a CIMB credit card in Singapore, and what are the requirements?
Yes, foreigners can apply for a CIMB credit card in Singapore. The requirements for application include a valid passport, proof of income, and proof of residence in Singapore. Foreigners may also be subject to additional requirements depending on their country of origin.
How might I get in touch with customer service for CIMB credit cards in Singapore?
You can get in touch with CIMB Bank Singapore customer service for credit cards by calling their hotline or sending an email. The hotline is available 24/7 for any inquiries or assistance. Additionally, you can visit one of their branches in Singapore for in-person assistance.