Need a Personal Loan? We’ve Got Options for All Credit Ratings

  • Get a quote in under a day
  • Your financial security is our priority
  • Work with licensed Singapore moneylenders

Personal Loan in 3 Easy Steps

Step 1

If You Have A Good Credit Rating: Check Your Bank’s Offers

DBS
Cashline

Annual Interest Rate: 20.5%

Ideal for those with lower income seeking flexible credit.

OCBC
EasiCredit

Annual Interest Rate: 20.9%

Prioritize quick access and easy application for your credit needs.

UOB
CashPlus

Annual Interest Rate: 20.9%

Choose this for a high credit limit and competitive rates, especially if you're a UOB customer.

POSB
Cashline

Annual Interest Rate: 22.9%

A basic credit line option for existing DBS/POSB customers with potentially lower interest rates.

Bad Credit? No Problem!

Step 2

Struggling with Bad Credit? We Can Help! Get connected with licensed and ethical money lenders in Singapore who understand your situation. We work with licensed money lenders (as regulated by Ministry of Law in Singapore) all over Singapore to offer you the most competitive loan deals.

Quick Approval Process - Instant Cash

Fast Turn Around

Same Day Approval! Secure instant cash within 20 mins in Singapore.

Visit A Money Lender Near You

Singapore Islandwide Coverage

We work with legal money lenders are over Singapore. Find the nearest licensed lender near you now.

Licensed and Regulated by Ministry of Law

Ethical & Friendly Services

Our database of money lenders are licensed and regulated by the Ministry of Law in Singapore. 

Tailored Loan Solutions Based On Your Needs

Personalised To Your Needs!

Find a suitable tailored loan based on your needs!

Step 3: Kaizenaire's Promise to You

With Kaizenaire, you're not just a number. You're a valued client whose goals and security matter. Trust us to provide the financial bridge you need:

  • Personal Loans: Cover immediate and essential expenses effortlessly.
  • Student Loans: Invest confidently in your future education and career.
  • Payday Loans: Access quick funds for unforeseen emergencies.
  • Renovation Loans: Transform your space into the home you've always dreamed of.


Experience great customer service & embark on a hassle-free loan journey with Kaizenaire. We're here for you, every step of the way.


Our focus is on trust and reliability. Let us help you turn your goals into reality with the best financial support tailored just for you.

Ready to Get Started?

Take the first step towards resolving your financial needs. Provide your details below, and we will connect you with the ideal licensed moneylender in Singapore near you.

Your journey to financial empowerment begins here.

Get In Touch Now

We're here to help you with your loan application

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